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Injured Postal & Federal Workers

^     All messages            28861-28876 of 28876  28845-28860 >>
28876
grandmother
10-01-2014
10:36 PM ET (US)
They cancelled my Life Insurance Policy and they are sending me back 2 months of premiums. I was told that after 12 months of being out of work they can cancel me. I am currently collecting 100 a month on my disability insurance. The shoulder is not on the same side as my carpal tunnel.
28875
SnowedPerson was signed in when posted
10-01-2014
09:50 PM ET (US)
Grandmother-
Call the state insurance department for help with the disability policy. Is the shoulder the same side as carpal tunnel? The reason being you cannot get a SA and wage loss on the same extremity.
28874
grandmother
10-01-2014
12:00 PM ET (US)
I need help with a situation and I am wondering if anyone can advise me. I had both long term disability/life insurance policy through NRLCA with Cigna. Cigna cancelled my policy without notice 12 months after I have been out of work. I was independently still paying on this policy after they claimed that they had cancelled it. How I found out it was cancelled I called for them to send me my premium statements in the mail. This is when I have been told it was cancelled. They said that they sent me out a conversion plan which I have never received. I called the union they said that they cannot help me with this. I had the policy for years. Any advice will be greatly appreciated.
28873
grandmother
10-01-2014
02:53 AM ET (US)
Snowed, I had surgery for a full rotator cuff/sprain both conditions of the shoulder have been accepted by owcp. I go to PT three times a week.
28872
camryn211
09-30-2014
11:44 PM ET (US)
OMG are you serious !!!! Well I need to put my retirement papers in right away…I had no idea I would be able to go back on WC .
Im sitting here worry myself to death of how am I going to make it with no money . Especially if I have to go all the way to ECAB….
Once again Thanks Snowed…God Bless you….I don't know what I would do without you and the other people on here...
28871
SnowedPerson was signed in when posted
09-30-2014
07:52 PM ET (US)
WC appeal is not affected. If you win you should be placed back on the periodic role. Of course you would have to make an election of benefits and pay back the OPM
28870
SnowedPerson was signed in when posted
09-30-2014
07:50 PM ET (US)
camryn211-
You would get the higher of the two as they would also factor in the SSDI as there is no offset with regular retirement but there is an offset with DR.
28869
camryn211
09-30-2014
07:17 PM ET (US)
Hey Snowed, So if I retire then apply for DR and I get approved, does OPM change my Reg Retirement to DR ??? The SSA said they won't accept the CQS statement. They had me sign a release so they can
mail this form to OWCP…and have them fill it out with the info they need…They won't even accept the statements that WC mails us with our checks.. Oh one more thing..What happens to my WC Appeal
if I was to retire before a decision was made?
28868
SnowedPerson was signed in when posted
09-30-2014
06:53 PM ET (US)
camryn211-
Yes you can retire regular and you still have one year to apply for DR. Would the SSA take a CQS statement that shows all your payments and pay periods? Usually SSDI does not offset at 100% Make sure they calculated you correctly. Look back 5 years before SSDI was approved and take the highest wage earning year. This would include other jobs and overtime. You can get your yearly amounts from the SSA website or statement. You can collect 80% of the high year between SSDI and WC. So usually the most you get from WC is 75% of your salary with no overtime and other wages. Most people get at least a small check from SSDI. The problem with the CQS printout is it does not show the gross amount only payout so if you have a period you should have received some SSDI then you will need your statements from WC... I saved most of mine. If you don't have yours you will have to ask for a printout from your CE.
28867
camryn211
09-30-2014
05:17 PM ET (US)
I was told by Shared Services that I can Retire and then apply for D.R. through OPM…Does anyone know about that ? I have been without a income since june 2014 ,
when Work Comp terminated my benefits… Im waiting on a decision from Review of written record…if I don't get my benefits reinstated I will be forced to do something…
I got approved in Aug 2014 from SSDR. BUT they said my W.C. offset my benefits 100%…I told them Im not receiving W.C. now. They now want a benefits statement from
W.C. going back to the date I first started receiving W.C. and a copy of my W.C. termination letter…Uuuuuggggghhhhh.. this has been a total nightmare… any suggestions ???
28866
SnowedPerson was signed in when posted
09-30-2014
04:06 PM ET (US)
grandmother-
What is the occupational disease? Ask for the augmented rate based on supporting your husband. I would get a signed statement from him as to how long he lived with you and how much assistance you provide in terms of $ amount. You should at least get the augmented rate for the periods that he lived with you. If you can break it down and document each period, I think that would be helpful to your CE.
28865
grandmother
09-29-2014
09:14 AM ET (US)
I have two questions? First, I was out on owcp 7 years ago for about a year. I had surgery for carpal tunnel and elbow problems. Can I apply for a schedule award for this injury being that I am out again on owcp for a occupational disease? Second, I was talking to my ce. I want to apply for %75 of my benefits and she told me to write a letter explain why. My spouse whom I have been separated from for 7 years lives with me about 5-7 months out of the year because medical reasons....I do his meds...supply food...pay for his cell and a few other items. I am not sure on how to write this letter, I am not very good in writing. Should I list all that I do?
28864
injured knee
09-27-2014
08:25 AM ET (US)
mailladypostlady.....my travel was cancelled by CE...would like to talk...770-969-3522..thanks.
28863
Kilacat
09-27-2014
08:00 AM ET (US)
Ed,He spent 15min with me and after stating I could not return to any type of work based on medical evidence did a complete reversal because I walked in the video which was not out of any of my restrictions. I am disabled from neurological conditions which he did not evaluate, but a Neurologist SECOP did a year prior. But they did not provide him with that report!
Edited 09-27-2014 08:01 AM
28862
mailladypostladyPerson was signed in when posted
09-26-2014
11:03 PM ET (US)
I traveled abt 800 miles round trip. Ellis got my visit pre-approved. I submitted the owcp travel reimbursement form. It was initially denied, then I called CE and informed him that it was pre approved, and that I even had the medical authorization number! He then looked it up and I was paid the next week. Took me abt 2 months for the travel reimbursement because I could never speak with the CE...
28861
injured knee
09-26-2014
10:31 PM ET (US)
Mailladypostlady how far did you travel to see Dr. Ellis? Were you reimbursed for out of pocket expenses?
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