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Retired Postal Employees

^     All messages            92-111 of 111  72-91 >>
TommiPerson was signed in when posted
09:47 PM ET (US)
Did the hospital take your insurance info? When the bill is complete at end of stay, the hospital bills Medicare. You don't file a claim
glenn martin martingd@bel
01:41 AM ET (US)
If in Hospital and only part A how do I file a claim??
TommiPerson was signed in when posted
09:36 PM ET (US)
Just sayin, when my other half went for SSDI we requested no medicare. When I appealed my disability decision and won I didn't think about Medicare. They automatically went back 30 months and took it out. I find it easier on co-pays and hospitalization it pays to have. And I was only 62 when it started. It becomes your primary insurance over BC/BS
Rick OwensPerson was signed in when posted
09:26 AM ET (US)
/m103 - You know - that's sort of weird because I NEVER received any letter at all from SS advising me of my option to decline Medicare - I turn 67 this coming December. I know because I watched for this notification and phoned SS about it. Been at the same address for over 30 years.

My local SS office told me at that time..."you can't decline what you have not signed up for." That was in answer to my question to them (BEFORE I turned 65) - I asked "how can I decline Medicare coverage."

But, if the unions and USPS get their way I will soon be FORCED into Medicare coverage...and I AM NOT happy about that.
11:27 PM ET (US)
/m101 Correct you can't sign up for Medicare until you reach 65.

Social Security sends you notices that tells you that you will automatically receive Medicare when you turn 65 unless you return a form to opt out. My husband took Social Security when he was 63. He was notified before his 65 birthday that he would receive Medicare unless he signed and opted out. We had no problems as he wanted Medicare at age 65.

I plan on having both my BCBS and Medicare when I turn 65. If you only want BCBS then you won't get Medicare automatically as you've passed the 65th birthday point so no problem.
Edited 05-04-2017 11:32 PM
Rick OwensPerson was signed in when posted
07:49 PM ET (US)
/m101 - Thanks Callie - I'm missing something here somehow. My wife took an early SS benefit - age 62...she did not signup for Medicare - I don't think she can until she reaches age 65 - isn't that correct?

That's the problem - she is not covered by Medicare yet and retired from her job Jan 2016 - so, I must maintain my FEHB B/C coverage so she will have health insurance. But, if I signup for Medicare then I will have to pay for both - Medicare and my B/C coverage...that's too much on my measly little postal retirement. That explains why I need to know if I signup for my SS online will they auto-enroll me in Medicare.
12:30 AM ET (US)
/m100 You only automatically get signed up for Medicare if you are already receiving Social Security before you reach your full retirement age. Otherwise when you pass your birthday that marks your Social Security full retirement age and decide to take Social Security at a later date then you are required to sign up for Medicare if you want it on your own. You've already passed the full retirement age birth date so you would not have to worry about automatically being signed up. I'm waiting to take Social Security later than my full retirement age but I do want Medicare so I have to remember to sign up 3 months before my 66th birthday.
Edited 05-03-2017 12:39 AM
Rick OwensPerson was signed in when posted
07:12 PM ET (US)
/m98 - Thanks.

I am 66 - full retirement age. I have NOT signed up for social security or Medicare. SSA just can't seem to answer my questions - and again...my question is; if I signup for my social security benefit will SSA automatically sign me up for Medicare. I DO NOT desire to signup for Medicare...that is why I am asking.

You see, if I signup and they auto-enroll me in Medicare then I will have to go through phone hell to drop Medicare and they will automatically deduct the cost of Medicare Part B from my small SS benefit...which will already be reduced by about 50-60% due to WEP.
08:08 PM ET (US)
/m96 That's fine, in which case, via MY CHOICE, I could sign up for Medicare then. This crap Rolando is pulling is simply a shell game, with OUR money.
Edited 04-28-2017 08:09 PM
03:36 PM ET (US)
97 - As I understand it, it depends on your age/situation. If you signed up for Social Security benefits prior to reaching full retirement age, say when you were first eligible at age 62, then 3 months before you turn 65, they will automatically enroll you in Medicare. If you are waiting to sign up for SS benefits until full retirement age, since you would be past the Medicare sign up age of 65, your responsible for doing it on your own.

Since I'm approaching that age I've been reading up on this a lot. Try Kiplinger.com, they have a lot of info in their retirement literature on how and when to sign up to get the most out of the program, and to keep you from getting screwed.
Rick OwensPerson was signed in when posted
09:25 AM ET (US)
Can anyone answer this - I emailed SSA and they would not answer - told me to phone. I tried calling...announced wait time 55 minutes. This has happened 3 times over the last month. My question is:

If I signup for social security online will they automatically sign me up for medicare? At this time I DO NOT want to sign up for Medicare...that is why I am asking.
Dead on Arrival
06:41 PM ET (US)
If you have any significant health problems at all, having 2 insurances pays for itself.
old and tired
03:09 PM ET (US)
perhaps the nalc members should march on nalc headquarters this May, 1 year after the contract expired and fred hasn't even filed for arbitration yet
old and tired
03:05 PM ET (US)
Fred sold retirees down the road, to make the nalc the secondary payer behind medicare, imagine the $$$$ the hbp saves from not being the primary payer( but they still collect usps and retiree contributions) and it costs the nalc hbp NOTHING to do it. As far as retirees not being able to do anything, they (we) can do 2 things; 1. retirees should go in mass to the next convention to do something or vote out fred when his term is up. 2nd, they still have a fiduciary responsibility from collecting our retiree dues to represent us, a class action lawsuit should be brought up. The only way fred could make a save here is to have a nalc medigap plan that saves retirees substantially more $$ than the cost a husband and wife must pay for medicare part b, which is highly unlikely. If I had to guess fred sold out the retirees to get cca's better hbp coverage because he has done such a sh** job in the last contract. Hopefully retirees will show up in mass at the convention
the way it is
09:52 PM ET (US)
Sorry, but Fred has sold you retirees down the river on the Medicare boat. This is the ultimate give back to help the USPS with prefunding. The funny thing is that the USPS has not paid prefunding for years and why the NALC is in such a hurry to help is really a mystery. The worst of it is that since the beginning of time EVERYTHING that came down the pike NEVER affected retirees or those about to retire. Now that Fred has set this new precedent, you can bet the USPS will attempt to cut current benefits for retirees. It will be a slow process, with a little here and a little there, but it will happen. Remember, retirees don't pay dues for the most part and you have zero political clout. My prediction is a big jump in health care premiums.
Rick OwensPerson was signed in when posted
08:05 AM ET (US)
Glenn /m89 - Wow - married 52 years and she decided to leave? that's tough. Been married 45 years and we're happy.

Have you signed up for Social Security? if so, how bad did WEP hit you?
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