Most likely this instance of your life is sub-optimally-kick-ass because the simulation is of every possible quantum outcome; a multiverse. So there exists a nearly infinite number of "you", some of whom are living the most kick-ass life that turns out to be possible within some very fuzzy definition of "you". It was just your bad luck that all those sextillions of quantum outcomes that affected your life ended up just this way. Better luck next time.