QuickTopic logo Create New TopicNew Topic My TopicsMy Topics News
Skip to Messages

TOPIC:

Federal Employees Health Benefits

^     All messages            3598-3613 of 3613  3582-3597 >>
3613
RIKSNYPerson was signed in when posted
11-15-2017
09:31 PM ET (US)
What do you mean, "better"?
3612
Mook
11-15-2017
08:51 PM ET (US)
Standard or Basic is better for BCBS?
3611
Boss BasherPerson was signed in when posted
11-15-2017
02:01 PM ET (US)
RE: FEHBP Health Insurance Program: I worked for 30 years for USPS, to be eligible to FEHBP Insurance - arguably, the BEST Group Health Plan available, to employees (only Federal) in the U.S. In our Program, we have choices. Some, more expensive than others.

I choose to select what I consider to be the BEST Health plan. I capitalize upon my Benefit; it behooves me to do so. I don't try to Save Money on premiums. Unless and until it becomes formidably expensive to do so, this is what I will continue to do. YOU GET WHAT YOU PAY FOR.
Edited 11-15-2017 02:02 PM
3610
Boss BasherPerson was signed in when posted
11-15-2017
01:32 PM ET (US)
And forget about HMOs. They all SUCK.
3609
Boss BasherPerson was signed in when posted
11-15-2017
01:31 PM ET (US)
RIKS is correct. Be sure you have CHOICE. Be sure you don't NEED A REFERRAL, to see anyone. And be sure your local Medical Providers - both Doctors AND Hospitals - accept your insurance unquestioningly. I.E.: "PPO providers". I prefer the arrangement I have with Blue Cross/Blue Shield Standard. Might cost me a bit more, but it's the most versatile Healthcare Plan there is. Combined with Medicare A & B, I leave my checkbook at home. I pay ZERO. Except for RX's, which cost me $10 for a 90-day Fill through CVS Caremark Mail-Order Service. If you are in the Peak of health and never get sick, it doesn't really matter what Plan you have. Save all the money you want.

But when you DO get sick, or old, that's when the Rubber, Meets the Road. And when it does, you'd damn well better be insured to the Hilt.
3608
RIKSNYPerson was signed in when posted
11-15-2017
08:13 AM ET (US)
Just make sure your health care providers are "participating" with NALC.
3607
packerfan1
11-15-2017
06:55 AM ET (US)
Nalc high option vs Bcbs standard.80 copay vs 125 for prescriptions 2018.Premium 150 a month less.Nalc seems like a better buy. Any input on plans.Thanks much,
Edited 11-15-2017 07:49 AM
3606
Stoopid GoobersPerson was signed in when posted
11-13-2017
07:04 PM ET (US)
I posted a screenshot from OPM a few pages back here on Oct 4th showing the premiums. You can click on the pic to see the full image or just go to OPM. The $558 is per month not evey two weeks. How can you switch without knowing what you're switching to. This is not rocket science but it is important to get this stuff right. You can even go to the BCBS website and look at the premiums there under FEP - Federal Employee Plan.
Edited 11-13-2017 07:23 PM
3605
packerfan1
11-13-2017
01:03 PM ET (US)
Changed health ins to bcbs standard showed premium of 558.00 every two weeks.I assumed they will take postal premium discount off later.?????This was for self plus one coverage.
3604
konoctiguy
11-05-2017
06:48 PM ET (US)
Thanks Boss.
I'll need to look a little closer at some point. At least I could change during open season if that type of expensive drug was needed.
3603
Q
11-05-2017
02:22 PM ET (US)
How come God heals your booboo, but never does anything for amputees, konogoon?
3602
konoctiguy
11-05-2017
12:03 PM ET (US)
Yeah I really don't need a lot of medication because God does most of my healing when I am ill.
3601
Boss BasherPerson was signed in when posted
11-05-2017
11:39 AM ET (US)
/m3598 The RX coverage surely might not be as good - that's right. Especially if you've got any expensive or Maintenance-style RX's in your cabinet, that you must take long-term. Blue Cross's Tier Pricing Program is excellent. Only $10 bucks (most of the time) for a 90-day Fill through Mail-Order. More expensive drugs - such as the Latest & Greatest Cancer drugs, max-out at $155.00 per 90-day Fill. That's pretty hard to beat.
3600
packerfan1
11-05-2017
06:39 AM ET (US)
Ref 3596 easy way to compare, recommendations.Not on medicare.Thanks much
Edited 11-05-2017 06:40 AM
3599
JJJ
11-05-2017
02:56 AM ET (US)
sure whatta i care
3598
konoctiguy
11-05-2017
02:45 AM ET (US)
Boss
On Medicare A-B
I was planning to drop from Blue Cross/Shield Basic to GEHA which would save over 100 bucks/mo. yet still would eliminate co pays. Drug coverage might not be quite as good though.
Edited 11-05-2017 02:46 AM
^     All messages            3598-3613 of 3613  3582-3597 >>

Print | RSS Views: 127469 (Unique: 28972 ) / Subscribers: 9 | What's this?