Welcome to our Cyberdosh Discussion Boards, which are open to all budding entrepreneurs participating in our 'Make Me a Million-hare' TOP TRADER OF 2006 entrepreneurial experimental exercise...

HAVE YOU GOT WHAT IT TAKES TO MAKE A MILLION?

http://www.cyberdosh.com

MY BEST BARGAINS

I recently bought a BRAND NEW Personal CD Player with MW/FM Radio for 50p from 'maggiethecat' on eBid. (I see she now has a copy of the video, 'Dumb and Dumberer' listed in her clearance sale for the princely sum of 20p!!)
GOOD SELLER - MAGGIETHECAT ON EBID

=======================

BAD SELLERS - JOHN NESBITT / RONNIE NAISBITT FROM HOUGHTON LE SPRING - user names such as nesbittdogs, Johnn7323, dogsrus appear to be associated with same person(s). The name also shows up in crime reports for piracy, counterfeit goods and has served time for same.

========================

Join us FREE at http://www.cyberdosh.com where you can find hundreds of bargains and information about how to shop safely in the online auctions.

Don't forget to visit the messageboards and share your auction news with others.

Information overload with all the new hints, tips and suggestions about buying and selling in the auctions. FREE auction sniper, FREE auction price comparisons, FREE auction buddy sign-ups, domain names for less than £5 per year plus loads more...
Read it all here >>> http://www.scottishmultimedia.co.uk/Cyberd...reeAuctionTools.htm

Return to http://www.nowyouknow.co.uk

Return to http://www.cyberdosh.com

COPYRIGHT INFRINGEMENT WARNING

During a recent surfing trip through the online auctions, certain items were brought to our attention that involved illegal copying of protected materials... OUR MATERIALS! We do not take this issue lightly and would like to warn all potential traders that we will not tolerate copyright infringement and that ALL cases will be reported to the relevant authorities.
Buyers should be aware that it is not just the seller of any illegal items who is at fault. As far as we are concerned, copyright infringement is theft and anyone who happily receives and keeps such counterfeit property is in receipt of stolen goods.
Now You Know online will continue to highlight such activities and will operate a naming and shaming policy.

Return to http://www.cyberdosh.com

Return to http://www.nowyouknow.co.uk

Edited by author 22-12-2005 11:20
BUYER BEWARE

Names to watch out for:

eBay/PayPal user - johnn7323 (I paid seller, received nothing! This seller possibly also known as dogsrus / nesbittdogs. PayPal resolved issue by refunding my payment)

eBid - litastar1234 (non-paying bidder)
eBid - weav1967 (non-paying bidder)
eBid - Kay-andrew (I paid seller, received nothing!)

Return to http://www.cyberdosh.com
Return to http://www.nowyouknow.co.uk

Hi NYK Media. I Googled myself and was surprised and delighted to see your post here! I'm glad you were pleased with our transaction, and thank you for the plug. I have now dropped the price of Dumb & Dumberer to 10p. Perhaps I'm a bit too honest in my description. "It's rubbish." lol All the best to you!
Maggie the Cat.

CYBERDOSH UPDATE

Why not sign up for our FREE NEWSLETTER and claim your 10% members' discount code for use in the Cyberdosh auctions? Sign up now, FREE, at
http://www.scottishmultimedia.co.uk/newsletter.htm

If you have any handy hints, tips, voucher codes, promotions or clues as to how to make money spin further, we want to hear from you. You are free to add your comments and news here on the boards but please, only entries relevant to spending, earning, bidding, buying, selling, trading and saving cash online - that's why it's Cyberdosh!

Visit the Cyberdosh auctions at http://www.scottishmultimedia.co.uk/Auction

Get FREE GIFTS at http://www.scottishmultimedia.co.uk/FREE.htm

Return to www.cyberdosh.com
Return to www.britishwebshop.com

Edited by author 08-11-2006 21:18
SAVING YOU CYBERDOSH EVERY DAY

£5.00 OFF VOUCHER

We've just added the great gift site called I Want One Of Those! By using the promotional code VCODES1 at the checkout, you'll get £5 off a £30 spend. (It more than pays for the postage & packaging, so I treated myself to an extra gift - just for me!)

Get £5.00 off your orders now at IWOOT

Return to British Web Shop

SAVING YOU CYB€RDOSH EVERY DAY!

£25 - £35 OFF FUTONS

Visit http://www.scottishmultimedia.co.uk/NYKShop/HighStreet.htm for super savings on beds. Right now, there's between £25 and £35 off all KYOTO MITO FUTONS and around 20% OFF all divans.

Check http://www.scottishmultimedia.co.uk/NYKShop/HighStreet.htm

Edited by author 08-11-2006 21:13
SAVING YOU CYBERDOSH EVERY DAY

GET A FREE £5.00 VOUCHER

Purchase the Lanvin Homme 75ml or Britney Spears Fantasy 100ml from the monthly offers page and receive £5.00 off your next purchase over £20.00 (exclusive of postage) You are already saving £22.50 on the mens fragrance from Lanvin and, with £16.50 off the popular Britney Spears perfume, it can only help your Christmas budget even further to receive a £5.00 voucher for those stocking fillers! (Please note that you can only qualify for one gift voucher per visit) To take advantage of this offer, click HERE

Return to British Web Shop

Edited by author 08-11-2006 21:07
SAVING YOU CYBERDOSH EVERY DAY

£1.00 OFF FLOWERS

Discount Code: AWDC

Send fresh flowers to any address in the UK from only £9.99 including FREE UK delivery, FREE gift card and FREE chocolates. Use promotional code AWDC to save £1 on all orders placed at Bunchesbefore Saturday December 9th 2006.

Return to British Web Shop

SAVING YOU CYB€RDO$H EVERY DAY

£1.00 OFF at CD WOW

Discount Code: AWIN1

Click on the CD WOW link at http://www.britishwebshop.co.uk to claim £1.00 OFF their already heavily discounted items AND get FREE HOME DELIVERY.

Edited by author 08-11-2006 21:03
SAVING YOU CYBERDOSH EVERY DAY

FREE DELIVERY AT CURRYS

Get free home delivery for your Christmas orders from Currys by using discount Code: WK27AF_FREEDEL

Offer ends 01/12/06

Return to British Web Shop

Edited by author 08-11-2006 21:00
SAVING YOU CYBERDOSH EVERY DAY

LITTLEWOODS - £15.00 OFF

£15.00 OFF YOUR FIRST ORDER plus up to 52 Weeks interest free credit (subject to status)

Return to British Web Shop

Edited by author 08-11-2006 20:57
SAVING YOU CYBERDOSH EVERY DAY

BUY 2, GET 3rd FREE AT WOOLWORTHS

Make the most of this fantastic mix & match 3 for 2 offers. Cyberdosh members have saved hundreds of pounds on this deal already! With some sale items slashed by up to 50%, one members saved over 30%

Return to British Web Shop

Edited by author 08-11-2006 21:18
SAVING YOU CYB€RDO$H EVERY DAY

SAVINGS ON WINE & CHAMPAGNE

1) SAVE 25% PLUS GET FREE CHAMPAGNE

2) GET 6 BOTTLES OF WINE FREE

Return to British Web Shop

Edited by author 08-11-2006 20:54
SAVING YOU CYBERDOSH EVERY DAY

EUROFFICE

For office goods, stationery, gifts and home office equipment you are offered 15% off your first order plus FREE DELIVERY on orders over £30 (ex VAT)

Return to British Web Shop

Edited by author 08-11-2006 20:45
SAVING YOU CYB€RDO$H EVERY DAY

WIN A FREE 3 DAY GOLF BREAK

BOOK A GOLF BREAK FROM £66

Return to British Web Shop

Edited by author 08-11-2006 20:40
SAVING YOU CYB€RDO$H EVERY DAY

CLAIM YOUR FREE GIFT HERE

For the maximum price of only £2.99 postage & packaging, you can now claim one of over 35 FREE gifts ranging in rrp value from under £5.oo to over £100.00, when you visit the site.

Return to British Web Shop

Edited by author 08-11-2006 20:36
SAVING YOU CYB€RDO$H EVERY DAY

John Lewis

FREE DELIVERY UNTIL 13/11/06

Get FREE DELIVERY on Christmas shopping John Lewis

Return to British Web Shop

SAVING YOU CYBERDOSH EVERY DAY

DOROTHY PERKINS

Up to 50% off, plus a FREE GOODIE BAG worth over £25 when you spend £50 or more.

Return to British Web Shop

SAVING YOU CYBERDOSH EVERY DAY

RACING BOOK SHOP

Visit the racing book shop to find gifts for those difficult to please racing fans. Right now, you can buy a share in a racehorse for as little as £59, commission an original oil painting or drawing of their favourite horse, choose from a huge selection of bespoke gifts and save pounds on horse racing books, magazines and memorabilia. Become an odds on favourite with the racing fan in your life this Christmas.

Return to British Web Shop

SAVING YOU CYBERDOSH EVERY DAY

HORSERACING RELATED AUCTIONS

For all those difficult to find items such as old photographs, books, racecards and racing prints, take a trip to the racing auctions and start bidding for bargains online now.

Return to British Web Shop

SAVING YOU CYBERDOSH EVERY DAY

THE CYBERDOSH ONLINE AUCTIONS

GET 10% OFF AUCTION PRICES

Not content to help you save a fortune online by bringing you bargains, discounts, cash incentives, voucher codes and freebies, Cyberdosh has now got its very own auction site. Register as a bidding buddy to enable you to buy and sell, then you can collect loyalty points whilst shopping in any of the hundreds of registered auction sites.

Right now, if you subscribe to our FREE NEWSLETTER, you'll receive a discount code that allows 10% off the final price (excluding p&p) of any items you buy online in the Cyberdosh auctions.

Return to British Web Shop

SAVING YOU CYBERDOSH EVERY DAY

SMILEY COIN TROLLEY KEYRINGS OFFER

Ever been stuck for a pound coin at the supermarket when you went to collect a trolley? Never be stuck again! When you buy four for £5.00 including postage and packaging, we will give you another one absolutely FREE OF CHARGE. An ideal stocking filler this Christmas or else keep them all for your own family and keep one on each of your keyrings so you are always prepared.

Return to British Web Shop

Edited by author 09-11-2006 15:05
SAVING YOU CYB€RDO$H EVERY DAY


FREE EBOOK WORTH £9.95

Have you ever thought about what it would be like to celebrate your ultimate DEBT FREE DAY? No more mortgage, loan or credit payments, just a clear, debt free future ... This is, "the book that lenders would love to ban". It contains 12 secrets to eliminate your mortgage, loans and credit cards... fast. Download it and read it for yourself, (or you can buy a printed version) and then give the cash advisor a call to find out how easy it would be for you to take control of your finances and work towards that glorious day - your debt free party!

Return to British Web Shop

SAVING YOU CYB€RDO$H EVERY DAY

GET 10% OFF COOL PLATES

Get 10% Discount with Promo Code: "SHOW PLATE" when you buy a flashy set of numnber plates from only £18 including delivery!

Return to British Web Shop

SAVING YOU CYB€RDO$H EVERY DAY

WIN A SET OF ALLOYS

Text to Win - regular competitions from Edworthys where you could win a brand new set of alloys, a navigation system and loads more

Return to British Web Shop

SAVING YOU CYB€RDO$H EVERY DAY

10% OFF HOME STUDY COURSES

With courses starting from as little as £69, this may even be an excellent gift idea for your studious friends or relatives
 
Find out more at http://www.scottishmultimedia.co.uk/nykmedia/courses.htm

Return to British Web Shop

SAVING YOU CYB€RDO$H EVERY DAY

CLEARANCE BARGAINS

Check out clearance bargains - Ladies multicolour suede jacket reduced from £39.99 to only £19.99, Grass roots sandals reduced from £27.99 to only £9.99. Armani, Ben Sherman, Diesel, DKNY, Dolce & Gabanna etc... Get your Top Brands Direct!
 
Find out more at http://www.scottishmultimedia.co.uk/nykshop/Designer.htm

Return to British Web Shop

SAVING YOU CYB€RDO$H EVERY DAY

GET £50 OFF JEANS

MENS & LADIES jeans from only £29! SAVE Up to £50!! on 1 pair. While stocks last - Unbeatable Deal. Updated daily

Find out more at http://www.scottishmultimedia.co.uk/nykshop/Designer.htm

Return to British Web Shop

OFFICE SUPPLIES

FREE PORTABLE DVD

Get a FREE Portable DVD player when you buy 30 or more realms of paper

Find out more at http://www.scottishmultimedia.co.uk/NYKShop/Business.htm

Return to British Web Shop

Edited by author 10-11-2006 15:35
SAVING YOU CYB€RDO$H EVERY DAY

ANOTHER 20% OFF DOROTHY PERKINS

A second mention for this offer as it just keeps getting better! Having just got the £25 worth of FREE goods with each order over £50, we now have a voucher code for a further 10% OFF orders over £55 or, even better, 20% OFF when you spend £75 With their sale items already heavily discounted, this has to be among our top Cyberdosh Saving Tips. Discounts can be found: HERE

Find out more at http://www.scottishmultimedia.co.uk/nykshop/offers.htm

Return to British Web Shop

SAVING YOU CYB€RDO$H EVERY DAY

15% OFF AT BURTONS

New voucher promotional code for 15% OFF when you spend £50. There's also 10% OFF for students, 2 pairs jeans for £38 plus plenty other bargains well worth the look... another top Cyberdosh Saving Tip! Use discount code: SHOWN HERE

Find out more at http://www.scottishmultimedia.co.uk/nykshop/offers.htm

Return to British Web Shop

SAVING YOU CYB€RDO$H EVERY DAY

2 FOR 1 ON THE GOLF COURSE

The vouchers cost only £2.50 each, you can buy online, and each voucher gets you 2 for the price of 1 on the golf course... over 1000 courses nationwide. Excellent gift for the golfer in your life! Find out how to get your vouchers

Find out more at http://www.scottishmultimedia.co.uk/nykshop/offers.htm

Return to British Web Shop

Edited by author 11-11-2006 00:39
SAVING YOU CYB€RDO$H EVERY DAY

ADOPT AN ANIMAL

Looking for an extra special, unusual gift? You can adopt an animal from only £29.99; adopt a DOLPHIN, adopt a TIGER, adopt a WOLF, adopt a REINDEER, adopt a SNOW LEOPARD... support wildlife and give someone special, something specialGet details HERE

Find out more at http://www.scottishmultimedia.co.uk/nykshop/pets.htm

Return to British Web Shop

Edited by author 12-11-2006 22:53
SAVING YOU CYB€RDO$H EVERY DAY

MP3 PLAYERS ONLY £9.99 EACH - BUY 4 GET 1 FREE

MP3 EXCLUSIVE BARGAINS

These are all the rage - even for granny & grandad! All your favourite music and audio books can be available at the touch of a button on your tiny MP3 player, and we have over 10 different offers available this Christmas (limited amount, don't miss this!) including BUY 4 @ £9.99 each and GET 1 FREE! Find out how and get the discount codes HERE

Find out more at http://www.scottishmultimedia.co.uk/nykshop/mp3.htm

Return to British Web Shop

SAVING YOU CYB€RDO$H EVERY DAY

BARGAINS & FREE GIFTS

BARGAINS AND FREE GIFTS HERE

Not content to offer so many FREE GIFTS, there are also some tremendous offers to take advantage of whilst browsing the site. The following are just a few examples of the offers available now.
The Sims Deluxe - £4.99
Canon MP160 All-in-one Printer, scanner and copier - £49.99
1GB Viking Flash Pen Drive – NOW only £14.99
27 piece tool kit - £6.99
2GB Sumvision Yumi Pro MP4 player – only 54.99

See them all for yourself HERE

Find out more at http://www.scottishmultimedia.co.uk/free

Return to British Web Shop

APOLOGIES FOR THE DELAY

These messageboards have been refusing to co-operate for the last 2 days! Normal service shall resume as soon as we have pinpointed the problem.

http://www.britishwebshop.co.uk

MESSAGEBOARDS TOO PUBLIC?

Having investigated all options, and given you all a fair amount to read, it's now time to start discussing the good, the bad and the ugly of online Cyberdoshing. You'll still continue to receive all the promotional updates if you are subscribed to our newsletter.

All going well, we will bring you the news and reviews pertaining to saving you Cyberdosh but we do need some feedback to help realise the full potential offered by this, or any other, 'discussion board'. All comments appreciated.

Return to http://www.cyberdosh.com

Edited by author 14-11-2006 22:46
SAVING YOU CYB€RDO$H EVERY DAY

Regarding: m/28

I have just read my free electronic copy of the book and found it to be very interesting! It certainly has plenty to offer by way of cost-cutting ideas relating to the use of credit cards, loans and mortgages and might even shock some of you with it's frank look at where all your hard earned cash goes each month. And for how long you will be paying out at that rate!

I have followed the basic principles of Cyberdoshing for the past 5 years and, I am proud to say, I have already celebrated my first debt free day. But that doesn't last forever, not without continued hard work and dedication to the lifestyle. Fortunately, I happen to enjoy it and it gives me more than a little sense of satisfaction knowing that every cyber penny remaining in my pocket is one less for the taxman, creditor or lender - to be honest, every penny extra is earning interest, so it isn't REALLY in my pocket. In fact, if you are in the position to be 'lending' your savings to the bank in exchange for the paultry percentage that they pay you in interest, less what the taxman slices off, then I'd seriously consider banking it elsewhere in a taxfree 'hideaway'.

2007 is set to be NYK's year of Cyberdosh. Make sure you keep up to date and share your news with us all. Let's get this discussion going by accepting the Cyberdosh challenge for 2007 - muke it your New Year's resolution to save a small cyberdosh fortune!

http://www.cyberdosh.com

SAVING YOU CYB€RDO$H EVERY DAY

Today's bargains include the following items. Please consider returning here to leave a review of any products you purchase and share your views with the other readers.

Heelies Wheelies - ONLY £12.99
Limited stock

26 piece tool kit - £4.99

Vivitar 8mp digital camera - £114.99

Mustek 40gb media player - £119.99
Limited Stock

2GB Viking SD card - £23.99

Norton Internet Security 2007 - £29.99

V traveller - £16.99

Deluxe Wireless Headphones - £8.99

Extra Value 1GB Secure Digital (SD) Card - £12.99

Yamada Chili DVD Player 7200XCU with USB - Card Reader & DivX support - £29.99

Get more info at http://www.britishwebshop.co.uk

SAVING YOU CYB€RDO$H EVERY DAY

Christmas Tree Stand - A metal cut christmas tree stand
Clearance Special - Was £9.00, now £4.50
Save 50% while stocks last at Greenfingers.

Get more info at http://www.britishwebshop.co.uk

SAVING YOU CYB€RDO$H EVERY DAY

Special Cyberdosh offer for readers and subscribers - novelty trolley keyrings 4 for £5.00 including postage & packaging within UK - Buy 4 and get 1 ABSOLUTELY FREE

Special offers on Christmas party supplies - streamers, hats, pinatas, decorations, stocking fillers from less than 50p and FREE DELIVERY on orders over £50. Plus, design your very own party room online and see it before you buy it. This is a great idea, it's like working with your own personal interior designer.

Bunches florists still have their £1.00 off promotion along with their free gift card and chocolates with orders over £16.00
Don't forget you can collect your iPoints whilst shopping here.

Find out more at http://www.britishwebshop.co.uk

Edited by author 20-11-2006 22:32
SAVING YOU CYB€RDO$H EVERY DAY

After seeing the ultimate in luxury recliners, the La-Z-Boy, we have now found an equally superb item - The La-Z-Spa! Take this golden opportunity and try to win one now in the free to enter competition: details at http://www.scottishmultimedia.co.uk/nykshop/drinkstuff.htm

The daily draw for £250 of shopping vouchers at IWOOT has now started. So, happypanda, if you are reading this, drop us a line and let us know what you buy with your winnings - go on, make us all jealous!

Find out more at http://www.britishwebshop.co.uk

Edited by author 22-11-2006 17:23
Cyberdosh.com - where virtually every penny counts!
SAVING YOU CYB€RDO$H EVERY DAY

We've found another great, money-saving site for animal lovers and pet owners!

Zooplus offers free delivery within the UK on all orders over just £29
They have plenty on offer, including the promise of a 5% discount on larger orders but, when trying out the site, we were able to save almost 1/3 of overall costs when comparing with similar sites and even eBay prices couldn't compare!
Don't always trust the eBay prices to be cheaper. Just because it's an auction doesn't mean the items listed are necessarily the best bargains. ALWAYS compare prices and ALWAYS add up the extras, such as postage & packaging. It's amazing how much cyberdosh you can save just by being pernickety about postage!
Check out the new pets section of our website at http://www.scottishmultimedia.co.uk/NYKShop/pets.htm

Return to http://www.britishwebshop.co.uk

SAVING YOU CYB€RDO$H EVERY DAY

Get the brand new 5% OFF code
 
EVEN BETTER - not content to offer you 5% OFF your first order, you can also make 5% future savings or cashback, whichever way you want to look at it. You earn money off future purchases with every order you place over £20 - 1 point per £20, 1 point = £1 to spend on your next shopping trip!

Grab those Christmas bargains - gift ideas from under a pound right up to hundreds of pounds - the more Cyberdosh you spend, the more Cyberdosh you save. It's a win, win situation.

Find out more at http://www.britishwebshop.co.uk

SAVING YOU CYB€RDO$H EVERY DAY

INDIVIDUALLY DESIGNED DESK CALENDARS - GET ONE FREE
 
What better 'stocking filler' than an individually designed desk calendar showing your favourite family photographs month by month? As a special Christmas promotional bonus, you can get one absolutely free of charge (just pay postage & packaging). All you have to do is select your favourite photos and upload them into the design, making this a truly unique gift for anyone.

Find out more at http://www.britishwebshop.co.uk

SAVING YOU CYB€RDO$H EVERY DAY

CHRISTMAS SALES WARS REALLY HOTTING UP
 
Things are really hotting up on the sales front in the final run up to Christmas and this may only be the tip of the iceberg. As retailers clamber for sales, there are absolutely no indications that further reductions won't be available in the new year. With Dixons already offering free delivery on gifts, John Lewis is offering more than 5% discount on orders over £90 plus free delivery whilst Currys is offering free delivery on orders over £299. Mind you, with 32" HD ready TVs at under £500, it isn't difficult to appreciate the benefits of such an order limit. We've also found a few more free gift opportunities and 3 for 2s that shouldn't be missed.
Find out about these and loads more bargains at http://www.britishwebshop.co.uk

SAVING YOU SEASONAL CYB€RDO$H THIS CHRISTMAS

DECORATING YOUR CHRISTMAS ROOM FOR UNDER £20
 
Having just sampled the joys of designing my own Christmas themed room online, it seems only fair to share my knew found knowledge of how easy and how inexpensive it really is. We've set up a page dedicated to party supplies just to make it quicker and easier to access. This little site is so easy to use that it's childs play. You simply click on your selected decorations, move them around the virtual room until it looks just how you want your room to look and then hey presto! Click on the 'buy this room now' button and away you go! It couldn't be simpler. My first room decor set arrived earlier this week, having cost only about £20, and the quality is such that the wall hangings are reuseable for several years to come, so it was money well spent. I can highly recommend the 5 foot windows, but I also love the polar bears, penguins and snowmen, which come in packs of 2 for a mere £3.75! Don't miss these superb bargains - the page can be found at http://www.scottishmultimedia.co.uk/NYKShop/party.htm or else via the link on the front page of
http://www.britishwebshop.co.uk

HAPPY SHOPPING CYBERDOSHERS!

SAVING YOU SEASONAL CYB€RDO$H THIS CHRISTMAS

LOADS MORE UPDATES
 
What's new this evening? Well, we've found ...
MP3 players from only £9.99,
Half price digital cameras priced at only £34.99,
20% OFF boots and shoes,
A FREE watch when you spend over £24,
Tom Tom Sat Nav only £183,
32" High Definition LCD TVs from under £500 + Free Deliver,
5% OFF voucher code plus cashback on all your gift purchases,
Chart CDs from £6.99

All this and much, much more at http://www.britishwebshop.co.uk

Subscribe to these messageboards FREE to get all the updates as they arrive.

HAPPY SHOPPING CYBERDOSHERS!

THE SKY'S THE LIMIT!

ACRES OF LAND ON THE MOON, VENUS AND MARS ARE SELLING LIKE HOTCAKES!

It seems to be the top 'silly gift' of the season, selling at only 325 per acre - legally, with title NASA approved title deeds - and if you buy 4 acres, you can claim a free Spa Day for 2. I hear there's even a few golf course sized plots been sold to futuristic investment developers!

Check out the latest deals for planetary property prospectors at http://www.scottishmultimedia.co.uk/moon.htm

Return to http://www.britishwebshop.co.uk

SAVING YOU CYBERDOSH EVERY DAY!

Triple clubcard points on all Tesco Direct purchases for the next two weeks. But hurry, triple points ends on Sunday 10th December (excludes delivery charge).

25% OFF ALL WINE & CHAMPAGNE FOR ONE WEEK ONLY*

For one week only, all wine and Champagne will have 25% off at Tesco Wine Club. Everything you need for Christmas at great Tesco prices, perfect for Christmas dinner, parties & gifts. And don't forget free delivery over £99. *Ends 5th December

Visit the store at http://www.britishwebshop.co.uk

Edited by author 30-11-2006 19:03
SAVING YOU CYBERDOSH EVERY DAY

1. Robotyrannus robotic dinosaur has been slashed to only £49.94 plus triple Tesco clubcard points

2. FREE DELIVERY on Virgin wines and Champagne this Christmas season

3. For only £3.95 you can have a personalised letter from Santa sent to the little loves in your life! Santa's letter arrives with FREE chocolates and it's FREE delivery!

Read about all the above Cyberdosh saving items at http://www.britishwebshop.co.uk where every penny counts. Make this Christmas the best ever.

Edited by author 30-11-2006 21:02
SAVING YOU SEASONAL CYB€RDO$H THIS CHRISTMAS

24 HOUR SALE ON 30/11/06
 
From midnight tonight for 24 hours, both Dorothy Perkins and Burtons have a 20% OFF EVERYTHING sale. Get the quick link access to both of these 'not to be missed' opportunities here at http://www.britishwebshop.co.uk/

HAPPY SHOPPING CYBERDOSHERS!

SAVING YOU CYB£RDO$H THIS CHRISTMAS

£30 discount off all LCD and Plasma TV's over £500 at DIXONS. Use the discount code at checkout until 31/12/06. Plus, your chance to win a Sony PS3 every day until 18th December 2006!

Get this code and more at http://www.britishwebshop.co.uk

SAVING YOU CYB£RDO$H EVERY DAY

SITE NEWS UPDATE - Bedlam and mayhem in our brand new bargain centre!
We are in the process of introducing the latest addition to the Cyberdosh British Web Shop site. As part of the Cyberdosh shopping spree, this page is where members can take advantage of their exclusive 10% OFF code. The new page, which can be found at http://www.scottishmultimedia.co.uk/NYKShop/Mayhem.htm will be accessible to all, but only Cyberdosh members will be entitled to the extra 10% discount.

More bargain news coming soon, keep checking the website at http://www.britishwebshop.co.uk and don't forget to spread the word. Invite your friends and family to join us online and we'll invite more suppliers to offer us better discounts. Add your email address at the 'subscribe' button above and get all the updates as they are published.

Read more about Cyberdosh at http://www.cyberdosh.com

SAVING YOU CYB£RDO$H EVERY DAY

TOP TIP OF TODAY (2nd December 2006)

Go to our freebies guide at http://www.scottishmultimedia.co.uk/FREE.htm and register for a free fiver - YES! That's £5 FREE. Once registered, open Frankie's advent calendar and see what fantastic cashback savings you can make. Tomorrow, members can take advantage of a phenomenal 15% OFF Thorntons chocolates. You get cashback on ALL your shopping through this site and receive your savings cheques each time you accrue £25. As an added bonus, you can grab another free fiver every time you recommend a friend.

Find out how at http://www.scottishmultimedia.co.uk/FREE.htm

CYBERDOSH MEMBERS' NEWSLETTERS

Would readers please note that there has been a recent problem with the emailing system for the newsletters and some Cyberdoshers have not been receiving their updates. If you want to join Cyberdosh, please remember to register your email address at http://www.scottishmultimedia.co.uk/newsletter.htm and to confirm your details via the link in the opt-in email that you receive. Without this, you will not be able to receive your Cyberdosh 10% Discount code.

To receive the updates from these messageboards, add your email address at the 'subscribe' link at the top of this page.

Please note that by subscribing to these messageboards, you are not registering as a member of Cyberdosh. To become a member, which is free, you should register via the website at http://www.cyberdosh.com or, as above, directly at www.scottishmultimedia.co.uk/newsletter.htm

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SAVING YOU SEASONAL CYBERDOSH EVERY DAY

For this morning's highlights, we have the following amongst many other special offers and money saving options:

1) EXCLUSIVE TO CYBERDOSHERS - 10% off selected Desert Orchid prints at http://www.racingbookshop.com

2) Buy 4 novelty trolley keyrings for £5 inc. P&P and Get 1 Free SPECIAL CYBERDOSH OFFER WHILE STOCKS LAST

3) Save 10% on all bouquets until 08/12/06 fro Bunches. Use code 'DCTD' at the checkout. Offer includes FREE UK Delivery and FREE Chocolates!

4) Carphonewarehouse Motorola MOTOSLVR L6 Pink pay as you go mobile phone from £44.95 including £10.00 airtime.

5) Free delivery & £5.00 off voucher for return shoppers at Additions - see min site for code

6) Angelina Ballerina 12" bike with FREE Angelina Ballerina helmet reduced to £64.99 at 1stforToys

7) £3.00 OFF for new customers plus extra discounts and gifts with the online Zooplus advent calendar

8) £30 discount off all LCD and Plasma TV's over £500 at DIXONS. Use discount code DEC30 at checkout until 31/12/06. Plus, your chance to win a Sony PS3!

9) 30% OFF Champagne, 25% OFF wine and FREE DELIVERY from Virgin Wines

10) Triple Clubcard Points at Tesco Direct plus HUGE savings

For all of the above offers and much more, see main site at http://www.britishwebshop.co.uk

CYBERDOSH SEASONAL GIFT SUGGESTIONS

Introduce your granny to the world of modern technology...

MP3 players are all the rage, becoming more and more technical by the minute, let alone the day. But spare a thought for those who could never even dream of such 'sci-fi' gadgets and help them to understand the simple genius of MP3.

For the elderly, hard of hearing, visually impared or just plain technophobe-types, why not get them a little MP3 player? It's a bit like 'My First... gadget!' Forget all the technical jargon about Megabytes, Gigabytes and oodles-of-bytes, and start with a £9.99 bargain. These can probably the equivalent of at least a couple of CDs. Simply record their favourite music, audio books or recitals or get someone else to do it for you if you. It makes an ideal personalised gift.

The £9.99 version featured on our site today has a built in microphone to enable voice recording, so you can even record your own special festive message before wrapping up the gift. With rechargeable batteries (and the recharge units) falling in price, the next logical step is to invest in them - make sure your charging kit does AA and AAA size batteries.

Now that's what I'd call a great gift idea!

Visit http://www.britishwebshop.co.uk for MP3 info and don't miss the bargains - they are all available only while stocks last.

CYBERDOSH SEASONAL SNIPS AND SAVERS

Don't miss the one and only December Sale at IWOOT - now commenced and must end Friday the 8th of December 2006! Direct link to sales items from http://www.britishwebshop.co.uk

2020 vision of the future - Acres of land on the Moon - prices set to rocket? With NASA's announcement to establish a permanent base on the moon within the next 15 years, 'property' prices may escalate to astronomical levels. Don't miss your chance to own lunar land LEGALLY - get into inter-planetary property speculating before it's too late. See details at http://www.scottishmultimedia.co.uk/MOON.htm

COMING SOON - The latest addition to our growing network of sites will br launched at http://www.gift-gallery.co.uk Cyberdosh members will receive the updates and offers as they become available. For everyone else, I'm afraid you'll have to wait for the official site launch but it isn't too late to join us; simply add your email details at http://www.scottishmultimedia.co.uk/newsletter.htm What I can divulge is the fact that this particular gift gallery offers some very unusual and unique products from 1 metre high, wood carved animal sculptures to those highly sought after 'lucky bamboos'. Keep an eye on the site and make the most of some fantastic offers. Take note of the new site address now - http://www.gift-gallery.co.uk and, if you are in the area, why not pay a visit to the retail showroom in Wigtown.

Keep up with all the bargains at http://www.britishwebshop.co.uk and bookmark http://www.cyberdosh.com for our future developments.

CYBERDOSH SEASONAL SAVERS

Top Brand designer fashion - Christmas clearance bargains available to buy online now.

Jewellery & Gift Offers - Huge selection!

GET £5.00 FREE introductory sign up reward when you register to shop online and receive cashback every time you spend. Very worthwhile at this time of year!

Unique gift for drivers - create your own cool numberplates from only £18.00 per pair delivered free

MP3 Players - Only £9.99

2GB MP4 Players - Only £49.99

Mustafa hamster - lifesize furry toy in ball, battery operated

All this and more at our Cyberdosh savers' store. Visit it here at http://www.britishwebshop.co.uk

TOP 10 CHRISTMAS SELLERS AT CYBERDOSH

1. Shares in a racehorse
2. An acre of land on the Moon
3. Desert Orchid art & prints
4. IWOOT gifts
5. Auction items
6. Life experience vouchers for amazing days out
7. Framed shares
8. Pressies for pets
9. CDs & DVDs
10. Home office equipment & supplies

Check our website at http://www.britishwebshop.co.uk to keep up with the buying trends and don't forget to keep checking your free entry into the IWOOT £250 per weekday online competition. It's not too late to enter.
9.

Cyberdosh Seasonal Savers

Slashed prices on dozens of items from now until Tuesday 19th December at noon - or until stocks run out.

Intimately Beckham from £19.50 to £9.99
L'air du Temps from £50 to £12.99
Calvin Klein Escape from £45 to £19.99
Ben Sherman Eau de Toilette from £12 to £3.99
Miniature fragrances now only £1.99

Further details on main site at http://www.britishwebshop.co.uk

Cyberdosh Super Seasonal Suggestions

Remember the phenomenon of the Sea Monkeys? Well, a similar wave has again lashed our cold shores... that of the Mexican Jumping Beans! These are amazing little 'things'. I say things, as they aren't quite pet creatures and they aren't quite pet beans, they are kind of... both! Ours just arrived this morning after we decided to try them for novelty value - at only £2.99 for a box of 5, it seemed like a bargain. Well, being sceptical, I hadn't BELIEVED that they jumped, not until they actually did! I heard the clicking sound and, on further investigation, discovered that they were jumping and hitting off the top of the tiny box in which they had been delivered! Yes! They're alive! My only quandary now is, will the original planned recipients ever receive their beans at Christmas?? I fear they may end up with a box of Maltesers and the beans remain in residence in Wigtown :-)

Check them out on our main site at http://www.britishwebshop.co.uk - I've added an image link to make it easy for you to find them. I would suggest, if you decide to buy some, that you buy double. If you are anything like me, you'll probably end up having to go back and get more. MY beans are currently sleeping in the front of my fridge and tomorrow, they are going to have their first bath.

Have a happy, hopping time with your pet beans, maybe drop us a message on the boards here to let us know if you get some. If you are really keen, send a photo.

SELLING FAST - Real live Mexican Jumping Beans! See for yourself at http://www.britishwebshop.co.uk

CYBERDOSH SUPER SAVERS

WOW! 24 HOUR SALE OF MUSIC, FILMS AND FUN

Tuesday 12th December - For one day only - the 24 hour sale of CDs, DVDs, Games, all with FREE DELIVERY.

Don't miss it - get the link at http://www.britishwebshop.co.uk
C U THERE!

CYBERDOSH SAVERS

Tesco clubcard holders can still take advantage of the TRIPLE POINTS offer as it has been extended to Sunday 17th December.

Find out more at http://www.britishwebshop.co.uk

To keep up to date with these messageboard update, subscribe email address at tp left or by clicking the following link - all you need add is an email address, no personal details are collected and you can select to receive all updates or daily updates - http://www.quicktopic.com/cgi-bin/emailme....topic=xbn6DQe2JF4JA

CYBERDOSH SEASONAL SAVERS

More money off vouchers, promotional codes and discounts now added for the following:

Drinkstuff Gifts
Dixons
Advanced MP3 Players
I Want One of Those
Desert Orchid prints

Details can be found at the following link - http://www.scottishmultimedia.co.uk/NYKShop/Vouchers.htm or by going to the main shop site at http://www.britishwebshop.co.uk

Edited by author 12-12-2006 21:49
CYBERDOSH SEASONAL SAVERS

JEWELLERY OFFERS

Check out the offer at the yellow duck where you can receive a FREE pendant when you spend £50 or more in their 'hot diamonds' section.

Don't forget the CD Wow 24 hour sale is on NOW and ends at 10am tomorrow morning (Wednesday)

Festive shoppers enjoy shopping at http://www.britishwebshop.co.uk where our Cyberdosh savers make every penny count.

CYBERDOSH SAVERS - FREE ENERGY SAVING LIGHTBULBS

Everyone's talking thrift, savings and eco-friendliness these days, but it can be a costly exercise converting from standard lightbulbs to energy efficient ones. However, if you are in receipt of certain benefits, the following link may be of some help to you: https://www.energyefficiency.powergen.co.uk/advicecentre/category6/Lighting.htm

The link above leads you to information from Powergen, listing the relevant benefits - if you qualify, then you can claim your FREE energy efficient lightbulbs to help get you started. Well worth checking out, as these lightbulbs DO save you money, even if it's only a few pence per day to begin with, it soon mounts to a few pounds.

Subscribe free to these messageboards to guarantee you are among the first to receive the daily hints and tips. Join us online, make 2007 YOUR year for Cyberdosh Savings.

You can join Cyberdosh FREE OF CHARGE at http://www.cyberdosh.com, get 10% off in our online auction store, claim your free calculator and budget sheet.

LAST MINUTE CYBERDOSH CHRISTMAS BARGAINS

Full details on site at http://www.britishwebshop.co.uk

A TRULY AMAZING GIFT - A GENUINE 24K GOLD dipped rose, gold tipped rose or gold dipped mistletoe for the love of your life. Yes, these really are real! You can also buy fresh mistletoe and a huge selection of beautifully coloured roses, including the elusive 'black rose'.

SAVE A FORTUNE ON PERFUMES & FRAGRANCES - Just in time for those last minute presents, a new supply of Jean Paul Gaultier & Issey Miyake for both Men and Women in stock! And for those really up to date friends and family there's also the latest Be Delicious Red in stock! Save up to 70% on some items.

GLAMOUROUS LINGERIE for all sizes - last minute Christmas offers include liquid silk and lace items.

HALF PRICE BIKES for a limited time only, plus TV prices SLASHED by up to £800 on some items!

Beautiful quartz, rose quartz and silver jewellery items starting from an amazing £1.56 for crystal chip bracelets. Hundreds of holistic gifts, jewellery and fancy goods.

See the main Cyberdosh Savers shop site at http://www.britishwebshop.co.uk for details of all of the above plus get up to date information on many other specially selected bargains, offers and new products.

Tell a friend about Cyberdosh - http://www.cyberdosh.com - it's absolutely free to join, simply sign up for the newsletter to receive your free introductory gift and you can also subscribe to these messageboards to receive our regular Cyberdosh Savers updates.

LAST MINUTE CYBERDOSH CHRISTMAS BARGAINS

DOROTHY PERKINS SALE HAS NOW STARTED - More info at http://www.britishwebshop.co.uk

FREE DELIVERY and price reductions on shoes, trainers and winter boots until 19th December 2006 - More info at http://www.britishwebshop.co.uk

LAST MINUTE FREEBIES at http://www.scottishmultimedia.co.uk/Free
Check it out - tried and tested - our trial item was despatched and delivered within a couple of days and you really do only pay £2.99 for the postage & packagine - NOTHING for the selected gift. Still a few items there to choose from but be quick as they can't last forever.

Whilst 'Malcolm the Moose' has sold out completely, there's still time to grab a wall hanging pet 'Bradley the Bear' for just £19.99 PLUS get great discounts between 13th December 2006 – 20th December 2006, using Voucher Code 'XMASOFF1' - gets you £5.00 Off £20 Spend. Check out other promotional offers available now at http://www.scottishmultimedia.co.uk/NYKShop/Vouchers.htm

Trying our best to keep bringing you all the bargains - more info on the main site at http://www.britishwebshop.co.uk

LAST MINUTE CYBERDOSH SAVERS

For all those little horse and pony fans out there, try our link at mad4ponies and you'll find hundreds of equestrian related gifts and items that you can order now and get delivered for free when you spend £50.
Check it out at http://www.britishwebshop.co.uk

We've also updated the drop-down menu at the top of the main page so you can now visit most of the participating stores directly from there. As you will see, there is a fairly long list to choose from, so no excuses for not finding the right items at the right prices. If you want to search the entire website, the search box has been updated and now incorporates our entire site, which is fast approaching 1000 pages. I should add that anyone who is awarded a free link to any of our sites will have the added benefit of being included in the new search facility at http://www.scottishmultimedia.co.uk We hope to incorporate this same feature into the Cyberdosh Savers pages and British Web Shop.

For web fans with an interest in earning some extra cash next year, check out our newly updated 'EARN' section where you can set up your own website and start selling online. http://www.scottishmultimedia.co.uk/earn.htm

For all you self-employed entrepreneurs, businesses and service providers or individual web site owners, we are offering FREE links to successful applicants in the all new Scottish Web Directory. Is your site listed yet? We now local (Scottish), national and international link exchange programmes available at http://www.scottishwebdirectory.co.uk

The current Christmas favourites on site have been revealed as follows:

1. Desert Orchid art
2. Racehorse shares
3. Lingerie
4. I Want One of Those (items on the front page)
5. An acre of the moon - buy 4 acres, get a free Spa Day for 2 people
6. CDs & DVDs from £2.99
7. EBay auction items
8. Life experience vouchers
9. Dorothy Perkins party wear & Gifts - spend £50, get £25 goodie bag free
10.Fragrance & Perfumes - up to 70% off

Join us online at http://www.cyberdosh.com and subscribe your email address to these messageboards to be kept up to date with all our news.

CYBERDOSH BEST BARGAINS AT HTTP://WWW.BRITISHWEBSHOP.CO.UK

STOP PRESS... MISTLETOE STOCKS SOLD OUT... SORRY

The following are among the best of the late bargains that Cyberdoshers have spotted. You'll find the links in the drop-down menu at the top of our main shopping page at http://www.britishwebshop.co.uk

1st for Toys - Noddy and Tessie Bear Duvet Cover and Curtains Bumper Pack, Normal Price: £34.99, now £19.99

Additions Direct - £5.00 off and free delivery

Half price Christmas Gifts at Burtons

Pre-Christmas sale at carphonewarehouse

CD-Wow are sending out money off vouchers for firebox.com with all their orders, we've some £5 ones spare to be used by 31/01/07 - if anyone wants them, send an SAE to NYK Media, address details on site at http://www.nykmedia.com First come, first served.

Cyberdosh auction store has plenty to offer and if you 'buy it now' before Wednesday and pay instantly via PayPal, we'll get it in the post the same day. Direct link at http://www.scottishmultimedia.co.uk/auction

MORE COMING SOON... from http://www.britishwebshop.co.uk

CYBERDOSH POWER SUPPLY SAVERS

Power supply comparison - http://powersite.at/nykmedia - We've just found out that Scottish Power is over £100 per year cheaper than some other suppliers, especially if you use pre-payment meters and Economy 7. Right now, there are free incentive gifts available or, like BT, if you sign up for those 'greener' products, then you can have a tree planted on your behalf. Even if you don't really want to change suppliers, it is always worth comparing rates on domestic fuel and power supplies. There can be some lucrative savings to be made in this department and, if you budget wisely, what you can save on electricity can more than cover the cost of your home contents insurance!

Check it out at http://powersite.at/nykmedia

CYBERDOSH ANNOUNCEMENTS

New website joining our network at http://www.gift-gallery.co.uk

The site is in production now and will features varius unusual gift ideas. Why not go for preview and save the page for future reference. Guaranteed that there will be something of interest there. Special Offer for the first 50 visitors - Get a Ceramic Peruvian Friendship Bracelet for just £2.25 including postage and packaging. Offer will also be featured on the British Web Shop pages at http://www.britishwebshop.co.uk

Cyberdosh Savers

DOMAIN NAMES FROM ONLY £1.99 PER YEAR

http://www.scottishmultimedia.co.uk/NYKShop/Domains.htm

Well, the final countdown to Christmas has virtually ended for Internet shoppers as we are now all but out of delivery time. What with all the fog-bound hold-ups in the south, we aren't holding our breaths for any more speedy deliveries. Instead, it's noses back to grindstones in search of the perfect website catchphrase or domain name. You can purchase a domain name from as little as £1.99 a year, so we're off to try to snap up some catchy bargains in preparation for next year's web rush. Check out the final bargains of 2006 at our dedicated domain name page of our website at http://www.scottishmultimedia.co.uk/NYKShop/Domains.htm and get ready for a brand new year in making your mark online. If it's in or about Scotland or anything Scottish, let us know about it so we can link it from our Scottish Web Directory. If it isn't Scottish, don't worry - we now have both national and international link exchange programmes available.

Get your domain name - http://www.scottishmultimedia.co.uk/NYKShop/Domains.htm

CYBERDOSH FESTIVE FUN

Well, Cyberdoshers, that's it all over for another year. We hope you all had a great time over the festive period and still have enough fuel left in the tank for New Year celebrations and that annual expedition into the January sales. I use the word 'expedition' in true Cyberdosh fashion - a trip to the sales, online or otherwise, SHOULD be an expedition, it should be a voyage with intent, and that intent is to buy only what you NEED and SAVE MONEY at the same time. It isn't that unusual to carry gift shopping all year round but, for many, new year sales are about the house, home and health. Don't fall into the trap of buying discounted clothing 2 sizes too small just because you plan to diet... save your money until you can make a day of it and try it all on. In the current economic climate, there are ALWAYS sales. But before hauling up anchor and setting sail for the sea of bargains, make sure you have carefully charted your route through the precarious waves of destruction. Although the shop 'waters' may appear calm, the under-currents are strong, enforced by all those submerged and hidden 'terms and conditions'. A bargain is only a bargain if you have planned ahead, budgeted and then spent less than you expected. It can also lose it's 'savings' value if you don't actively SAVE the savings and make them work to your advantage.

Have you decided on your New Year's resolutions yet? As previously announced, Shona Prophett has, once again, bravely volunteered to be our money 'Guinea Pig' for 2007. (Or should that be Pound, Dollar or Euro Pig? Piggy Bank? What is it about pigs and money anyway?) and has taken up the great Cyberdosh Challenge. Despite all odds, she, along with several other volunteers, has agreed to attempt the virtually impossible - to survive for a year on minimum income AND have savings to show for it at the end. To readers of 'Now You Know', you will already be familiar with Shona's exploits into the financial whirlpool of stocks, shares, tips and gambling. To new readers here, Shona Prophett has never yet failed to do what her name suggests - Shown a profit!
So, Cyberdoshers, are you up to taking the great Cyberdosh Challenge of 2007? Have you got what it takes to become a financial wizard or witch and end up with a great deal more than you bargained for next year? If you think you have what it takes, then subscribe free to our Cyberdosh newsletter and follow in the frugal footsteps of our financial fools and have fun with your funds. Join us now by submitting your email address at http://www.scottishmultimedia.co.uk/newsletter.htm

And now, a few cautionary notes...

1. In the UK, the Government has a scheme whereby some people who are unable to support themselves are provided with state help such as unemployment benefits, free dental / health care etc. If you are in a situation that entitles you to any of the available benefits, please remember that you may no longer qualify for them if you accrue savings of more than £3,000. Conveniently, or coincidentally, this is the exact same amount you are allowed to invest in a mini cash ISA during any one financial year. As a saving Cyberdosher, you may find yourself nearing this, what is for many, unthinkable situation quicker than expected, so please be aware of the fact and spend/save/invest wisely. You can still claim your benefits up to the magical £3000 mark but the interest accruing could affect your entitlements and benefits.

2. On the off chance that you have already reached a point where your savings, property, investments and insurances amount to the extent that your combined assets fall into the inheritance tax bracket, make sure that you know ALL the allowances. Tax avoidance by wise savers is NOT illegal, but tax evasion by those who may inherit, IS.

Happy spending, Happy saving, and Happy New Year when it arrives,
From the Cyberdoshers at NYK Media.

http://www.cyberdosh.com

Edited by author 30-12-2006 19:58
SALES BULLETINS FOR CYBERDOSH SAVERS

ART

To find out more about these art related savings, full details are available on site at http://www.scottishmultimedia.co.uk/Art/index.htm

1. Original art - 10% off commissioned pencil drawings by Harvey Mayson. If you commission an oil painting in 2007, you will also receive a preliminary pencil sketch of your chosen subject free of charge.

2. Free delivery on all orders over £10 at Johnson Crafts - 4,500 items to choose from - tapestry, cross stitch, patterns, software, threads, rubber stamps, craft materials etc

3. Oliver Goldsmith hand coloured prints only £5.00 including postage & packaging

4. Visit the one poster store where there are hundreds of items reduced, starting from as little as £1.85 and free delivery on orders over £25.00

5. Artist Supplies store are running 24 hour bargains, eg: Bloomsbury Art Box Was: £210.00 inc V.A.T., today's price £165.00 inc V.A.T.

Keep up to date with Cyberdosh Savers by subscribing to our bulletins, or why not join us as a Cyberdosher for 2007. Info now available at the new site - http://www.cyberdosh.info

2007 CYBERDOSH CHALLENGE

Well, my first addition to these boards and it's the final day of 2006. As previously disclosed, I am ready to launch myself headlong into the great Cyberdosh annual adventure. I'm hoping that a few of you who have chosen to join me might leave some feedback here on the boards for us all to read, letting everyone know how you are coping with the challenge throughout 2007. To get things kick-started, the following is a run down of previous events and then the glorious unveiling of 'THE' CHALLENGE of 2007.

For the 2005-2006 year, I worked with a few hundred pounds in what I liked to call my 'comparison' stakes. It involved a six point plan of:
1. Buying a lottery ticket every Wednesday and Saturday for a year
2. Investing £100.00 in Premium Bonds
3. Investing £100 in shares
4. Sticking £100 in a savings account for a year
5. Buying a scratch card every week
6. Betting on the occasional horse race

All of the above first began in 2005 until 2006 (as published in 'Now You Know' magazine, edition 12). Some adjustments were made for the 2006-2007 year to reflect previous results, but the challenge I have been set for 2007-2008 is a REAL corker in comparison...

LIVE FOR A YEAR ON £4000
Yes, that is the 2007 Cyberdosh challenge!!! I hasten to add that the above figure is LIVING EXPENSES only and does NOT include mortgage payments or rent payments, nor does it include Council Tax, as these items are basic to most people's budgets, and it wouldn't be very fair comparing life in a Council Tax band A, low rent flat to life in a top-of-the-range, mortgaged to the hilt, Band H mansion. The cost of EXISTING, however, should be much the same for most people's basic needs. (I say, hopefully!!) So there you have it - the great (or not so great) 2007 Cyberdosh Challenge has been unveiled at last and I, Shona Prophett, was mug enough to accept the invitation to participate before even hearing the details! I heard in the grapevine that Pat & Eddie also accepted the challenge blindly, so I'll be catching up with them, soon, to find out for sure.

I'll be logging expense reports, bargain buys, frugal ways and cheap cheats right here on the boards and will welcome ANY feedback whatsoever from anyone with hints, tips or suggestions on how to manage on a shoestring budget. Having relished the 'Scottish Pound' series in NYK, I KNOW how to cook up a few inexpensive dishes and, having read 'The Plonkers' column, I know what's best in cheap plonk, should the need arise! So, other that mortgage (or rent) and council tax, everything else has to be paid for out of this lousy £4,000! And I mean EVERYTHING else - electricity, heating, food etc, etc, etc... My only consolation is that after the success of last year's challenge, I kept the shares and the Premium Bonds. The Arena shares are now sitting at 58.25p, the Trafficmasters are sitting at 70.00p, I COULD win a million and I've just quit doing the Lottery because, right now, I can't afford £104 out of my £4,000 annual budget!

My fancied horse from a previous challenge (Amadeus Wolf) did us all proud - I remember I even had a trip to Ayr races and saw him romp home his first time out. This time around, I'm watching for a little horse named Phoenix Tower. I backed this each way on it's first appearance and could have kicked myself when it won! Still, better to win a little than to lose a lot. Hopefully the horse is preparing for the 2007 flat season and will prove its true worth over the next year. As readers of 'Now You Know' should know, we are usually quite lucky with our 'lucky charm' horses - anyone remember Saffron Walden? :-)

That about sums it all up from me. It's Hogmanay, it's my first and last posting to these boards for 2006 and I'm off to sample some of the ed's sloe vodka. She said she got it from the vet, but I'm assuming she means it was a gift... I hope??!!

Have a great New Year - live life and prosper the Cyberdosh way for 2007!

Slainte, awra best, cheers, doon the hatch, hic!

Shona.

CYBERDOSH NEW YEAR SAVERS

For further details of any of the offers you see listed on these messageboards, our offers page can be found at http://www.scottishmultimedia.co.uk/NYKShop/Offers.htm

Golfers, don't get teed off with winter blues, pack your sand wedges and chip in for a bargain golf break. Plenty to choose from, including Scotland's 5 star Turnberry resort from only £219.00

Bargains for fishermen and anglers - get caught up, hook, line and sinker, in the great Fishit sale - save 25% on most items, little lures from tiddler prices - from only 45p each

WAR AND PEACE fans, your chance to ownthe five disc collector's edition on DVD at the greatly reduced price of only £36.99 - that's a saving of £13.00!!

CarphoneWarehouse seasonal sale includes the following fantastic offers right now - Sony Ericsson j100i from £14.99, Motorola L6 from £29.95, Motorola HF850 with bluetooth from £59.99 (that's £90 OFF!)

eBookers are offering some fantasticly cheap flights, including Marrakech from £144, Dubai from £239, Hotels from £10 pppn, HURRY, don't miss these bargains!

Get the sales bug, bag some bargains at http://www.britishwebshop.co.uk

For office supplies, stationery, printer supplies and office equipment, there are several great new offers including free next day delivery, free gifts, extra loyalty points, buy one get one free and multiple purchase discounts available now at Euroffice.

For cosmetics, there's a great free giveaway plus free delivery on orders over just £10.00 available.

Travel by train? Thetrainline is offering First Class upgrades from only £15, or if you fancy a bit of Continental travel, there are ticket options such as £59 London - Paris returns! Even better - enjoy the freedom of totally flexible travel around Europe and North Africa with a 16-day All Zones Inter-Rail Pass from as little as £145.00

Get the sales bug, bag some bargains at http://www.britishwebshop.co.uk

WHSmith sale - up to 70% off books, CDs from £1.99, up to 80% off DVDs, 50% off stationery, up to 40% off travel guides - get ready for the holidays now!

PCWorld, UK's largest computer superstore, is offering an extra 20% off their already reduced computer desks and furniture for 2 days only. You have to be quick to catch these bargains!

TheKidsWindow is currently offering up to 70% off top children's brands - new born to toddler designerwear, clothes, bedding, nursery goods,games, gifts and furniture.

Tesco January Price Blitz in sports & leisure goods, toys & games, baby & tots, pet care products, watches, household and even Christmas items.

Get the sales bug, bag some bargains at http://www.britishwebshop.co.uk

KLM Royal Dutch Airlines are currently offering flights to Amsterdam from £75, New York from £231, Johannesburg from £399

Figleaves winter lingerie sale is offering savings of up to 50%

UP TO 50% OFF in the John Lewis sale - lots of brilliant buys including Special Purchases, Seconds and up to 50% off selected items.

Get the sales bug, bag some bargains at http://www.britishwebshop.co.uk

CYBERDOSH SAVERS IN FASHION AND DESIGN

Results are in and, once again, it's Dorothy Perkins topping our British Web Shop chart.

http://www.scottishmultimedia.co.uk/NYKShop/Designer.htm

The above link will take you straight to our fashion updates for ladies', gents' and children's designerwear, fashion and accessories offers. Alternatively, visit http://www.britishwebshop.co.uk

Despite the fantastic savings DP made available to it's online Christmas shoppers, they have continued with their moneysaving trendsetting by bringing us even more bargains. My suggestion is to stock up for the holidays instead of leaving it until prices return to the 'norm'.

Each day, we will bring you news and updates of all the best that we can find from our clients', colleagues', members' and affiliates' websites. You can keep up to date with all of our news by submitting your email address to these messageboards or else visit http://www.britishwebshop.co.uk

In association with http://www.cyberdosh.com we hope to bring you even better bargains, hints, tips and savings snippets.

Join Cyberdosh - learn to spend and save like a Cyberdosher.

CYBERDOSH SAVERS UPDATES

Newly updated pages now available at http://www.britishwebshop.co.uk with a special feature for St Valentine's Day on 14th February. We are gradually ploughing through the sales lists seeking out bargains; one Cyberdosher informs me that she was able to order a new vacuum cleaner for just £16.99 via our 'Woolies' sales link, and I know several of you have reported some fun bargains elsewhere!

(The new Valentine page can also be accessed directly at http://www.scottishmultimedia.co.uk/NYKShop/Valentine.htm but caution is advised, as the page does contain some slightly risque gift suggestions for loved ones!)

NEW ADDITION TO OUR SCOTTISH MULTIMEDIA SITE - JOBS / RECRUITMENT

http://www.stablestaff.co.uk is now functional for jobseekers and prospective employers alike but for 2007, we will be introducing a further section listing employment / work related opportunities in other categories. Watch out for future updates to incorporate different trades and home working opportunities. We have already added a quicktopic board there too, for job news and newly listed vacancies.

Return to website at http://www.britishwebshop.co.uk

CYBERDOSH SAVER UPDATES

The problem with monitoring Cyberdosh savers and searching out the best bargains available from our affiliated stores is the fact that you are often tempted to spend. But if it's something that you need within the next 12 months and it's saving you in the long run, then it is still Cyberdosh well spent. The front page link from http://www.britishwebshop.co.uk goes directly to the Tesco sales section, for anyone hoping to makes some great savings. Next day delivery is £4.95 but this is more than offset by the huge savings. There are still some buy 2 get 1 free offers and up to 75% slashed off household - there's way too much to start listing here, but the following are a few examples:-

Free delivery on large items over £50
Free delivery on mobile phones and SIM cards
£20 off any Tesco mobile over £50 when you purchase £10 airtime
Triple Clubcard points on One Body Fitness
Buy one get one free on selected Candles
Double Duvet 13.5 tog - £8.47
Double Duvet Set - £5.94
Exercise Mats - £3.97
Abdominal Trimmer - £6.97
One Body 10kg Dumbell Set - £8.96 (triple clubcard points)
DVDs from under £4

The list is endless and savings are enormous, even on Christmas cards, trees, decorations, crackers and lights for next year. Link to these bargains and more from http://www.britishwebshop.co.uk and help keep Cyberdosh Savers in action. In the meantime, I'm off on a mission... Tesco clubcard points can be converted to Tesco deals, working out at 4 times the value. That means that for every £2.50 worth of clubcard points, you can get £10.00 worth of deals! 250 clubcard points equates to £10 travel vouchers for P&O ferries! And check this out... BSM 6 Lesson Learner Pack normally costs around £240 but it could be yours for just £60 worth of clubcard points! Not a bad Cyberdosh saving if you're a regular Tesco shopper!

Keep visiting us at http://www.britishwebshop.co.uk or at http://www.cyberdosh.com to stay ahead in the spending spree battle field. We've now introduced http://www.cyberdosh.info so you can go straight there and find out exactly what this Cyberdosh lark is all about.

Thanks for continuing to visit our messageboards. You can subscribe for email updates FREE by adding your email address at the top of this page.

CYBERDOSH 2007 CHALLENGE

THE SHONA PROPHETT EXPERIENCE, 1st-7th January 2007

Hello fellow Cyberdoshers,
 
As you are all aware, I cheerfully accepted the Cyberdosh 2007 challenge and agreed to attempt to live on no more than £4000 for a full year. I hadn't really considered the implications in any great depth, other than to do a quick calculation of about £76.00 per week. I reckoned, 'nae bother, I can survive on that easily, I'll just tell the family we're budgeting!' But then I began the nerve-shattering task of breaking down my spending - using the free chart provided by Cyberdosh, of course! (You can print copies from http://www.cyberdosh.com ) I was utterly gobsmacked by the cost of living, in comparison to the cost of indulging. By the time you pay for electricity, heating, food, telephone, Internet access, home insurance, TV, entertainment, travel expenses, holidays, Christmas and, not forgetting, SHOES, there certainly doesn't seem any possible way of completing the 2007 Cyberdosh Challenge successfully. I'm feeding four here, including my pet! And I, err... smoke! (Sorry, I know it's a bad habit, but it's one that will incur huge cutbacks during 2007 unless... OK, enough of that for now, but it's a thought!)

Having been aware of the impending challenge, I did cheat and make sure my larder was full, so to speak, before the new year started. But, not having defrosted the freezer in some time, it looks like it has polar bears hibernating in there. This is a minor setback as, apparently, freezers and fridges waste electricity when they're full of ice and, obviously, hold less food! Mine is certainly in need of glacial excavation! As I already use low energy lightbulbs and make the cooker multitask, wasted energy is an annoyance. I can defrost the freezer next week. I WILL defrost the freezer next week!

It's now the evening of the 09th of January, nine days into the challenge, so I did a quick check on the state of my financial affairs for last week.

Total outgoings for one week - £84.40

This is called getting off to a bad start BUT, and this is a VERY BIG BUT, the above included Friday night at the local pub, 40 fags, groceries, a new double duvet, a new double quilt set, a new double fitted sheet with 2 pillow slips AND 2 gifts for impending birthdays! (I blame the overspend entirely on this messageboard, which is where I read about the Tesco Direct sale, but I did get my Clubcard points.) And I should add that our power supply is via pre-payment meter, so the above amount also included electricity. (You can go to http://www.scottishmultimedia.co.uk/Scotland/Electricians.htm to do a comparison and find out how your supplier compares to ours.)

Last week's groceries included a HUGE (reduced) fresh chicken, plenty of fresh veg, egg noodles, bread and milk, so it was roast chicken dinner on the day, followed by chicken stir fry the next, sweet & sour chicken the following day and several pints of chicken stock produced into the bargain - two thirds frozen, the remainder made into soup and eaten. I always refrigerate or freeze extras, so no complaints, please, about risking life, limb or salmonella. I cooked the chicken, stripped it, boiled the stock and, whilst the potatoes cooked, I utilised the rest of the steam for the veggies etc. (Yes, I have a steamer - I got it after reading about the Woolies 3 for 2 offers on here during Christmas shopping.) Unfortunately, everyone I know now think I have some sort of obsessive compulsive disorder, since I steam cooked my potatoes and veggies over the soup stock! I didn't think this was mad, I thought it was more ... a waste of steam not to!

I have a pet coal fire. Have you any idea how much it costs to feed one of these things? It's over £8.00 a bag for coal, £2.50 a bag for kindling sticks and the same for nicely sawn, pre-dried logs. Not content with this, my beloved pet fire insists on being cleaned out every single day. However, forewarned is forearmed, so I had requested a logmaker for Christmas! Shredded newspaper, potato peelings, tealeaves, you name it... if it's organic and flammable, it now gets squished, logged, dried and fed to my fire! There aren't many can say they heat their hot water from yesterday's news and last night's tatties, now, can they?

The other main 'trick' I'm planning on using this year is the share-with-a-friend shopping trips. We only buy 2 for 1s and then split the costs, making it a half-price shopping event. If it's the Co-op, claim dividend points, if it's Tesco, claim Clubcard points. It all adds up and there are always bargains to be had if you take the time to look. (See previous message: /m87 about Clubcard points)

That's about it for week one - I overspent on my average allowance, had a night out, plan to recoup the difference by underspending this week and have a share-with-a-friend shopping trip planned for week 3. I will carry out a full assessment of my regular out-goings before the house insurance and TV license expire, I'll make the effort to defrost the freezer and I'll report any exceptional, unforeseeable expenses incurred during the coming week.

One last tip before I go - Council tax bills can be paid monthly without incurring interest charges, so pay by installments and earn yourself a few extra pence interest each month. If you have been paying monthly installments, that should also mean you have no payments to make between now and the new bills being issued in April. My suggestion is, spend the same as you would normally when paying your council tax, but use it to pay towards outstanding debts. If you have none, then pay the cash equivalent into a decent savings account, invest it wisely or buy Premium Bonds. If you hate the idea of any of these suggestions, blow the lot on something that makes you happy. The latter should make you feel good, but the former symbolises the makings of a truely successful Cyberdosher. Cyberdoshers are aiming for totally debt free living with a tax free income and time to enjoy life to the full.

That's it.
The end of week one
And I am, still, Shona Prophett

Return to http://www.britishwebshop.co.uk or http://www.cyberdosh.com

CYBERDOSH SAVERS
Site update notifications for Cyberdoshers

http://www.cyberdosh.info
The newest section of Cyberdosh goes into greater detail about the principals of Cyberdoshing. There's our free 2007 version household budget planner you can print and use, plus there's also a free ebook you can download with some exceptional tips on clearing debt and learning to live debt free. We've also introduced an excellent comparison programme that will compare and find you the best prices for Broadband, telephone services, electricity and gas. Having used the comparison calculator ourselves, we can recommend it!

http://www.scottishmultimedia.co.uk/NYKShop/offers.htm
Several new codes and discount vouchers have been added over the past week, including the following:
Lingerie - 10% off orders of £25 or more until 14th February
Gifts & gadgets - spend £20 get £5 off - End Date - 15th January 2007
Flowers - Save £1.00 on all bouquets when you order before Wednesday 31st January! You also get FREE UK delivery and FREE Chocolates with all orders!

http://www.scottishmultimedia.co.uk/Free
Still around 4 pages of listed items available for you to collect absolutely FREE of charge. Maximum postage we have paid for anything is £2.99 but these freebies can't possibly last forever.

http://www.scottishmultimedia.co.uk/NYKShop/Valentine.htm
Top spot of the past week has been our St Valentine's Day store with a superb, if perhaps risque, selection of gifts and surprises for loved ones.

http://www.scottishmultimedia.co.uk/NYKShop/Jewellery.htm
Always a favourite on the run up to Valentine's Day - we have a beautiful selection of gold and silver jewellery, much of it with 30% off normal recommended retail prices. New to our jewellery store, we have introduced Italian Charm Bracelets. These are becoming the latest fashion statement - literally. The modular design allows you to create your very own bracelet - you can add letters, pictures, symbols - just about anything to make your bracelet truly unique.

http://scottishmultimedia.co.uk/NYKShop/Diamonds.htm
In case you are feeling a little frivolous with your fivers, we've linked up with the auctions to offer you diamonds and diamond jewellery for ridiculously cheap prices. You can bid for it, buy it, sell it, whatever you want to do with it - so long as it's diamond.

http://www.scottishmultimedia.co.uk/NYKShop/Technology.htm
Requests for an easy to follow computer section have been met with the introduction of a brand new Technology page. This features computers, laptops, hardware and other equipment and accessories relating to digital technology. You can literally save £100s by shopping around for computers and equipment, but we are now doing that for you too. One lucky Cyberdosher has already saved over £150!

Fans of the hit TV series 'Friends' will be familiar with the fantastic 'Lay-Z-Boy' leather recliners featured by Chandler and Joey and, as many of you will have seen on gadget shows, the chair was a big hit in the stores. Well, now there's the LAY-Z-SPA! I know that it isn't exactly frugal thinking to 'invest' in your own personal spa, but if you do happen to spend a small fortune on personal pampering at spas, then this luxury plaything might just save you a small fortune... and it looks fun! You can check it out for yourselves at http://www.scottishmultimedia.co.uk/Drinkstuff.htm where there's also free delivery on orders over £35, rewards points to collect and some really cool, retro furniture. It's January, of course they're having a sale!

http://www.scottishmultimedia.co.uk/NYKShop/FoodDrink.htm
£30 off first order plus free delivery on wine or January sale offers include 12 mixed bottles of fine wine for only £39.99
2 for 1 and 1/2 price grocery offers
Rewards points when you buy fresh fish, lobsters & seafoods direct from Martins

More updates coming soon. To Cyberdoshers everywhere - let us know your best bargains, money spinners and savings tips. Don't forget to watch for Martin Lewis, the money saving expert, on TV this Friday night advising viewers on debt. The man is an inspiration to millions.

Shona Prophett - let's be having the updates soon. I've been informed that the diary entries are due to be logged on here by the weekend :)

Return to main site at http://www.cyberdosh.com

CYBERDOSH SAVERS UPDATE

http://www.scottishmultimedia.co.uk/NYKShop/Health.htm

Offers include the following:

Weight Watchers
Free registration and free trial with Weight Watchers - their online dieting plan offers all sorts of incentives, hints, tips, eating plans and recipes plus access to their POINTS Plan. With an online search facility, you can instantly discover points values for 30,000 foods.

http://www.scottishmultimedia.co.uk/NYKShop/Health.htm

Yves Rocher
Free delivery on all orders over £10
7 dedicated pages of 2 for 1 offers
FREE Ultra soft lips balm with all orders
Extra FREE gifts on orders over £10, £24 and £30, so that's a minimum of 3 free gifts AND free delivery when you spend over £30
There are also plenty of 2 for 1 offers and 50% off bargains in the men's boutique section.

http://www.scottishmultimedia.co.uk/NYKShop/Health.htm

10% OFF when you order online - ICS Home Study Courses in

ASET Beauty Therapy Course
Become a Life Coach
Complimentary & Holistic Therapies
Introduction To Homeopathy
ISRM Sport & Recreation Certificate
Massage & Body Treatments
Mind, Body and Soul Course
Nail Technician Course
Spa Therapy & Management
Sports Psychology
YMCA Fit Aerobics Instructor Course

Home study is increasingly popular with all ages as many 'stay at home' Cyberdoshers enjoy the challenge of learning somethng new that can benefit them physically, mentally AND financially within the comforts of self-employment. It's well worth considering distance learning and, with 10% off online registrations, you could choose a business or finances related subject.

http://www.scottishmultimedia.co.uk/NYKShop/Health.htm

Paul McKenna - can he help you diet or quit smoking this year? If you intend following his suggestions, then save yourself money as we found his books at 33% off RRP and a free delivery offer on multiple purchases, so team up with friends and save on building your personal libraries. Of course, your local library should be your first source of reading material but if you perfer to own your books rather than borrow them, then make the most of joint online buying. Even throw an online shopping party from home! Invite a few friends, combine the orders, split the savings.... that's Cyberdosh savings!

==================

Cyberdosh Money Books

Yet another new feature - our moneybooks section. This can be found at http://www.scottishmultimedia.co.uk/Books/Moneybooks.htm and it lists many titles about thrifty living, personal finance and, of course, the Martin Lewis (our hero) books.

Don't forget, Cyberdosh is FREE to join. Our bulletins are FREE to read and you can receive your own copies FREE when you submit your email address at the top of the messageboards section. Happy Cyberdoshing!

http://www.cyberdosh.com or you can read information about the lifestyle at http://www.cyberdosh.info

All current bargains, discounts and savings are included on our shopping site at http://www.britishwebshop.co.uk

Dear Shona Prophett,

I'm going to be following your articles closely and trying to live life like a Cyberdosher. My only problem is that I don't have £4000 a year after paying my rent and council tax. I am partially disabled, live alone in a rented house and only work part-time. After rent and council tax, I reckon I have about £3300 to live on and that's to pay debts I owe, and run the house and feed my cats. Any ideas?

CYBERDOSH 2007 CHALLENGE - WEEK 2

THE SHONA PROPHETT EXPERIENCE, 8th-15th January 2007

(See message: /m88 for week 1)

Dear Readers,

It's the end of the second week of the 2007 Cyberdosh Challenge and things aren't looking too bad - apart from my not having emptied and defrosted the freezer, of course! It's been gale force winds for the most part, miserable and wet for the rest, so venturing too far from the computer desk or from home without just cause hasn't been an option.

For the benefit of Bill and all those like him, I'd like to explain a few basics about my own previous situation. I have been following the Cyberdosh lifestyle for a few years now, and have managed to live as frugally as possible without sending kids out in rags or eating any pets. On the most part, I have managed fairly well, all things considered. Debt has become a thing of the past and now represents a dark and narrow pathway that I shall never again venture down, not for love nor money! But it is a VERY difficult thing to shake off. Happily, it is not some incureable disease that spreads undetected before killing off your financial lifeline. Not in the least! In fact, I prefer to think of it more as some sort of immunization programme that helps protect you from even more serious consequences further down the line. Fighting your way out of debt can make you virtually immune to ever getting back into it. So the first golden rule is PRIORITISE.

It has become widely known that many people with money problems, despite all the symptoms, aren't even aware they have them. Dropping into the rut of 'just making ends meet' is the first stage to ruin, as you can never tell what is around the next corner. Sudden expense and panic about how to meet it is usually the catalyst that either makes or breaks the bank. If you have budgeted carefully, then the expense will be met and leave a bit of a bruise in your finances. Bruises heal, some slower than others, but they heal, nonetheless. Bad budgeting, on the other hand, can result in a gaping wound that, at best, can scar for life. At worst... Prioritise your outgoings and don't get caught short.

OK, let's get started! The following must be top of the list:
Rent / Mortgage and Council Tax / Water rates. That's why we don't even consider them in our budget challenge, because it's assumed that everyone has to pay them in some form or another, even if it's deducted at source because you live in a tied house or paid for through the welfare/benefits system.

HOW TO BECOME A CYBERDOSHING
Step 1: Work out your total annual income - include every penny.
Step 2: Calculate 12 months rent/mortgage payments and deduct from income
Step 3: Deduct Council Tax/Water rates
Step 4: This is the amount you have to see you through the full year.
Step 5: Add up ALL outstanding debts including loans, hire purchase, credit cards, outstanding bills etc.

If the figure at step 5 is more than the figure at step 4 then your budgeting priorities could be seriously wrong.

Now you have to prioritise everything else by completing a budget chart that accounts for every penny spent - drag out old bank statements if you have to. (You can get a free budget sheet from http://www.cyberdosh.com) Cyberdoshing doesn't always come easy but, as previously warned, it can become addictive, so spend some time analysing previous and current expenditure. If you are usually 'skint' at the end of each week then your current budget is not working. Debts should always be cleared as a top priority to avoid paying extra penalties or interest.

Until you have calculated the TRUE amounts (no cheating, lying, exagerating or under-estimating allowed) you will not be able to follow the Cyberdosh way. When calculating weekly allowances, remember there are 52.14 weeks in 2007, only a leap year has 52 exact.

Whilst you begin your quest for financial freedom, I'll give you a quick rundown on week 2 of the challenge. We DID make one small investment to ease the path of extreme frugality; we invested in a stock pot. Stocks and shares, I hear some ask? No, an old-fashioned, 7 litre soup stock pot. It cost £8.99 from Argos. Stock pots aside, the weekly out-goings have been fairly minimal:

Stockpot - £8.99 (from Argos)
Powercards - £20.00
Shopping - £41.25

Total expenditure for week 2 - £70.24

Last week's spend was £84.40, so that's a total of £154.64 over a fortnight, or an average of £77.32 per week. I'm ALMOST on target and I have all those nice sales items bought and paid for as well. OK, 'almost' isn't good enough and I must try harder.

I have the contents insurance renewal coming up in March, so I've started searching for quotes. To date, Tesco has proven to be the cheapest basic policy, coming in at £52 per year, so now all I need do is watch for any special online promotions where I can benefit from some extra Clubcard points! They aren't awarded as standard for home insurance.

Tomorrow is another day, and another week beginning. The 'share-with-a-friend' trip into town takes place this week and I'm now off to check the diary and remind myself exactly what payments are due. I avoid Direct Debits like the plague, I prefer to control my own outgoings, thank you! In true Cyberdosh fashion, I avoid paying bank charges or interest.

That's probably enough for this week, but please feel free to subscribe to these messageboards and submit your own Cyberdosh related questions or suggestions. Even better, join me online and share your Cyberdoshing experiences with the other readers.

Opening balance - £4000.00
Expenditure to date - £154.64
Balance remaining - £3,845.36
Days remaining - 351
Weeks remaining - 50.14
Original calculated weekly allowance - £76.71
Actual average weekly spend - £77.32
Recalculated weekly allowance - £76.69

Frugally yours,

Shona Prophett

PS: I promise to TRY and get the freezer defrosted this week
PPS: Sorry, my weekly expenditure included 40 cigarettes again
PPPS: Muller Corner Yoghurts are on special - buy 2 packs of 6 for £4
PPPS: I've cut down to 40 cigarettes a week!

Return to http://www.cyberdosh.com or see some extra Tesco offers at http://www.scottishmultimedia.co.uk/NYKShop/Offers.htm

SHONA PROPHETT ON CYBERDOSH SAVERS

Dear readers,

In response to a few questions I've been asked regarding this Cyberdoshing lark:

1. Yes, I do use credit cards
2. Yes, I always pay the balance in full within the interest free period.
3. I am on Economy 7 with a Scottish Power pre-payment meter
4. Home heating is electric and I have a pet coal fire that eats organic flammables
5. Yes, my lightbulbs are all low energy and yes, I recycle everything I can
6. I save surplus cash in an ISA (tax free interest)
7. Yes, I still have the Premium Bonds bought in the first experiment (and yes).
8. No, I do not have a car, I car share if and when it is necessary
9. Yes, I still dabble with shares and have the odd flutter - if it's in 2007, it will appear on these messageboards win, lose or draw.
10. Yes, I make New Year Resolutions.

If you want to ask me any other Cyberdosh related questions, you can ask them by reply to this message or by posting them here on the Cyberdosh Savers messageboards. Please do not disclose any personally identifying details online - use a nickname.

My own website is being created by NYK Media at http://www.shonaprophett.co.uk

OOPS! Update on yesterday's update...

A leap year has 52 weeks and 2 days - 52.285714 weeks :)

http://www.shonaprophett.co.uk

CYBERDOSH SEASONAL SAVERS

Beat the winter blues with a minicruise from Hull to Amsterdam, Rotterdam or Bruges. Now available until 31 March 2007, prices from only £68 per person when you take advantage of the 2 for 1 offers! With Channel crossing prices from as little as £26 from Dover to Calais, why not take advantage of some great shopping bargains whilst onboard, such as Piat D'Or at 6 bottles for £12. DON'T FORGET Tesco Deals! £2.50 in Clubcard vouchers can get you £10 worth of Clubcard Deals, which can be used for... P & O Ferries

Details at http://www.scottishmultimedia.co.uk/NYKShop/Offers.htm

Edited by author 16-01-2007 11:01
CYBERDOSH SAVERS

I was just about to read email when I noticed an AOL advert on their main page for FREE Pay as You Go mobile phone sim cards. Not sure if the link will work on here, but O2 are offering up to 4 free sim cards per applicant right now. You apply for them at the following page - http://freesim.o2.co.uk/1/messages.php?f=aoksng

If the link above doesn't work, then please email me and I'll complete the 'send to a friend' section for you.

You can email me through the website at http://www.nykmedia.com if you don't have my personal email address.

CYBERDOSH SAVERS - MONEY OFF VOUCHERS

Voucher codes are available at http://www.scottishmultimedia.co.uk/NYKShop/Vouchers.htm

Money off vouchers & discounts available for:

PET PRODUCTS - 10% OFF WITH VOUCHER CODE
DESERT ORCHID PRINTS - 10% OFF WITH DISCOUNT CODE
FREE PONY BADGES - WITH SPECIAL CODE
LINGERIE - 10% OFF WITH VOUCHER CODE
BOUQUETS OF FLOWERS - £1.00 OFF + FREE DELIVERY + FREE CHOCOLATES
FREE DELIVERY FROM DIXONS - WITH VOUCHER CODE

Codes available at http://www.scottishmultimedia.co.uk/NYKShop/Vouchers.htm

CYBERDOSH FREEBIES UPDATE

Full details on site at http://www.scottishmultimedia.co.uk/Free.htm

If you enjoy watching Garden Birds and wildlife then there's a FREE BINOCULARS OFFER AVAILABLE NOW.

Mad about horses and ponies? Claim your free gift with orders

FREE COIN / TROLLEY KEYRING - Buy a pack of 4 for £5.00 including delivery and you get another keyring FREE

FREE Daily Horoscope - no sign-up, no registration, just a free horoscope

FREE £5.00 - grab a free fiver from Frankie when you register today for cashback bargains and incentives. It's absolutely free to join and then you can grab another fiver when you refer your friends. Huge savings, with up to 35% cashback on special offers, regular competitions and vouchers.

DOWNLOAD A FREE EBOOK - 'Save a Fortune Fast' - usually retails at £9.95 - it's the book that lenders would love to ban! Take back control of your money with 12 secrets to eliminate your mortgage, loans and credit cards... fast.

FREE SOFTWARE, CDs, DVDs, Games - Choose from over 100 great free gifts!

FREE Spa Day Pass for Two with all gifts over £100

Send a free personalised card

FREE £2.50 for registering to save as you spend - Earn CashBack on 1000's of items

FREE £5.00 for Bingo fans when you register to play online

FREE Make Up

FREE Games to Play & Real Cash Prizes

FREE Samsung D900 Red with 10 months half price line rental, 600 mins and 100 texts per month on O2 - Save £175!

Free Horse Racing Tips

Free Virtual Racehorse

Free Personal Assessment

Free ECards

Free Software For Windows - Large archive of freeware, shareware, and trial software for windows.

Free £5.00 OFF Vouchers

Visit our 'FREE' section at http://www.scottishmultimedia.co.uk/Free.htm

OPENING SATURDAY 20th JANUARY, 2007 AT 12.30PM

PANDORA'S BOX

Check it out online at http://uk.ebid.net/stores/Pandoras-Box

The new department of our online auctions and stores is going live this weekend. Limited quantities of stock at ridiculously low prices.

Love heart crystals complete with gold or silver fabric gift bags
Mini dreamcatchers
Friendship bracelets
Pendants
Necklaces
Chunky wooden fashion jewellery

The above is a small selection of what will be available soon from Pandora's Box. You can link straight to the store from http://www.britishwebshop.co.uk or use the link above, or go to http://www.cyberdosh.com and join as a bidding buddy if you haven't already done so.

CYBERDOSH NEWS UPDATE

10 hints, tips & newsy bits from Cyberdosh

1. CYBERDOSH ONLINE TREASURE HUNT RETURNING SOON! After the phenomenal success of our original Cyberdosh online treasure hunt, work has begun restructuring the UK site for the reintroduction of our real, live treasure hunt. Anyone wanting to participate will be asked to sign the register (email signatures, no personal details required) before taking part and, as before, the winner takes all. Participation will be FREE and the dosh is REAL!

2. FREE FRIENDSHIP BRACELET OFFER IS BACK - Send a blank email with 'Cyberdosh' in the subject line to office@cyberdosh.com and 10 lucky winners will be contacted for delivery details.

3. Brand new bargains galore at PANDORA'S BOX. This is a new section of our Cyberdosh eBid stores where we will be offering jewellery and trinkets at a fraction of high street retail prices. The direct link to the site is http://uk.three.ebid.net/stores/Pandoras-Box
The main Cyberdosh section still remains at http://uk.three.ebid.net/stores/Cyberdosh

4. Win A Proper Jelly Bean Machine (it takes money and everything!)... Plus a 1.4kg "Bucket" of Fabulous Gourmet Jelly Beans. Find out more at http://www.scottishmultimedia.co.uk/Competitions

5. True Cyberdoshers always check before they buy. That's why we have now introduced price comparisons on site. You can COMPARE PRICES on Cars & Parts, Computers, Electronics, Finance, January Sales, Jewellery, Lingerie & Clothing. Links for the comparisons can be found at the right hand side of http://www.britishwebshop.co.uk For financial related comparisons, use http://www.cyberdosh.com

6. Hopefully, a few of you are following the story of Shona Prophett as she progresses with the 2007 Cyberdosh Challenge. Members of our NYK writers' group are welcome to submit their creative thoughts on the subject of Cyberdoshing and, if you aren't already part of NYK writers, you can still join in by visiting http://www.scottishmultimedia.co.uk/Writing or http://www.scottishwriters.co.uk It is hoped that we can publish the next issue of 'Now You Know' based on Cyberdosh lifestyles and encourage a few more creative minds to participate.

7. St Valentine's Day is just around the corner and we have done our best to find you some unusual, if a little risque, gifts and goodies. Again, we have tried to source suitable vouchers and money off coupons for the various suppliers, so don't forget to check http://www.scottishmultimedia.co.uk/NYKShop/Vouchers.htm for the updates as we won't be publishing codes on these messageboards.

8. Card shuffling is upon us once more so, if you are juggling Christmas overspend on plastic, then compare interest free balance transfer options on credit cards before switching. Most charge around 2% for the switch, but 2% initial cost is nothing when you compare it to between 15% and 17% that you'll be charged when sticking with your current lender. In true Cyberdosh fashion, you should be aiming to clear ALL credit card debt and then doing the interest free trick that credit companies HATE. To date, the best deal I have found for this trick is the Tesco Clubcard Credit Card, because it means you can charge practically everything to that, leave your cash in the bank and then pay off the full balance each month. Not only are you gaining a few pence or pounds extra in interest from your bank, you are also accruing Clubcard points that can convert to Clubcard deals. There's a link from our main page at http://www.britishwebshop.co.uk and you can also do a comparison check on credit cards through the 'compare' finance link. You'll also find the comparison links on the main http://www.cyberdosh.com website.

9. Dollars and Pounds! Right now, £1.00 = $1.97 USD That is fast approaching the 50p dollar, so don't forget to consider your options of buying in dollars or making the most of this excellent rate with regards to holidays across the Atlantic. If you are involved in stocks and shares (Shona, pay heed!) then this could be a good time to invest into the US markets. Google shares are sitting around 489.75 and eBay, on a bit of a slump, at 29.66

10. Earning yourself a little extra spare cash after the festive period - the old eBay versus eBid argument arose here recently and it really is difficult weighing up all the pros and cons. eBid costs absolutely nothing to set up, has no listing fees and offers rewards points to buyers and sellers, but has only a fraction of the market cornered. eBay, on the other hand, has had nothing but publicity from every nook and crannie of the media megamachine BUT IT NOW COSTS A FORTUNE to trade there. Listing fees are becoming ridiculous and where once they would offer a 'free listing day' enjoyed by many, they are becoming hard pushed to offer a 10p listing day. I'd appreciate any thoughts on the subject and, if anyone is interested, post your various experiences with either auction site here on the boards. A word of Cyberdosh wisdom to all who spend their time in the online auctions - COMPARE THE PRICES. I have found several items cheaper in mainstream stores, even taking into consideration the delivery charges. And, if possible, always use a credit card in preference to a debit card, so you have some sort of guarantee. My suggestion? Get yourself an eBid account and tell all your friends, family, colleagues and associates. Better still, set up shop, get yourself some free business cards (as per http://www.scottishmultimedia.co.uk/FREE.htm ) and mask your eBid store with a cheap domain name. (Available at htt://www.scottishmultimedia.co.uk/NYKShop/Domains.htm )

That's the 10 tips, hints & suggestions for Cyberdoshers completed for the week. I now look forward with interest to reading how Shona survived the past week.

CYBERDOSH 2007 CHALLENGE - WEEK 3

THE SHONA PROPHETT EXPERIENCE, 15th-21st January 2007

See message: /m88 for week 1 - £84.40
See message: /m92 for week 2 - £70.24

Dear Readers,

It's the end of the third week of the 2007 Cyberdosh Challenge and things still aren't looking too bad. Believe it or not, I eventually DID get around to defrosting the freezer, so that's a tiny amount more electricity saved over the next few weeks. Now, I just have to fill the thing with food other than homemade stock for soup.

As per last week's bulletin, the first golden rule of Cyberdosh is to PRIORITISE.

The above is what I have been doing this past week - prioritising. Some may, however, think that I have my prorities wrong and, if so, I'm prepared to live with that mistake and re-prioritise at a later date. We installed wireless broadband! It seemed too good a deal to miss, especially as AOL offered a free wireless router and an introductory monthly price. Overall, we will actually be SAVING 99p per month AND I can chat on the phone whilst three of us are online at the same time. That's the beauty of being a Cyberdosher; you can re-jig your finances as often as you want, so long as you remember that once the money has gone, IT HAS GONE! Unless, of course, you have invested it wisely and it's simply out of reach temporarily whilst accruing you a handsome profit or some tax free interest. (I wish my Tadpoles [TAD on the LSE] would hurry up and grow into frogs!)

On the subject of interest, now's a good time to start comparing interest rates for credit card balance transfers, if you have outstanding balances. Following on from the NYK bulletin (hint number 8, I think), what I would really like to know is this... If one has a Tesco Clubcard Credit card, can one REALLY collect Clubcard points on ALL their spending? Does that mean if one shopped in the Co-op for a full year and paid using a Tesco Clubcard Credit Card (paying off the balance in full each month, of course) that one would collect Co-op points AND Tesco Clubcard points at the same time? This is a purely hypothetical question... for now! Answers on the boards please, as this possibility needs to be confirmed or denied.

Did anyone drag out their old bank statements or, dare I utter, their previous year's household accounts? Suffice to say, my own household accounts have never been kept in perfect order, but I did keep a few notes to enable me to compare previous expenditure with the costs of this year's Cyberdosh Challenge living. Soaring electricity costs, for example. Crazy as it may seem, I read my meter every single day of 2006 to ensure that a fair comparison could be made after converting to energy-saving lightbulbs and burning logs for heat and hot water rather than switching on the immersion heater. Between 1st January and 21st January 2006, our meter consumed £80.24 of electricity. Calculating in the estimated 12% price increase since then, that equates to £89.87

During the exact same period of 2007, the meter has clocked up £56.94 on electricity and I've spent £31.26 on coal and logs, giving a total of £88.20 over the same period. I know that the savings aren't phenomenal but, as the year progresses, I'm prepared to wager on the possibility that the 2007 annual fuel bill will be less than 2006, despite price increases. Apart from that, don't forget about my other friend the logmaker. Like I said before, if it's organic and flammable, crush it, dry it, burn it. (I think they call it carbon neutral.) My recycling exercises haven't been cast aside either - glass, tins and worn out clothing are all deposited safely into the local collection points. It's just a pity that we aren't financially rewarded for disposing of our own rubbish. Personally, I reckon recyclers should be awarded a discount on their Council Tax bill to show the Government's appreciation for all our efforts. I mean, I even have a shopping bag rather than come home with countless carrier bags. I do, however, conveniently forget the shopping bag when I'm running out of bin bags!

This constant quest for financial freedom is hard work but it is proving to be worthwhile. Week 3 of our Cyberdosh lifestyle has been quite uneventful. The new stock pot has been put to good use, producing copious amounts of homemade soup that costs a fraction of the price of supermarket tinned varieties. But a word of caution about large stock pots and their use in general cooking... it may LOOK like just a little spaghetti boiling on the bottom of your huge pot, but trust me, don't add more! I made this mistake and the garden birds have been building nests with the excess for the past three days! Thank goodness it's less than 20p a pack from Somerfield!

To conclude, buying with a friend is very cost-effective. Taking advantage of the buy one get one free offers, I managed to keep my weekly spending to the following:

Shopping - £43.08
Powercards - £20.00

Total expenditure for week 3 - £63.08

That's a running total of £217.72 over three weeks, or an average of £72.57 per week.

Feel free to subscribe to these messageboards and submit your own Cyberdosh related questions or suggestions. Even better, join me online and share your Cyberdoshing experiences with the other readers.

Opening balance - £4000.00
Expenditure to date - £217.72
Balance remaining - £3,782.28
Days remaining - 344
Weeks remaining - 49.14
Original calculated weekly allowance - £76.71
Actual average weekly spend - £72.57
Recalculated weekly allowance - £76.97

Frugally yours,

Shona Prophett

PS: Sorry, the above still included 40 cigs
PPS: Tetley Teabags (packs of 160, normally £3.55) as well as having 50% extra free, were also buy one get one free, so that was only £1.78 for 240 teabags when you share with a friend!
PPPS: Might try a trip to Farmfoods and Lidls next week, will let you know of any staggeringly wonderful bargains!

Return to http://www.cyberdosh.com or see some other great offers at http://www.scottishmultimedia.co.uk/NYKShop/Offers.htm

NOW YOU KNOW ABOUT CYBERDOSH SAVERS

Hello everyone,

I just thought I would let you know about a fantastic deal I've learned about that should benefit any of you who are interested in dealing in stocks /shares.

Registered users of the website www.iwebsharedealing.co.uk are being offered the chance to deal for FREE this Friday - that's a saving of £10 on every LSE (London Stock Exchange) deal and £15 (almost $30!!) on NASDAQ trading. I'm not sure if the offer is for existing customers or will be available to new users, but even just knowing that there's the odd possibility of free trading in the future makes this deal very worthwhile, especially if you are taking advantage of the US Dollar / GB Pound exchange rates. Today's exchange rate hit $1.98 per £1! Excellent time to buy in Dollars, don't you think?

My website is now up and running at http://www.shonaprophett.co.uk but I'm sticking all my updates on here via http://www.cyberdosh.com

GOOD LUCK SHONA!!!

Hope this message brings you luck, success and profit in today's stockmarket challenge... probably the biggest one yet!

Looking forward to reading all about it soon.

Don't break the bank!

Return to http://www.cybedosh.com

SHONA PROPHETT ESCAPADES!

The deed has been done! The bargain tips have been followed and now I await the short longterm results. Hopefully, all going to plan, I should be on schedule to 'complete my mission' and have shown a profit by 2007 year end.

As per message: /100 I checked out the US Dollar rates, and I think it cost me just slightly over the 50p per US Dollar.

All will be revealed in my weekly write-up tomorrow and, for those of you who are reading my online diary at http://www.shonaprophett.co.uk there should be no shocks or horror surprises. I hope to be able to explain myself as simply as possible and let you see that being skint isn't about not being able to afford some playtime :)

I checked out the new NYK auctions section online at http://www.cyberdosh.co.uk and it's coming along nicely. There seem to be quite a few other Cyberdoshers on there and look like they are doing not too badly, sales-wise. Some really nice bargains to be had!

The same site is accessed via http://www.scottishwebauction.co.uk

Until tomorrow, I am still, Shona Prophett

PS: Any chance of a raise on the annual allowance? ;)

CYBERDOSH 2007 CHALLENGE - WEEK 4
Live for a full year on £4,000

THE SHONA PROPHETT EXPERIENCE, 22nd-28th January 2007

See message: /m88 for week 1 - £84.80
See message: /m92 for week 2 - £70.24
See message: /m101 for week 3 - £63.08

Dear Readers,

It's the end of the fourth week of the 2007 Cyberdosh Challenge and I've probably done something that many wouldn't have! Indeed, it may prove to be a very costly mistake in the long run, though I'm hoping this particular 'gamble' pays off and earns me some leftovers at the end of the 2007 challenge. But enough about that for now; you'll be finding out all about it later in this newsletter.

Having sorted out my priorities last week, I felt confident that I could succeed with the 2007 challenge. I completed the budget chart, prioritised everything, allowed for birthdays, holidays and next Christmas and swore blind to myself that I'd stick to the new budget. If you have never seriously HAD to stick to a budget then the prospect is daunting, but for those who have had to practice the technique before, the concept of frugal living is not alien. I mean, we don't exactly expect the likes of Posh & Becks to be Cyberdoshers! Mind you, I've a funny feeling that Cherie Blair may be a follower, albeit on a slightly different playing feld. Well, Cherie, if you happen to be reading this, I have far more money-saving tips than just buying from eBay. For a start, have you visited http://www.cyberdosh.co.uk ?

If you have been sneaking a peek at my online diaries, you will already be aware of what's happened over the past week but, for the benefit of board (but hopefully not bored) readers, the following should sum it all up nicely.

Monday 22nd - Popped the usual £10 of 'leccie' cards into the meter and bought 20 cigs, total £14.27
 Monday 22nd - Admit to the £150 I 'gambled' from my £4000 annual allowance last week
 Monday 22nd - Admit to the £200 I 'gambled' today from my £4000 allowance

Tuesday 23rd - Groceries/essentials - £13.21 (Took advantage of the margarine BOGOF offer and chicken fillets - 2 packs for £4
 Tuesday 23rd - Admit to a further £350 'gambled' today from my £4000 allowance

Wednesday 24th - Had to pay the monthly telephone bill, but have been careful to stick to calls under an hour and after 6pm, so the bill was only £15.84. You get a few pence extra discount from BT if you opt for online, paper-free billing AND they plant a tree on behalf of each person who signs up. It's environmentally friendly cost-cutting. However, I ran out of coal, so that was another £16 for 2 bags.

Thursday 25th - £10 in powercards and £14.87 on groceries/essentials.

Friday 26th - Bought 20 cigs and went to the pub at night: Total cost - £12.27
 Friday 26th - Admit to a further £633 'gambled' today from my £4000 allowance

Saturday 27th - Essentials, such as bread and milk, cost me another £9.91 but I did get Hovis Wholemeal loaves on a buy one get one free, making them cheaper than the Co-op wholemeal saver loaf.

Sunday 28th - Few more 'essentials' and a fresh chicken for dinner. Total expenditure £7.97

POINT NUMBER 1:
I do not support gambling as a way of life, nor do I suggest that anyone speculates, gambles or invests with money that they cannot afford to lose. 'Investing' in the stock market is just like gambling; you are parting with your cash in the HOPE that it comes back to you with profit but, like everything else involved in gambling, you could LOSE THE LOT. Do not cast off on the stormy financial seas of the stock exchange unless you have the nerve to ride out any storms. At worst, know when to bail out before your ship sinks. For good, safe measure, if you do find yourself with a few hundred pounds extra AFTER paying off debts and filling up your ISA, start off buying Premium Bonds. At least if you don't win the million you can cancel the bonds and get all of your money back.

POINT NUMBER 2:
Always remember that when the money is gone, IT IS GONE, unless it is considered an investment.

POINT NUMBER 3:
'Considered An Investment' is NOT the name of a horse!

POINT NUMBER 4:
Always consider the value of your investments in your annual budget on a week to week or month to month basis to allow for any dips in stock value. Adjust your weekly spend to compensate for your considered investments. That way, if things get too tight, you can sell some shares, cash in some Premium Bonds or withdraw some cash from wherever you have it and get right back on track with your budget.

==================

TOTAL REGULAR EXPENDITURE FOR THE WEEK - £114.34
TOTAL AMOUNT INVESTED - £1333.00 (33.3% of my annual allowance)

Opening balance - £4,000.00
Cash Expenditure to date - £332.06
Value of 'investments' - £1,333.00
Available cash - £2,334.94
Balance - £3,667.94
Days remaining - 337
Weeks remaining - 48.14
Original calculated weekly allowance - £76.71
Actual average weekly spend - £83.02
Recalculated weekly allowance - £76.19

Frugally yours,
and still,

Shona Prophett

PS: Still buying 40 cigarettes per week
PPS: Muller Corner Yoghurts back on special - buy 2 packs of 6 for £4 or buy 3 get 3 free, depending on which store you visit
PPS: Bitesize Shredded Wheat with 100% extra free

For today's newest bargains, check out the Cyberdosh eBid traders' links at http://www.cyberdosh.co.uk

For full daily diary account of my Cyberdoshing, go to http://www.shonaprophett.co.uk where I've now added the calendar.

CYBERDOSH SAVERS

==============
Dear Shona,

No you cannot have a raise in your Cyberdosh allowance.

Regards,
NYK
==============

Dear Cyberdoshers,

The most recent updates have now been made to the new http://www.cyberdosh.co.uk website and we now have 37 new stores listed belonging to fellow eBidders! As this is a worldwide network, we should soon be including some of our overseas associates, enabling you to save your Cyberdosh and spend less from around the globe.

Please take a few minutes to check out http://www.cyberdosh.co.uk

Edited by author 30-01-2007 18:24
CYBERDOSH INVITES NEW CHALLENGERS

Following the January newsletter (you'll only receive the newsletter if you signed up to receive it at http://www.scottishmultimedia.co.uk/newsletter.htm ) we have invited applications from people who want to become part of the 2007 Cyberdosh Challenge team. We are looking for 2 keen Cyberdoshers to join us and report their progress throughout 2007. The Cyberdosh Challenge is to attempt to live off the grand total of £4,000 for an entire year, but if you have already set yourself another personal challenge, we are interested to hear more.

Two luck (or unlucky) fellow Cyberdoshers will be allocated their own website and domain name on the condition that they keep up to date diaries for the remainder of 2007, recounting their experiences as they pursue their personal goals. HAVE YOU GOT WHAT IT TAKES TO SUCCEED? Join shona Prophett online and tell the world how life really is from a slightly different perspective.

To apply to take part in this challenge, please contact NYK Media. Alternatively, you can mailto:cyberdosh@aol.com

Become part of the Cyberdosh team, share your story with the world.

Return to http://www.cyberdosh.co.uk to find out what budding entrepreneurs are selling in their eBid auctions. We now have about 40 stores linked up and are eager to hear from anyone else who has taken the plunge to trade online. For bargainhunters, make the most of what's available in the linked stores and, as a registered bidder, you will also collect loyalty points that can be spent in the eBid auctions.

Newly updated offers - HOLIDAYS

February is a good time to start organising the holidays. Whether it's an Easter break, a long weekend or your annual summer vacation, visit our updated 'Holidays & Travel' section of http://www.britishwebshop.co.uk for up to 40% off villa rentals, Free Travel Insurance and Reduced Deposit, Save up to £155 off school holidays, 15% off Channel Islands
and much, much more... bag a travel bargain while you can.

More updates coming soon!

AMAZING BARGAINS AVAILABLE RIGHT NOW

Featured bargains on http://www.cyberdosh.co.uk not to be missed

Brand new Ann Summers Gold Top for 1p YES! A penny plus £1.00 P&P

25 assorted greetings cards for £2.99 + p&p

Pure gold in a bottle for £3.00 + p&p

Mini dreamcatcher only £1.00 + p&p

These offers are time limited, and the clock is ticking... don't miss them!

PS: I may buy the gold top myself!

CYBERDOSH SAVERS WEBSITE OFFER

For a limited time only, we are offering readers the chance of having their very own website with domain name for less than £20 for 2 full years!

Full details available at http://www.cyberdosh.co.uk

CYBERDOSH 2007 CHALLENGE - WEEK 5
Live for a full year on £4,000

THE SHONA PROPHETT EXPERIENCE, 29th January - 04th February 2007
See message: /m88 for week 1 - £84.80
See message: /m92 for week 2 - £70.24
See message: /m101 for week 3 - £63.08
See message: /m105 for week 4 - £114.34 (oops!)
Running total to 29th Jan - £332.06

Dear Readers,

It's the end of the fifth week of the 2007 Cyberdosh Challenge and I'm scared to total up my expenditure! I realise that everything has been essential, (apart from the cigarettes that are going to HAVE to go sooner or later) and that there are few other cut backs to be made. Or are there? With all this nice weather we've been having, I think I'll skip lighting the coal fire and risk the electric immersion heater for a change.

Monday 29th - Popped the usual £10 of 'leccie' cards into the meter, bought 20 cigs, 2 birthday cards, and donated £1.75 to charity. Of course, I had to pick up some groceries, so that brought the day's total spend to £51.07

Tuesday 30th - Posted off the birthday presents at a cost of £7.70 for Royal Mail Special Delivery

Wednesday 31st - That's it! The end of the first month of the Cyberdosh Challenge, I am now, officially, one twelfth of the way through, only another 11 months of this to endure... I mean enjoy!
I've done a quick analysis of my overall financial status, which you can read on my site at http://www.shonaprophett.co.uk

Thursday 01st February - After my budgetry analysis of last month (yesterday) I don't spend anything today. Instead, I look at the possibility of bombarding NYK Media with all my clutter to auction of online, just in case I don't quite make it with this challenge. But enough of that! I WILL SUCCEED, I tell you. Failure cannot be a serious contender in this competition of monetary wit. (And charm, when freebies are around!)

Friday 02nd - So much for the 'no-spend'. The supermarket relieved me of £43.10 and onother £10 spent on Powercards! And so much for the diet during the shortest month of the year - the supermarket had cheesecakes on special at buy one, get one free! Could I resist the temptation? Let's just refer to that old rhetorical quip of, 'does a bear...' ok, maybe not!

Saturday 03rd - Yet more groceries and some cigs plus a little gift to take with me on my visiting trip tomorrow. In all, I have spent £14.13 Fortunately, I remembered my Tesco Clubcard this time, so at least I'll have gained a couple more points.

Sunday 04th - Shona Prophett is not available for comment - gone visiting!

==================

TOTAL REGULAR EXPENDITURE FOR THE WEEK - £138.99 (Mega OOPS! Forgot about that monthly Internet connection fee!)

Opening balance - £4,000.00
Cash Expenditure to date - £471.05
Value of 'investments' - £1,333.00
Available cash - £2,195.95
Balance - £3,528.95
Days remaining - 330
Weeks remaining - 47.14
Original calculated weekly allowance - £76.71
Actual average weekly spend - £94.21
Recalculated weekly allowance - £74.86

Frugally yours,
and still,

Shona Prophett

Help raise funds for CHAS (Children's Hospice Association of Scotland) by bidding on some very cheap items at http://www.scottishwebauction.co.uk
For the secret diaries of Shona Prophett, go to http://www.shonaprophett.co.uk

CYBERDOSH WELCOMES BEAUTY FOR THE STARS

Today's lucky recipient chosen to feature in our Cyberdosh bargain updates has her site at http://www.beautyforthestars.co.uk Please take a minute to check out the site and see for yourselves what's on offer. 'Beauty For The Stars' offers a large selection of 100% genuine cosmetic and beauty products from designer names such as Christian Dior, Versace, YSL, Natura Bisse... all at greatly discounted prices.


OUR BEST CYBERDOSH OFFER EVER

As you all know, CYBERDOSH is all about making your money go further online - whether you are buying, bidding, selling, saving or investing. NYK Media, in collaboration with Cyberdosh, now presents you with the ultimate online bargain:-

For a limited period only, we are offering you the chance to have your very own website for under £20.

This is a 100% genuine, never to be repeated, offer and practically ANYONE CAN AFFORD IT.

WHAT'S INCLUDED?

A .co .uk domain name of your choice (or as close to it as we can get)
All registration fees for the first 2 years
A stand alone web site
Design, production and publishing of the site
Your logo, graphics and text details included
Meta Tags included
Direct access into your eBid store if you have one
Web mail to your personal mail-box
Search engine submission
Link from Cyberdosh site and our directory
Introduction to your site in our newsletter & message boards
How to expand your site
How to promote your site
How to advertise your site at no extra cost
Help available when you need it

It's what commercial web design companies DON'T want you to know.

The price INCLUDES all of the above and automatic option to renew.

Please remember that this is a LIMITED offer as we have a limited allocation. As each allocation is sold, the price will increase. To guarantee your site for under £20, you can select the 'buy it now' option of £19.99 or else you can choose to bid from the current allocation price of only £16.99 - the choice is yours and the website, once purchased, is YOURS. The domain name is registered in YOUR NAME. (The first offer started at £15.99 and was sold within 24 hours.)

You can also take a look at http://www.scottishwebauction.co.uk where the site is dedicated to charity fundraising auctions and offers items from less than £1. Regular Cyberdoshers may also be interested in donating items for these charity auctions. If you prefer, you can also donate online direct to many of UK's registered charities through the web site.

If you would like to take up our fantastic web offer, please see our main advert at http://www.cyberdosh.co.uk or else visit http://www.nykmedia.co.uk

HURRY, BEFORE WE UP THE STAKES

CYBERDOSH SAVERS - HINTS AND TIPS FOR HOUSEHUNTERS

Is anyone else fed up to the back teeth watching or hearing about TV programmes that test the abilities of people to pay off their mortgages within 2 years, find a house in the country or relocate?

Recently, there has been some focus on the Scottish houseing market and Scotland as a retirement location / house in the country etc and constant attention is drawn to our system of closed bids and multiple surveys costing hundreds of pounds each time regardless of whether you get the house or not. Well, I disagree entirely and would just like to bring the following pieces of information to your attention:

1) When selling a house, it is still possible to have an estate agent carry out a brief market valuation on the property FREE OF CHARGE

2) When viewing houses with the prospect of buying, TV leads us to believe that all those people who have submitted 'bids' for that propoerty have had it surveyed, costing hundreds of pounds - WRONG. It depends on whether the offer (or 'bid' as they so confusingly call it) is conditional or unconditional. That means it can be submitted subject to satisfactory survey.
3) Check out the website at http://www.surveysonline.co.uk/ and you'll find out how to buy a copy of the original survey carried out on your chosen house for only £50+VAT. Only the final purchaser has to pay the balance, not every individual who has declared an interest in buying.
4) House prices in Scotland can still be negotiated directly with the sellers, and an agreement reached on a handshake.
5) The top price offered at close of 'bidding' is NOT always automatically the winning bidder.

Anyone got a cheap 'fixy-up' they want rid of?

http://www.shonaprophett.co.uk

CYBERDOSH 2007 CHALLENGE - WEEK 6
Live for a full year on £4,000

THE SHONA PROPHETT EXPERIENCE, 5th February - 11th February 2007
See message: /m88 for week 1 - £84.80
See message: /m92 for week 2 - £70.24
See message: /m101 for week 3 - £63.08
See message: /m105 for week 4 - £114.34 (oops!)
See message: /m110 for week 5 - £94.21

Running total to 04th Feb - £471.05

Dear Readers,

It's the end of week 6 of the 2007 Cyberdosh Challenge
This past week has been rather uneventful, apart from a trip away visiting friends & relatives. Expenditure, thankfully, has been kept to the barest minimum. If you follow my diary entries at http://www.shonaprophett.co.uk then you'll already have seen that expenses were well within budget. This was, of course, in keeping with my weekly average overspends incurred by such necessities as telephone and Internet bills, gifts and unmissable bargains that I simply couldn't say no to at the time. It all averages out, trust me on that one. It has to!

Monday 5th - £10.00 of credit into the electricity meter

Tuesday 6th - Cigs, milk, bread etc - £7.00

Wednesday 7th - Travel expenses - £10.00 (Car share & split petrol costs)

Thursday 8th - Another £10.00 of credit into the electricity meter and £2.50 for a bag of dry kindling - the weather has been awful and I needed dry sticks to light the fire. Nae shame in that!

Friday 9th - £4.29 for 20 cheap cigarettes! (CHEAP??) Checked the NASDAQ ticker constantly in the hope of a last minute flurry of trading on the stock market. It's Friday and the share prices tend to jump around a bit towards end of trading. I'm sure it's all those money-laden bigwigs selling off stock so they can afford a good weekend! I'm happy, anyway. My £1333.00 worth of shares purchased between weeks 3 and 4 are now worth £1435.00 Let's hope the upward trend stays in place, at least until summer, when I'll need to sell them to, hopefully, afford to live for the second half of 2007.

Saturday 10th - Zero spend

Sunday 11th - £1.94 for milk

==================

TOTAL REGULAR EXPENDITURE FOR THE WEEK - £45.73

Opening balance - £4,000.00
Cash Expenditure to date - £516.78
Cost of 'investments' - £1,333.00 [Current Value £1,435.00 (+102.00)]
Available cash - £2,150.22
Balance - £3,483.22
Days remaining - 323
Weeks remaining - 46.14
Original calculated weekly allowance - £76.71
Actual average weekly spend - £86.13
Recalculated weekly allowance - £75.48

Frugally yours,
and still,

Shona Prophett

Help raise funds for CHAS (Children's Hospice Association of Scotland) check out http://www.scottishwebauction.co.uk
For the secret diaries of Shona Prophett, go to http://www.shonaprophett.co.uk

CYBERDOSH SAVERS SUPERMARKET SWEEP

Coupons, money off vouchers, free samples, buy one get one free, two for one, three for two... we all love them. Here are a few tips about how to keep ahead of the game and make sure you aren't missing out on too many of them.

Many supermarkets and online stores update their special offers and deals pages well in advance of the actual start date. Others have regular updates featuring weekly or monthly specials, savings and discounts. The following web addresses are all handy to use and some, like Spar in Scotland, offer 'print them yourself' style e-vouchers and free sample coupons. Tesco, of course, will remain our favourite and to see their bargains, you can click the link at the foot of the page which helps to pay for the cost of maintaining our website.

Spar, Scotland (if you are north of the border) - print your own money off and free samples vouchers from http://www.sparscotland.co.uk/shoppers/ecoupons.asp

Co-op special offers (this is a .pdf file, so may take some time to open on older computers) -
http://www.co-op.co.uk/uploads/files/V1_EngMaster_PB1_1.pdf

Sainsburys savers - http://www.sainsburys.co.uk/Great+offers/g...ers_24_jan_2007.htm

Morrisons Special Offers -
http://www.morrisons.co.uk/113.asp

Lidl Specials - http://www.lidl.co.uk this is a great set-up online as you simply type in your postcode and they present you with all the available offers in your local store for the next 2 weeks. You can't shop online but you can plan ahead.

Aldi Specials - http://www.aldi-stores.co.uk/ for their special offers, which are available Sundays and Thursdays.

Waitrose (If you are south of the border) - http://www.waitrosedeliver.com/ offers online shopping, home delivery and a special offers section featuring their current 2 for 1s and BOGOFs


Iceland - http://www.iceland.co.uk Used to be a fantastic site for online shopping and home delivery but, sadly, no more. The best they can offer at present is FREE bonus stamps! Save 29 stamps and they'll give you a free £1 stamp, then when you've reached 49 stamps, they'll give you another £1 stamp free. That's about 4% so if your bank account isn't giving you that in interest and you do shop at Iceland, this might be handy to know. And the store is still offering FREE home delivery on shopping over £25 - no need to worry that they seldom have a decent car park nearby.

Farmfoods - http://www.farmfoods.co.uk OK for the odd printed voucher but a total wash-out for avid Cyberdoshers who like to know where the bargains are and how to get them. The best the Farmfoods website has to offer is a map of how to find your nearest store!

Somerfield (their website is as miserable as ever, I might add) - http://www.somerfieldgroup.co.uk Somerfield is launching its new free Bag for Life scheme to encourage shoppers to re-use their carrier bags - time and time again. Every customer who takes in any five old carrier bags, from any retailer, will receive a robust 'Bag for Life' carrier bag for free. Apart from that, they have no page listed on their site offering any promotions or special offers. Very poor online service provided by this lot. There is a mention of Peacocks clothing stores setting up outlets within the bigger stores, however, but with no decent website, no loyalty scheme and no easily accessible offers, Somerfield falls way short of what we should be expecting from our supermarkets in the 21st Century. It barely warrants a mention on here and only scraped its way into this bulletin because of the carrier bag pledge.

If we've missed your favourite supermarket, please let us know so we can chase up bargains and offers. Tesco has been omitted because we have fully featured affiliated links with the store that you can access below. Tesco IS our number one store as it has everything available online at all times.
OUR TESCO AFFILIATE LINK = http://clkuk.tradedoubler.com/click?p=898&a=45998&g=94869

CYBERDOSH SAVERS - SCOTTISH WEB AUCTION

http://www.scottishwebauction.co.uk

We have 22 small items listed to sell in our ebid to help raise a few pounds for the Children's Hospice Association of Scotland (CHAS). Please spare a few minues to look at these items and consider bidding, buying or donating. To register for bidding, buying and selling in the eBid auctions, just follow the instructions at http://www.cyberdosh.co.uk

You can also read about online auctions in our dedicated 'auctions' section on the main shopping website at http://www.britishwebshop.co.uk

CYBERDOSH 2007 CHALLENGE - WEEK 7
Live for a full year on £4,000

THE SHONA PROPHETT EXPERIENCE, 12th February - 18th February 2007
See message: /m88 for week 1 - £84.80
See message: /m92 for week 2 - £70.24
See message: /m101 for week 3 - £63.08
See message: /m105 for week 4 - £114.34 (oops!)
See message: /m110 for week 5 - £94.21
See message: /m113 for week 6 - £45.73

Dear Readers,
My running total to 12/02/07 was standing at £472.40 and with this weeks outgoings, I've managed to top the £600 mark - but I just HAD to have, well, you'll find out in a minute if you read on...

12/02/07 - A glorious NO SPEND day (NSD)

13/02/07 - A quick trip to the shops for essentials - £10.00 on powercards and £11.83 in groceries (and cigs). To be honest, the savings I made were lost on buying the cigarettes. Jars of Bolognese sauce were 2 for 1, Egg Noodles 2 for 1, Can't Believe It's Not Butter 2 for 1 and Hovis bread at 2 loaves for £1.40 - Total savings = £4.10, Total spend for the day = £21.83
 
14/02/07 - Another successful NO SPEND day (NSD)

15/02/07 - Today's bargains included: Kellogs Corn Flakes 33% Extra FREE and a BOGOF, so that was 133% extra free! Nouvelle Toilet Tissue (12s) BOGOF, Tetley Teabags BOGOF, Ski yoghurts (4s) BOGOF, Jammie Dodgers BOGOF, Branston Baked Beans 4 for £1.00, Bold 2-In-1 buy 2 for £3.80 Total spend for the day = £18.97

16/02/07 - Bought cigs, total expenditure for the day = £95.94

17/02/07 - Weekly round-up of the shares is looking quite good, with an overall increase approaching 10%. Sadly, yesterday's spending total hasn't gone unnoticed. I'm afraid that it is NOT some sort of typing error, it actually IS the amount spent. But everybody NEEDS a hobby and a girl does need some fun!! OK, OK, I spent it on a horse! I was bored, NYK was telling me about the horse, offered me a share through the 'ownaracehorse' scheme and hey ho, there ye go, what's a hundred quid between friends.
Besides, I had change out of the hundred and bought a few essentials - milk, sugar, powercards and a newspaper. Total spent = £14.04 You can read about 'Rosie' the racehorse on my website at http://www.shonaprophett.co.uk

18/02/07 - Ending the week with another NO SPEND day.

==================

TOTAL REGULAR EXPENDITURE FOR THE WEEK - £150.78

Opening balance - £4,000.00
Cash Expenditure to date - £623.18
Cost of 'investments' - £1,333.00 [Current Value of 'investments' - £1,463.00 (+130.00)]
Available cash - £2,043.82
Balance - £3,376.82
Days remaining - 316
Weeks remaining - 45.14
Original calculated weekly allowance - £76.71
Actual average weekly spend - £89.03
Recalculated weekly allowance - £74.80

Frugally yours,
and still Shona Prophett

Hopefully, by following the figures, you'll can see how easily one larger bill affects your overall average throughout the year. If you celebrate the December festivities and usually spend far too much, which I do, then you have only 44 weeks left to cover the lot without getting into debt for the following year. With this very thought in mind, I will HAVE to sort out savings of some discription, preferably with a bonus scheme attached so I can gain a few pennies extra to see me through until 2008. Mad as this may seem, the approaching month of March seems to me to be the best time to start planning how to avoid debt for the following year. I'm off to find the safest way of securing a decent Christmas and will get back to you all as soon as the task has been completed.

My website is slowly developing and now includes all the makings of a classic bestseller; hopes, fears, tantrums, tears and, hopefully, a fairytale ending. Tackling everything that life throws at you, from the the financial problems, the dieting, the quitting smoking and, in general, life itself. Take a look for yourselves and see what YOU think of frugal living - http://www.shonaprophett.co.uk It most certainly does NOT have to be dull or boring.

FURTHER UPDATE - HOME INSURANCE RENEWAL

Having just completed a comparison search on moneysupermarket.com, I have been presented with no fewer than FIVE different quotes that are cheaper than my existing one. This does not include the quote received from Tesco, which was also slightly cheaper. I sense a change of insurers shortly but I've also been made aware of the fact that it is perfectly acceptable to haggle. I happen to like haggling, so will let you all know how that goes after tomorrow's telephone call.

 - Thanks to Martin at moneysavingexpert.com for all the info.

Read http://www.shonaprophett.co.uk

Have you ever tried the new product of America's finest "glow in the dark dish washing soap and washing machine soap"? Have you tried the world's finest "make your hair turn white for free"?
If not then pour some hydrogen-peroxide on your head.

CYBERDOSH SAVERS UPDATES

PLAYSTATION 3 ~ PS3 LAUNCH DATE 23/03/07

After so much hype, production difficulties, supply problems and missing the Christmas market, Sony is now gearing up for their massive UK launch of their all new Sony Playstation 3. Find out what it's all about, and even pre-order your PS3 at out info page - http://www.scottishmutlimedia.co.uk/NYKShop/Playstation3.htm

The best deal we have found, to date, is with the 10% OFF voucher but it is for use with your next order, not for discount off your new Playstation.

It's amazing to think how many kids will find one of these in their rooms this Spring, (around about Mothers' Day, too!) despite the fact that they cost the price of a cheap holiday! If anyone can enlighten me as to their superior useage over a good computer, please let me know >>>>not very techie, gamey minded, sorry<<<<

Anyway, I'm off to make pancakes - free packet of mix from Co-op when you bought the Jif lemon, remember. Hope you checked out the other supermarket bargains.

Check out our PS3 section at http://www.scottishmultimedia.co.uk/NYKShop/Playstation3.htm

CYBERDOSH SAVERS COMPETITION UPDATE

New competition added - NAME A RACEHORSE

Simply suggest a name for the 2 year-old racehorse and if your name is chosen as the winner then you have not only named the horse, you will also win a share. As a part owner, you could visit the trainer's yard to see your horse, go racing as an owner, make the most of owners & trainers facilities at the tracks and enter the parade ring before racing - as an owner! Plus receive newsletters and training updates about your horse, its racing plans and it's career throughout the year.

Entry is FREE - check it out at http://www.horsesgalore.co.uk

CYBERDOSH SAVERS - SPECIAL OFFERS

The following offers are currently available from The World of Health. You can read full details of the products and offers at the following page: http://www.theworldofhealth.co.uk/Products.html

Buy 2 Crystal Twist Up Stick Deodorant's and get one travle stick absolutely free

Lavander Essential Oil 10ml only £4.99

A personal 'Angel Card' reading from as little as £3.00

For all this and more, visit The World of Health at http://www.theworldofhealth.co.uk

CYBERDOSH SAVERS SPECIAL OFFERS

Exclusive offer from Wigtown.info Vouchers

10% OFF Voucher for use at The Gift Gallery, 25 South Main St, Wigtown, Newton Stewart. Website at http://www.gift-gallery.co.uk

You can download and print this savings voucher by going to the 'Vouchers' section of http://www.wigtown.info

Print it and save it for your next visit to Wigtown. Festival and event dates will be posted on the new Wigtown.info website

For other money saving options, visit http://www.britishwebshop.co.uk

CYBERDOSH 2007 CHALLENGE - WEEK 8
Live for a full year on £4,000

THE SHONA PROPHETT EXPERIENCE, 19th February - 25th February 2007
See message: /m88 for week 1 - £84.80
See message: /m92 for week 2 - £70.24
See message: /m101 for week 3 - £63.08
See message: /m105 for week 4 - £114.34 (oops!)
See message: /m110 for week 5 - £94.21
See message: /m113 for week 6 - £45.73
See message: /m116 for week 7 - £150.78 (oops again!)
Running total - £623.18

Dear Readers,

19/02/07 - Home contents renewal was due, so I did a quick comparison search on moneysupermarket.com to see if my previous £55.25 quote could be beaten. Of course it could! No fewer than 7 different companies were prepared to offer me the same, or better, cover for less! In the end, I renewed the policy for a mere £42.00, saving me an extra £13.25 on the previous year. It all adds up, pennies make pounds and the saving equates to over 25p per week on the average overall budget. Spent a total of £47.17

20/02/07 - £29.04 total spend for the day, but I made the most of the buy one get one free offers, saving a grand total of £8.45 (or £8.45 worth of free groceries, whichever way you choose to look at it. EBAY shares just broke through the $34 per share mark, so I'm fairly happy at that piece of news too.
 
21/02/07 - A minimal spend day, but it still cost me £9.53 when I include the dratted cigarettes! Never mind, that will all stop after the 28th when I attempt promoting myself from 'smoker cutting down' status to 'non-smoker'. This transfer will hopefully go smoothly as I want to start sorting out my pension status before I get even older!

22/02/07 - Powercards and milk set me back £12.50 - not doing too well this week as far as ensuring I have a no spend day at least once every seven days. Oh well, there's always tomorrow...

23/02/07 - So much for attempting a no spend day! Joy of joys, the monthly telephone bill needs paying and I'm out of bread AGAIN! I part with another £17.55

24/02/07 - Tried for a no spend day but ran out of cigs! £4.29 for going up in smoke, but it isn't long now - I have only 4 more smoking days to go before 'the big day' is upon me. On the plus side, the Tesco Clubcard points arrived with £6 worth of vouchers, which I'll transfer into £20 worth of 'Tesco Deals' and that'll cover part of the costs of going racing in the spring. Tesco just added Musselburgh and Ayr racetracks to their 'Deals' opportunities.

25/02/07 - Ending the week with a shopping trip. Stocks were running low and we had to replenish the supplies (or lack of) in the fridge department. Spent £33.49 on general groceries and made as much use of the buy on get one frees that I possible could. Getting low on laundry detergent and am hard-pushed to find a decent offer on Bold Liquid! If anyone knows of any buy one get one free offers, PLEASE get in touch through my website. I'm fussy, I like my liquid wash!

==================

TOTAL REGULAR EXPENDITURE FOR THE WEEK - £153.57

Opening balance - £4,000.00
Cash Expenditure to date - £776.75
Cost of 'investments' - £1,333.00
Current Value of 'investments' - £1,486.18 (+153.18)
Available cash - £1,890.25
Balance - £3,223.25
Days remaining - 309
Weeks remaining - 44.14
Original calculated weekly allowance - £76.71
Actual average weekly spend - £97.09
Recalculated weekly allowance - £73.02

Frugally yours,
and still Shona Prophett

PS: Despite how it looks, I am running at what equates to only £3.69 over budget per week. But we must take into consideration that the year's home contents insurance has been paid in one installment, so no monthly interest or charges need apply, I have bought a share in a racehorse (Rosie), I've invested money in shares, which have actually increased their value by 11.49% over the space of 6 weeks, I've got a new stock pot for making my homemade soup and, on top of that, I've paid all the regular bills as soon as they are due, haven't missed any special occasions (don't think), have been out to the pub a couple of times and shared the travel expenses for a trip away visiting. From March onwards, I SHOULD see a big change in my spending as I plan on cutting out the cigarettes altogether.
 
I SHALL SUCCEED WITH MY FRUGAL MISSION!
I WILL SUCCEED WITH MY FRUGAL MISSION!
I TOTALLY FAILED TO GO ON A DIET AND LOSE WEIGHT DURING THE SHORTEST MONTH OF THE YEAR!

PPS: I just saw a BEE... I kid you not, it has just buzzed past my window and headed towards the flowers.

PPS: FLOWERS! I can see flowers! Those Rhododendron looking things over there have flowers, several of them, in various shades of bright pink. Has Spring sprung early in Scotland?

PPPS: Rosie has been galloping over 7 furlongs on the polytrack and I'm hoping to go see her in April before she goes to her first race of the season, unless she goes to Wolverhampton for a run on the all weather before that. Can't wait to see her! Did you have a look at her piccie on my website?

Take a look for yourselves and see what YOU think of frugal living - racehorses, investments and all.

Check out the full story in the Shona Prophett diaries at http://www.shonaprophett.co.uk

END OF MONTH TWO OF THE 2007 CYBERDOSH CHALLENGE

Well, I've made it to the end of month two and it's going out with a bang, a stock market BANG, which has seen the FTSE 100 drop 114.6 points within the space of a day. Nobody seems to know what's going on, other than something about China. I'm not really into any of these global money market scenarios and really cannot see what the fuss is all about. In my opinion, you only need to look at the graph trends to see that the past 48 hours of so-called 'crashing share prices' equate to not a lot! For instance, I checked back over the past few years and the FTSE 100 has almost doubled in the space of 4 years - it's obvious to me that the market must take a bit of a drop now and again, it has to be expected. So, I haven't panicked and I haven't sold anything, despite being down on my hopeful investments. My initial £1333 has been slashed to... £1351.72 I will conclude this thread of conversation by admitting that I haven't got the remotest clue what makes up the FTSE 100.

I know my spending habits can be a little erratic, no more so than going and buying a share in a racehorse whilst trying to live on a shoestring budget, but HAVE YOU SEEN WHAT TESCO HAVE ADDED TO THEIR DEALS? Tickets to Musselburgh and Ayr Races! Tesco Clubcard holders can now exchange £2.50 worth of vouchers (250 points) for £10 towards raceday tickets. Hopefully, the five year-old Rosie will run north of the border within the next few months and I'll have extra cheap raceday tickets into the bargain.

I suppose I now need to get down to the nitty-gritty of how I spent February's cash. With a budget of £4000 for 12 months, this SHOULD average £333.33 per month but, as you may already have noticed, the spending doesn't always add up to statistical estimates. The total spend for January and February combined totals £789.74, instead of the supposed, and freaky, £666.66 On reflection, spending £8.58 per week on cigarettes is looking rather dumb. In hindsight, I should have quit for New Year, instead of delaying the inevitable until 1st March (tomorrow). I'm glad I cut down to 40 per week! 20 per day would have burned over £250, rather than under £75.

Optimistic as ever, I see all of the following as major bonus points:

No debt
A new stock pot
£1333 'hopefully' invested
Annual contents insurance found cheaper and paid in full
A share in a racehorse
All the bills up to date
Upgraded to Broadband
A new double duvet
A new double quilt set, double fitted sheet and 2 pillow slips

£3,210.26 to last me 10 months

Don't forget about Mother's Day - I'm off to look at the new offers available from http://www.britishwebshop.co.uk and then I think I'll order next week's groceries from Tesco and use up my recently received evouchers. Home delivery on groceries is excellent when the weather's as miserable as this.

Don't forget, you can keep up to date with the day-to-day spending on my website at http://www.shonaprophett.co.uk

Hi,
Before we know it Mother's Day will be here and to help you
out I have an offer running just now - buy 4 beauty items and
recive them all ready to give to your MUM in a beautful GIFT
BAG.

Plus I have some beautful Gift sets starting at £7.99

http://www.beautyforthestars.co.uk

CYBERDOSH 2007 CHALLENGE - WEEK 9
Live for a full year on £4,000

THE SHONA PROPHETT EXPERIENCE, 26th February - 4th March 2007

See message number: /m123 for week 8
Running total to 25/02/07 - £776.75

Dear Readers,
This update is a little late owing to the fact that I THOUGHT I had added it to the boards but, apparently, I hadn't! Sorry about that, it was a simple misunderstanding (and my having mistaken the end of month report for the weekly one).

26/02/07 - No spend day

27/02/07 - No spend day - a horrible stock market day as something, somewhere is going wrong!
 
28/02/07 - £12.99 - my monthly Internet charge

01/03/07 - £43.54 shopping

02/03/07 - No spend day

03/03/07 - £1.00 (ran out of kitchen rolls - 4 for £1 in the general store) Watched the Lunar Eclipse until well into the night. It was quite spectacular when viewed through binoculaurs and, even better, it was absolutely FREE to enjoy.

04/03/07 - £15.00 (petrol/travel)

As I am sure you will see, the past week appears to be financially uneventful. But that is on account of my fixation with numbers. Certain dates stand out - like 1st January 2001 (1/1/1), 2nd February 2002 (2/2/2), 1st February 2003 (1/2/3), 6th June 2006 (6/6/6) etc, etc, etc... something memorable usually happens to highlight the day in question. This particular 'day number' was 2727 and the event was a mini stockmarket crash. OK, it was an almighty tumble for some, with millions being wiped out in share values as panic selling began following, from what I understand, a game of Chinese Whispers. It obviously all went horribly wrong when someone misheard and misquoted, resulting in a massive panic selling spree with shares being offloaded all ways - and for no obvious reason! If it was like that on 27/2/7 what's it going to be like on 7/7/7? Remind me to sell my shares before the 7th July!
My point is, the markets plunged unexpectedly and, for the remainder of that week, I was keeping a sharp eye on my so-called investments as they started to leak profits left, right and centre. They still are! And I'm still watching! My £153.18 profit has been slashed to a mere £14.60 and people expect me to be grateful that I haven't lost it all! On the minus side, EBAY shares are continuing on a downward trend, on the plus side, the US$ has dropped against the pound, so my losses are being slightly cushioned by the $1.98 to the £1 I got at time of buying. I think I'm starting to get the hang of this now.

==================

TOTAL REGULAR EXPENDITURE FOR WEEK 9 - £72.53

Opening balance - £4,000.00
Cash Expenditure to date - £849.28
Cost of 'investments' - £1,333.00 Current Value of 'investments' - £1,347.60 (+14.60)
(Available cash - £1,817.72)
Balance - £3,150.72
Days remaining - 302
Weeks remaining - 43.14
Original calculated weekly allowance - £76.71
Actual average weekly spend - £94.36
Recalculated weekly allowance - £73.03

Frugally yours,
and still, just, Shona Prophett

Check out the full story in the Shona Prophett diaries at http://www.shonaprophett.co.uk

CYBERDOSH SAVERS FOR ST PATRICKS DAY & MOTHERS' DAY

Mothering Sunday - Sunday 18th March 2007 is Mothers Day and we have found some more special deals...

Flowers from Bunches - FREE Delivery & FREE Chocolates! All orders for Mother's Day delivery need to be placed by 4pm Wednesday 14th March 2007.

FREE PAMPER TREATMENT FOR MUM WITH TESCO FLOWERS Order any courier delivered bouquet or plant this week from the Mothers' Day range online and get a pamper treatment, worth up to £35, absolutely FREE.

Another gift suggestion - a nice collection of Mills & Boons! New to the British Web Shop and ideal for Cyberdoshers, get 2 books FREE.

As a mother, what would I REALLY like? A HUGE box of all the sweets I used to eat BEFORE I became a mother! Sweet Peanuts, Foamy Shrimps, Lucky Tatties, Chelsea Whoppers, Rainbow Drops, Sherbet Fountains, Sweet Tobacco, Anglo Bubblies, Toffos, Parma Violets, BonBons... Followed by a box of sweets we mothers used to buy our kids and then EAT THEM OURSELVES! I want to sit back and stuff my face with all the glorious things that remind me of my youth - Get Mums some Nostalgia for Mother's Day!

March sees party season really get underway with St. Patrick’s Day on March 17th - make the most of our partybox bargains and make it a truly fantastic St Patrick's Day Celebration!

Get 2 FREE flights when you spend £18.00 or more on CDs or DVDs

10% OFF at The Gift Gallery in Wigtown - get the e-voucher

FREE FRIENDSHIP BRACELETS - check out the new site at www.pandorasebox.co.uk

DON'T MISS THE BARGAINS! All of the above and much, much more available now at our online store http://www.britishwebshop.co.uk

CYBERDOSH 2007 CHALLENGE - WEEK 10
Live for a full year on £4,000

THE SHONA PROPHETT EXPERIENCE, 5th March - 11th March 2007

See message number: /m127 for week 9
Running total to 04/03/07 - £849.28

Dear Readers,

I'm sorry for the delay - this weekly report has been submitted late again, but doesn't time just fly past?! I just do not know where the last couple of days have gone, and all I seem to have done is sit at my desk. I've hardly been out the door, other than a brief walk and a visit to Kate's for a coffee. In fact, the neighbour came in on Monday night to wish me a Happy New Year!

05/03/07 - Was working away from the office this week so, other than £10.00 spent on Powercards, there was nothing to be bought for home. The groceries seem to be lasting from one week to the next, even if it does mean repetitive meals of chicken and potatoes, stir fry, pasta or pastry. I had a quick lunch out with a very nice colleague named Grace who, hopefully, will be joining us soon as a Cyberdosher and eBidder. More news on that as soon as I know for sure.

06/03/07 - No spend day - too busy to spend and I'm not back at my own desk until Thursday, so no wandering off in the direction of the local shop either.
 
07/03/07 - Another no spend day

08/03/07 - Quick shopping trip for the barest of essentials - bread, milk, frozen chips (buy one get one free on McCain's Spicy Wedges) and Power Cards, but it looks like a joint shopping venture is needed as the cupboards are almost bare. Today's quick trip cost me £15.88 and I called Kate to arrange our speculative shopping trip for tomorrow.

09/03/07 - The great adventure is upon us once more... as Kate and I set off for town and our regular joint-shopping expedition. I have to say that the grocery bargains were a bit thin on the ground but I did, at least, manage to get a half dozen cheap loaves for the freezer and Strong Cheddar was half price, so I bought two. In Semi-Chem, Branston Beans were still four for £1.00 and Nescafe still £1.98. Once again, Muller corner yoghurts were taking a hammering in price at the equivalent of 26p each, so I had to have a few of them! Overall, it was a rather uneventful supermarket visit. However...

I did have one moment of financial indulgence, thanks to Kate, I might add, when we ventured into the charity shop. She spotted a print on the top shelf that we both recognised and, on closer inspection, found it to be numbered and signed by the artist. This is like 'twilight zone' stuff, I kid you not! The subject of the print was a building that we both knew well but one which has, since, been demolished and replaced by a private housing estate. Believe it or not, the framed print is of the old school where we both grew up! Nothing surprising in that, you may think, finding a picture of your old school in your local charity shop. I would agree but, on this particular day, we were in a town over 100 miles from where we both grew up! I just HAD to have that picture at any cost. Of course, I had no cash on me, as I shop by card - so I get my Tesco Clubpoints - but Kate just managed to scrape up enough to sub me until we got home.

The print and frame are in near perfect condition. It's a fair size, so it wasn't the easiest of objects to carry back in the pouring rain, along with shopping. In fact, TWICE I almost wrecked the thing, banging it off a door (bounced it off Kate's shins a couple of times as well) and then sitting it on the parcel shelf of the car and the thing disappearing straight through the gap and clattering into the boot! Kate got the giggles, of course! But I don't care, we both got soaked, Kate got bruises and we eventually got my Cyberdosh bargain buy of the week back home in one piece. That was the best £4.50 I have spent in a while! Now that HAS to beat buying 20 cigs! Total spend for the entire day = £34.82

10/03/07 - Still recovering from the 'big spend' yesterday, so spent nothing today.

11/03/07 - Another glorious no spend day.

I'm hopefull that my precious work of art will be worth a small fortune one day and am currently researching the artist. OK, that might be stretching it a bit - I got my mother to phone a distant relative who once worked in the school! But if anyone has heard of an artist by the name John R Brown, please let me know. Alternatively, if anyone is interested in a signed and numbered, limited edition print (fully framed, glass intact) of Wishaw High School, get in contact with my agent who, I am sure, will negotiate a splendid deal for this extremely rare investment piece.

On the stockmarket front, things are rallying a little but EBAY still hasn't fully recovered. My biggest surprise has been to witness those lazy little Tadpoles (TAD) beginning to wriggle their way upwards at long last. Of course, it may be nothing more than a March blip, who can tell? They've been lying near dormant for months and months, upsetting my portfolio with their horrid 58% loss reducing my overall gains. But just like the mini-miracle that was the discovery of my 'priceless' work of art, these slippery little shares have ventured into the open and have been slowly increasing in value. At time of writing this article, my worthless Tadpoles have gone from a 58% loss to a 12% gain in the space of 2 days and, if the trend continues, I should be able to offload enough to cover my initial costs soon. Fingers crossed!

==================

TOTAL REGULAR EXPENDITURE FOR WEEK 10 - £60.70

Opening balance - £4,000.00
Cash Expenditure to date - £909.89
Cost of 'investments' - £1,333.00 Current Value of 'investments' - £1,382.05 (+49.05)
(Available cash - £1,759.11)
Balance - £3,090.11
Days remaining - 295
Weeks remaining - 42.14
Original calculated weekly allowance - £76.71
Actual average weekly spend - £90.99
Recalculated weekly allowance - £73.32

Frugally yours,
and still, just, Shona Prophett

http://www.shonaprophett.co.uk

CYBERDOSH SAVERS UPDATES

Announcing our new EASY LINK for all the latest bargains and codes

http://www.scottishmultimedia.co.uk/NYKShop/SpecialOffers.html

FRIENDSHIP BRACELET - Absolutely FREE with all orders, no minimum spend required

After having run individual webpages for special offers and vouchers, we have decided to simplify the arduous task of keeping the listings up to date by combining the two topics into one new page which will, eventually, replace the others. All new offers, vouchers and deals from now on will be added to the new 'special offers' section.

The following are just a selection of what is available right now:

Buy 2-FORE!-1 golf vouchers online for just £2.50

ANOTHER CHANCE TO WIN A PROPER, REAL, JELLY BEAN MACHINE ...plus one of our World Famous 1.4kg jelly bean buckets! Good old-fashioned sweets, all your old favourites.

One month free trial plus a free wireless router if you order broadband.

Color Me Beautiful by Color Me Beautiful 10 Assorted Eyeshadows & Free Trio Compact RRP £79.00, SAVE £72.01 - ONLY £6.99

Sun Moon Stars by Karl Lagerfeld Parfum 30ml RRP £68.00 | SAVE £53.01 ONLY £14.99

Ladies' Fashion - Up to 50% OFF in the Spring Sale and get 10% OFF your next order.

Top quality fishing rods at less than half price!

Half price theatre tickets available now - Guys & Dolls, Fame - London

Kitchens - 1 Free Appliance up to the value of £500 when you spend £1000, Free Bed when you spend £750 or more on Bedroom furniture, Free Hot Tub (LZS2001) when you spend £1,000 or more on a Bathroom, Free Samsung LCD TV (SAM1051) when you spend £500 on Home Office furniture & on selected Lounge & Dining ranges, Free Samsung 17” LCD TV (SAM1051) when you spend £500 on Home Office furniture & on selected Lounge & Dining ranges.

2 for 1 mini cruises - prices from only £68 per person when you take advantage of the 2 for 1 offers! With Channel crossing prices from as little as £26 from Dover to Calais, why not take advantage of some great shopping bargains whilst onboard, such as Piat D'Or at 6 bottles for £12. DON'T FORGET Tesco Deals! £2.50 in Clubcard vouchers can get you £10 worth of Clubcard Deals, which can be used for... P & O Ferries

Check it all out for yourself at http://www.scottishmultimedia.co.uk/NYKShop/SpecialOffers.html

EXCITEMENT OVER TADPOLES!!

Have you SEEN what's happening to my Tadpoles (TAD)during this dark and gloomy stockmarket period? The have more than DOUBLED!! Something is seriously happening at Tadpole Technology and I do not know what! Any suggestions gratefully received. This is small time investors' dreamshare...

http://www.shonaprophett.co.uk

CYBERDOSH ONLINE FASHION SHOW
 
THE ULTIMATE BARGAIN OUTFIT
 
An amazing new challenge for Cyberdosh fans...

This is your invitation to take part in the Cyberdosh online FASHION SHOW

Get ready for a whole new concept in fashion and design as we invite YOU to take part in our online fashion show. Meet this challenge head on and see what you can produce. All you need to do is come up with an entire outfit - home made, self-designed or recycled - accessorise, model it, photograph it and then apply participate in this worldwide event.

Outfits will be displayed online in a specially dedicated website at http://www.onlinefashionshow.co.uk

But that's not all! This particularly unusual fashion challenge invites you to SELL your creations to the highest bidder afterwards. But there are RULES, which MUST be adhered to...
 
To create your fashion outfit, you may search anywhere you like (even the http://www.cyberdosh.co.uk website where our auction buddies hang out), it may be online, charity shops, jumble sales, car boot sales, attic clearances, garage sales etc, etc, etc... you could even design and make your own outfit from whatever materials you have available. The less costly the outfit, the more chance you have of winning.

If you do decide that you would like to participate in this, somewhat, unique challenge, start preparing now. Get ready for this summer's stunning Cyberdosh fashion bash...
 
Full details available here soon, to be followed by an official press announcement.
 
WATCH THIS SPACE! THIS IS SOMETHING YOU WILL NOT WANT TO MISS!
 
http://www.cyberdosh.co.uk

CYBERDOSH ONLINE ART EXHIBITION

THE ULTIMATE IN ONLINE ART GALLERIES IS ABOUT TO BE UNLEASHED
 
Another amazing new challenge for Cyberdosh fans...

This is your invitation to take part in the Cyberdosh ONLINE ART EXHIBITION

Get ready for a whole new concept in art galleries as we invite YOU to take part in our online art exhibition. Like our fashion show, the art exhibition will be open to everyone and will be targeted at a worldwide audience. Art can include paintings, drawings and sculptures, so long as each is an individual, original creation.

Photographs of the exhibits will be displayed online in a specially dedicated website at http://www.onlineartexhibition.co.uk

But that's not all! This particularly unusual art exhibition invites you to SELL your work to the highest bidder afterwards. Again, there are RULES, which MUST be adhered to...
 
All art entries must be your own original work. You must guarantee the authenticity of the piece and ensure that no copyright rules are breached.

The first Cyberdosh art exhibition will begin later this year; full details available here soon, to be followed by an official press announcement.
 
WATCH THIS SPACE! THIS IS SOMETHING ELSE YOU WILL NOT WANT TO MISS!
 
http://www.cyberdosh.co.uk

CYBERDOSH 2007 CHALLENGE - WEEK 11
Live for a full year on £4,000

THE SHONA PROPHETT EXPERIENCE, 12th March - 18th March 2007

See message number: /m129 for week 10
Running total to 11/03/07 - £909.89

Dear Readers,

Another week has gone and I'm still feeling pretty confident. I do realise that the next few weeks may incur extra costs, what with Easter holidays coming up and the budget is bound to budge it (the overall cost of living) up a bit as per usual! But at least I'm surviving and none of the family has left home, starved to death or had to sell the family pets.

12/03/07 - The only thing I spent on today was Powercards, totalling £10.00

13/03/07 - I'm busy watching the stock market figures click before my eyes, partly in disbelief that eBay still hasn't picked up and partly because I cannot believe what I am seeing! The Tadpoles (TAD) were most definitely wriggling and pointing in the right direction. Keep in mind that I 'invested' in these slippery little amphibians, sorry, I mean shares, as part of my 2005 challenge - bought the first lot at 7.8p each and just held them. Following months and months of what looked like their sad demise, I eventually decided to cut some of my losses by buying more in September 2006 at a cost of 2.5p each. This was purely to reduce the overall average price per share and because I was so convinced that Tadpoles lost their tails and eventually jumped instead of floundering about like they were drowning. Well the long awaited happened. Those little TADs, at an average cost of just 3.7p each, reached 4.7p today and I was ecstatic! Sell, sell, sell, I heard them yell, so what did I do? I used some of my allowance to buy, buy, buy... at 4.7p Admittedly, I only chipped in £104.95 of my personal allowance but once Tadpoles start heading upwards, they have to grow legs and jump. It's nature! Total spend for today (borrowed from my allowance) = £104.95

14/03/07 - Checked on my new Tadpoles (TAD) and saw they were still alive and hadn't lost me my precious allowance. Had to go for milk and surprise, surprise! The local Co-op has put up the price of a carton by 4p - that makes it 14p more expensive than the local Somerfield! Cost me £2.58 for 2 x 2L cartons! I wonder if the farmers are getting any more per litre?!!

15/03/07 - Never trade online with your Instant Messenger switched on! I seriously learned this the hard way today after inadvertently forgetting to block it when I logged on to the computer. I was in too much of a hurry to see my Tadpoles! Well horror of horrors, the inevitable happened. The Tadpoles had reached an all time (for me) high of 7.2p each and that, to me, was the signal to sell out of them. I hit the quote button, managed to get the 7.2 quote and the 15 second countdown had started when... you got it! Someone IM'd me and the IM box opened over the top of my trade box. The air was blue! I had missed my sell quote! I wouldn't have minded if it had just been my paltry £104.95 worth, oh no, this HAD to be for the lot! I was so furious, but what could I say? It was my own foolish mistake for forgetting rule number one of working online for your living - block all interuptions. I eventually managed to salvage what was left of the freak 'high' and offloaded my £104.95 worth of Tadpoles for £141.38, replaced the £104.95 and pocketed the £36.43 As for the others, well I had to cancel on the sell and just hope that tomorrow brings another chance. Total spend for the day = 0 making this a no spend day. A deal's a deal - the 2007 challenge is to live on £4000 and anything accrued from that is mine for the keeping. But I'm still annoyed that my profit on that deal was only £36.43 when it should have been £55.03 That one single IM, in the space 15 seconds, theoretically cost me £18.60. It's still a NSD

16/03/07 - Straight back to the stockmarket - Shona Prophett's year 2005 Tadpoles must go! Sadly, the market never recovered to its previous day's high and the best I managed was 6.4p per share. For anyone who was following the Shona Prophett 2005 challenge, I have more than recouped all the money I have ever spent on Tadpoles with the added bonus of affording to keep a number of shares for the long term. They have cost me absolutely nothing and who knows what might happen in the future? Coming to the end of this tax year, my portfolio, over 5 years, is running at 21.5% and I'm told that it's a fair percentage, considering the banks and building societies are offering not much more than 5%. Bought Powercards and milk, posted a few letters and the day's total spend = £13.90

17/03/07 - Spent most of the day surfing the eBid auctions as I'm now more than convinced that eBay is a flounder breeding ground (certainly for the smaller sellers). Look to the future, speculate to accumulate and get yourselves over to eBid - You can find out more about it at http://www.cyberdosh.co.uk - It seems to me that it's becoming an extremely lucrative online marketplace whether you have a few bargains to sell, want to set up shop or just want to spend time acquainting yourself with auctions. Now that many of the sellers there can accept payments via PayPal, it should be the next big thing in online trading. I should add that it also has a very lively community forum that's highly informative, if you can ignore the bad spelling, typos and lack of any formal grammar or punctuation. Despite this, the place does have true community spirit and a will to succeed. A single payment sets you up with a very easily maintained store with no listing fees and only a 2% commission on completed sales if you want the added benefits of gallery photos to promote what you are offering. Can't beat that.

18/03/07 - Another glorious no spend day. Mainly because of the miserable, wet, cold, snowy weather.

On the stockmarket front, things are still rallying a little, but EBAY is stubbornly refusing to rallyanywhere near its previous high. In fact, I'm beginning to wonder if it is worthwhile holding these shares until June but it's what I agreed to do, so they will have to stay put a while longer.

==================

TOTAL REGULAR EXPENDITURE FOR WEEK 11 - £26.48 - an all time low!
How did I arrive at this after spending £104.95 on shares? I sold them within the same week, replaced the money and pocketed the difference - remember?

Opening balance - £4,000.00
Cash Expenditure to date - £936.37
Cost of 'investments' - £1,333.00 Current Value of 'investments' - £1,399.17 (+66.17)
(Available cash - £1,730.63)
Balance - £3,063.63
Days remaining - 288
Weeks remaining - 41.14
Original calculated weekly allowance - £76.71
Actual average weekly spend - £85.12
Recalculated weekly allowance - £74.46

Frugally yours,
and still, just, Shona Prophett

http://www.shonaprophett.co.uk

CYBERDOSH 2007 CHALLENGE - WEEK 11
Live for a full year on £4,000

THE SHONA PROPHETT EXPERIENCE, 19th March - 25th March 2007

See message number: /m135 for week 11
Running total to 18/03/07 - £936.37

Dear Readers,

Better late than never for this current update!

19/03/07 - The usual milk and Powercards costs £12.58

20/03/07 - Coal x 2 bags and a couple of packs of cheap firelighters amounts to £17.30

21/03/07 - Kate and I had a day in town on a joint shopping venture. I know it's extravagance but it is nice to get away for a full day and indulge ourselves just a little. Travel expenses set us back £10.00 each right away and then we HAD to have a KFC, as we were in town all day, another £3.89 each. Once there, however, it was purely for grocery shopping, making the most of the holiday camp otherwise known as Tesco Extra - open 24/7. I'm afraid I totally blew the budget, spending £85.17 in one hit, but you HAVE to take advantage of such rare trips that can incorporate shopping in a Tesco superstore!
However, I WAS SLIGHTLY DISAPPOINTED! It didn't take long to realise that many of the bargain buys available through local supermarkets fail to show up in megashopland! Household items were dirt cheap; in fact, anything that incurred the wrath of the VAT man looked relatively inexpensive but to a frugal tax-avoiding shopper such as myself, my opinion of Tesco is slowly, but surely, dropping. I will, however, keep my Tesco Clubcard Credit card and collect my clubcard points because, as I suspected, you CAN collect points on all your purchases no matter where you spend. I have nominated the Co-op and now collect both Co-op points and Tesco Clubcard points shopping at the local store. Total spend for today = £99.06 and it had BETTER be reflected in the coming weeks' grocery bills.
 
NEXT UP THE BUDGET! Keeping this simple is an impossibility. There's an ever so slight rise in the ISA allowances, but that won't take effect until 2008, when we will probably all be paying more tax elsewhere. For total tax avoiders, there's a slight increase in the annual tax free allowance to £5,230, which means you can earn approximately £100 per week and not have to pay income tax. Perhaps I don't fully understand the Budget and Government statistics but, to me, if you want to get every single penny you earn, you would HAVE to be able to live on £87 per week (to avoid National Insurance) and afford to save for your own retirement at the same time. Assuming that you afford the luxury of stashing your £3,000 away in an ISA (£3,600 after 2008), that leaves you the ludicrous amount of just £1,524 per year to live! (Assuming that you don't accept any Government hand-outs.) That's LESS THAN £30 PER WEEK PER PERSON. There is a simple solution... pool your resources! (But total tax avoidance may be a total impossibility!) Check out Cyberdosh for some tax updates.

22/03/07 - I don't think anyone really reads this site, so I've decided to skip a few days and see who notices. UPDATE - Yes they do, OOPS! But today was another no spend day - NSD
 
23/03/07 - A totally NO SPEND DAY - NSD

24/03/07 - ANOTHER TOTALLY NO SPEND DAY - NSD

25/03/07 - Posted a few newsletters (the NYK newsletter came out today and I send copies to friends), cost me £0.88 You can get yours FREE at http://www.nowyouknow.co.uk

On the stockmarket - the usual ups and down leave my mini-portfolio just over 8% up
==================

TOTAL REGULAR EXPENDITURE FOR WEEK 12 - £129.82

Opening balance - £4,000.00
Cash Expenditure to date - £1,066.19
Cost of 'investments' - £1,333.00 Current Value of 'investments' - £1,385.32 (+52.32)
(Available cash - £1,600.81)
Balance - £2,933.81
Days remaining - 281
Weeks remaining - 40.14
Original calculated weekly allowance - £76.71
Actual average weekly spend - £85.85
Recalculated weekly allowance - £73.08

Frugally yours,
and still, just, Shona Prophett

http://www.shonaprophett.co.uk

Dear Shona, 22nd, 23rd AND 24th March. All no spend days ???? Wot no FAGS?? Have you REALLY given it up ?? from an avid follower .... x

Please do not respond to this message - it is for information purposes only. If you would like to add comments, please do so via the message boards at www.scottishmultimedia.co.uk/Messageboards/

Dear Carol,

That is correct - for three clear days I never spent a single penny and U haven't bought cigarettes for for some weeks now. As to the 'no smoking', I will confee my sins - I have had the odd puff now and again but still from the ones bought before the 'NO MORE BUYING FAGS' stage of this desperate challenge.

Nice of you to write in and ask, but I should make you aware that by responding directly to these newsletters, your comments go straight onto the website and are automatically forwarded by email to a further 25 'avid followers' of the Cyberdosh challenge LOL

You will see by this coming Sunday's end of week report, which I shall try my best to submit on time, will more than amply balance out my frugal no spending days. Personally, I blame Kate. And the BOGOFs. And the special offers. And the price of Easter eggs - even when they are buy 3 for a fiver!

Until then,
Still Shona Prophett (but tending towards Shona Loss in the long run!)

Edited by author 29-03-2007 16:46
NOW YOU KNOW EDITION 13 OUT NOW

8-page newsletter edition available both online and in print. Full details available at http://www.nowyouknow.co.uk

We look forward to bringing you all the up to date news, views and reviews when we resume printing the full edition of 'Now You Know' magazine later this year. If you enjoy writing or have anything you would like to submit for possible publication, check out 'Now You Know' website or else go to our writers section at http://www.scottishmultimedia.co.uk/Writing/

The April newsletter contains a directory of online stores owned by Cyberdosh associates via eBid. Full details at http://www.cyberdosh.co.uk

We are currently running a very special online offer!
GET A WEBSITE FOR UNDER £20

That's right! We can provide you with a website and domain name, and listing in our own directories (and in 'Now You Know' magazine). These websites are hosted by us on the Scottish Multimedia server space for a total of 2 years. But this offer is only available through Cyberdosh and our online auctions. The following are examples of web sites belonging to our newest Cyberdoshers:

http://www.pandorasebox.co.uk - Native American Indian jewellery, hand crafted goods and trinkets

http://www.beautyforthestars.co.uk - Designer cosmetics, perfumes and gift sets - Christian Dior, Versace, Armani...

http://www.auctiongroup.co.uk - Dalmally based auction group providing sellers with an easy method to auctioning off their surplus and/or unwanted items

http://www.scottishwebauction.co.uk - Scottish based auction site selling gifts and gadgets to help raise funds for charity.

To see ALL of the bargains available right now, check out www.cyberdosh.co.uk - it's where every penny counts!

On the British Web Shop front we have offers, vouchers and discounts available from the following, to name but a few:

1. £1.99 + VAT per year for a .co.uk domain name
   
2. Disney Princess Junior Ready Bed reduced to £29.99 Angelina Ballerina 12" Bike reduced to £59.99 Dora the Explorer Snuggle Sac reduced to £29.99 plus loads more bargains
   
3. ANOTHER CHANCE TO WIN A PROPER, REAL, JELLY BEAN MACHINE ...plus one of our World Famous 1.4kg jelly bean buckets! Good old-fashioned sweets, all your old favourites, including LUCKY TATTIES and CHELSEA WHOPPERS?

4. Mid season Spring Sale now on with up to 50% OFF many Additions items

5. Sumvision M18 is a no nonsense budget flash based MP3 player reduced from £39.99 to £19.99
      
6. Books for Cooks - specialist secondhand book department available now!
   
7. AOL & AOL Broadband One month free trial on dial up, or FREE wireless router worth over £55 - and one month free - when you sign up for broadband

8. Get a FREE £10 sign-up bonus plus 105% initial deposit bonus for trying out the Astrobingo site

Plenty more on offer, to see the full list check out http://www.scottishmultimedia.co.uk/NYKShop/SpecialOffers.htm

That's about it for now. As a final 'wrap', the following link provides you with the join up form to buy and sell online at eBid. It's free to join and free to list - no more costly listing fees!

http://uk.three.ebid.net/perl/normal.cgi?r...ia&mo=register-main

Don't forget that you can read all our updates on the messageboards at www.scottishmultimedia.co.uk/Messageboards/

Cyberdosh Savers - Update

Extra 10% OFF flowers and bouquets for Easter plus FREE DELIVERY and FREE CHOOLATES with your order. Full details in the SPECIAL OFFERS section of http://www.britishwebshop.co.uk

SHONA PROPHETT'S CYBERDOSH CHALLENGE UPDATE - WEEK 13 -
Could YOU live on £4000 for a year?

THE SHONA PROPHETT EXPERIENCE, 26th March - 1st April 2007

See message number: /m136 for week 12
Running total to 25/03/07 - £1,066.19

I'm back at last, with tha latest updates!

26/03/07 - Electricity

27/03/07 - Food

28/03/07 - Food, beverages & socks!

29/03/07 - Electricity
 
30/03/07 - A new microwave, cushions and a Ken Hom Wok

31/03/07 - Telephone bill & Internet access

01/04/07 - Nothing - and I'm NOT jesting! :)

=============
WHAT ABOUT THE SHARES?

I cannot fathom out the movements of share prices, they totally elude me. What cost me £1333 is now valued at just over £1400, so my 'investment' is still relatively safe and earning slightly more than a standard bank account.
=============

TOTAL REGULAR EXPENDITURE FOR WEEK 13 - £114.44

Opening balance - £4,000.00
Cash Expenditure to date - £1,181.43
Cost of 'investments' - £1,333.00 Current Value of 'investments' - £1,401.07(+68.07)
(Available cash - £1,485.57)
Balance - £2,818.57
Days remaining - 274
Weeks remaining - 39.14
Original calculated weekly allowance - £76.71
Actual average weekly spend - £84.39
Recalculated weekly allowance - £72.00

AAAAAAAAAAARGH.... What is this country coming to? I'm barely existing, all I have to show for this frugal life is NO DEBTS, A SHARE IN A RACEHORSE, THE ODD NIGHT OUT AND A FEW NEW BITS & BOBS FOR THE HOUSE! Things will HAVE to change soon because I want more!

Frugally yours,
Still, Shona Prophett

Get the daily updates and read the secret diaries of Shona Prophett at http://www.shonaprophett.co.uk

SHONA PROPHETT'S CYBERDOSH CHALLENGE UPDATE - WEEK 14 -
Could YOU live on £4000 for a year?

THE SHONA PROPHETT EXPERIENCE, 26th March - 1st April 2007

See message number: /m141 for week 13
Running total to 01/04/07 - £1,181.43

The latest updates!

02/04/07 - Electricity

03/04/07 - Food

04/04/07 - Electricity, birthday card & a present for someone

05/04/07 - Nothing
 
06/04/07 - Food

07/04/07 - Nothing

08/04/07 - Nothing

=============
WHAT ABOUT THE SHARES?

The shares are behaving in their usual eratic manner, up and down constantly, but EBay (NASDAQ: EBAY) shares charts are beginning to look like modern art! What cost me £1333 is now valued at just over £1435, so my 'investment' is starting to look a little better this week.
=============

TOTAL REGULAR EXPENDITURE FOR WEEK 14 - £54.35

Opening balance - £4,000.00
Cash Expenditure to date - £1,239.86
Cost of 'investments' - £1,333.00 Current Value of 'investments' - £1,435.78 (+102.78)
(Available cash - £1,427.14)
Balance - £2,760.14
Days remaining - 267
Weeks remaining - 38.14
Original calculated weekly allowance - £76.71
Actual average weekly spend - £82.65
Recalculated weekly allowance - £72.37

Frugally yours,
Still, Shona Prophett

PS: The horse is entered at Lingfield, just awaiting news to see if she gets in the race or not. I believe there are several of us reading these boards who have shares in her, so maybe we could all meet up in the pub to watch the race if she gets a run?!!

Get the daily updates and read the secret diaries of Shona Prophett at http://www.shonaprophett.co.uk

WIN A YEAR'S SUBSCRIPTION TO NOW YOU KNOW - FREE

Here it is, folks, the link you have all been waiting for.

All you have to do is find the hidden link and claim your FREE subscription to 'Now You Know' monthly booklet.

Check it out now at http://www.scottishmultimedia.co.uk/NowYouKnow/Competition.htm

INSANE OFFERS FROM CYBERDOSH

Dreamcatcher necklace up for auction at a penny!! Yes, 1p!! NO RESERVE!!

Check it out at http://uk.three.ebid.net/stores/Cyberdosh

Or find out more about all our online auction buddies at http://www.cyberdosh.co.uk

Pebble! I didn't think you would ever leave me!!

Read the whole story at www.cyberdosh.co.uk

The clock is ticking on 'my pet pebble'! His destiny has been sealed - he MUST soon start his adventure into the big wide world in search of more fame and fortune. I'm going to get plenty of photographs before he goes, just to remind us that his first glimpse of stardom was caught here in Wigtown.
His beady little eyes are alight at the prospect of moving home and changing jobs.
I wonder if it will be another modelling job?
I wonder if I'll ever see him again after the auction closes?
I wonder if he'll ever make it into the big time, perhaps even a stint on Celebrity Big Brother?

Pebble for a penny is no more! Things could get frantic around here as his adoring fans go wild in a frenzy of sign-ups with even the possibility of a hostile bidding war! If you want this pebble, you are going to have to act FAST as the 1p no reserve auction price has now been initiated. The count down has well and truly begun, don't miss your chance to own a little piece of British history!

http://www.cyberdosh.co.uk

UPDATE!

After serving time with NYK Media as a photographic model, a pebble has been thrown into confusion by his current keeper's callous actions. In a move that shocked many, NYK listed pebble, along with 2 of his colleagues, FOR SALE! Speculation arose when the pebble and 2 shells were discovered as listings on the popular auction web site at eBid. A penny for these guys seems ludicrous!
 
Pebble refuses to comment on the sudden decision to axe his modelling career at NYK Media.

Full article at http://www.cyberdosh.co.uk

Edited by author 17-04-2007 13:18
CYBERDOSH SAVERS FOR GARDENS & GARDENERS

As a special promotion we are offering 10% OFF ALL BEDDING PLANTS plus FREE DELIVERY ON ALL ORDERS!
*Offer valid until Monday 30 April 2007.
Customers must enter the offer code at the checkout to receive their 10% discount and free delivery.

Get this code and many other currently available offers at http://www.scottishmultimedia.co.uk/NYKShop/SpecialOffers.html

You might also like to try to win yourself a FREE subscription to the NYK Media monthly publication, 'Now You Know'. Check out our FREE TO ENTER COMPETITION at the exciting new http://www.search4treasure.co.uk web site

Huge eBidding FUN, FUN, FUN charity event starts this weekend, 28th April 2007
 
Penny bids, unique items, weird, wacky and wonderful items, strange items, totally useless items, junk, clutter and handmade madness... Please take 2 minutes out your schedules to check this out at http://www.scottishwebauction.co.uk thank you.
 
http://www.scottishwebauction.co.uk is representing the Braveheart Childrens Trust (to grant terminally and chronically ill children with a wish) and the nominated charity from last month's top fundraiser is for the Ataxia Foundation.
 
The event is on for a full week, but starts Saturday morning. There is nothing to see at the charity site until the virtual gates open at one minute past midnight to allow fundraisers the time to list their items. They have until one minute to midnight on Sunday to complete their charity listings before the virtual gates close and it's then opened only to the bidders. This is the first month NYK Media has participated and I hope that you will all join me at this online charity fundraising extravaganza. Every single penny is appreciated and every single penny helps.

Don't forget, check it out at http://www.scottishwebauction.co.uk
 
This is guaranteed to have some loony listings, some impressive bargains, some hot bidding wars and a huge amount of fun in the accompanying forums, it's all good fun, and it's all for charity. There are also a few 'special' items being put up for auction, items with stories attached.

Unfortunately, I am not at liberty to divulge such information at this time, so you will need to check them out for yourselves. Can you remember where to find it? http://www.scottishwebauction.co.uk

This is a fun fundraising event with many of the items starting at only a penny, so there is absolutely no excuses for you not to visit and payments can be made using cheques, Postal Orders, credit/debit cards, BACS transfer
 
If you would like to sell anything, even ridiculously stupid things, on behalf of the charities, you need to register and then list to the correct category between Saturday and Sunday.
 
Check it out at http://www.scottishwebauction.co.uk

It will be well worth your while
 
See you all there as NYK Media will be representing the Braveheart Childrens Trust. Get ready to start pouring in those penny bids and help make wishes come true for chronically & terminally ill children.
 
Please pass this information on to anyone who may (or may not) be interested.
 
Thank you,
Susan

IMPORTANT ANNOUNCEMENT

We are planning to shut down many of our existing messageboards in favour of the eBid forums. If you haven't yet joined up, please do so FREE at http://www.cyberdosh.co.uk

We have far more opportunities online there what with publishing our 'Now You Know' monthly news, the monthly charity fundraising events, monthly competition for traders and sellers, the forthcoming fashion show, an online art exhibition, advertising opportunities, writing opportunities and a whole host of other exciting projects in the pipeline. But if you want to get involved, you'll need to sign up. Joining as a bronze member is absolutely FREE, verifying your details and upgrading to a Silver membership is absolutely FREE, getting involved in the forums is absolutely FREE and participating in our numerous Cyberdosh and NYK events there is absolutely FREE.

You can join up at http://www.cyberdosh.co.uk

See you all there :)

IMPORTANT UPDATE

Subsequent to the announcement that we intended to close down these boards, this decision has been reviewed and, as a result, this particular messageboard WILL STAY in place.

Apologies for the complete turnaround.

Meanwhile, we have just completed the update on SPECIAL OFFERS, and incorporated the auction forum links into our main page at http://www.britishwebshop.co.uk for ease of access.

SPECIAL OFFERS - today's updates, including 30% off plants, can be found at http://www.scottishmultimedia.co.uk/NYKShop/specialoffers.htm where we have also included voucher codes and other savings opportunities. The link is also available at http://www.britishwebshop.co.uk

Thank you for visiting http://www.cyberdosh.com

ATTENTION ALL ARTISTS AND DOODLERS

I'd like to draw your attention to our next big event - the Online Art Exhibition. This event will be taking place throughout the summer and you are invited to join us free in exhibiting, and possibly selling, your original artwork. This is both serious and fun because we will be offering categories for total novices to enter their drawings. To find out more, visit http://www.onlineartexhibition.co.uk

CYBERDOSH SAVERS UPDATES

30% OFF Plants until 31st May 2007. No discount code required, all plant prices (except vegetable plants) on the website include the 30% discount.

10% off bouquets & flowers

Join eBid to take part in our worldwide online art exhibition

Check all the updates at http://www.scottishmultimedia.co.uk/NYKShop/SpecialOffers.htm

CYBERDOSH SPECTACULAR SAVERS

We have brought together a whole new set of offers available through NYK Media and our Cyberdosh auction associates. All of these updates can be found linked to Cyberdosh

We hope you will like what we have found so far...

TOP BARGAINS

Many of these offers will be time limited so, if you are interested in any of them, please check them out before they expire

5 x brand new shopping trolley keyrings from £1.50

Your very own website with domain name and hosting from under £20 HERE

Nike Air Max & other top brand name Trainers from UNDER £25

A selection of 140 secondhand books from only 45p each HERE

BRAND NEW costume & Native American jewellery items from ONLY 35p

DON'T MISS THE BARGAINS. We'll be bringing you regular updates with the best of what we find to bid for and buy online. If you would like to stay ahead of any rush, you can register FREE as an NYK Media buddy

IMAGINATIVE OPPORTUNITY OF A LIFETIME

http://www.scottishwriters.co.uk

The above link will take you to the most imaginative opportunity you will probably ever have encountered and it's open to all, worldwide!

Copy and paste the link or, if reading this on the messageboards, go and see for yourself what it's all about and keep in mind the fact that this particular offer is completely charitable, so every penny raised helps chronically sick or terminally ill children. Take this wonderful opportunity to do something spectacular and become a part of history in the making.

Details also available on http://www.scottishwebauction.co.uk

ARTISTS WANTED

Check out http://www.onlineartexhibition.co.uk
We are looking for artists and craft workers to showcase their work FREE in our online exhibition that begins soon. Take this opportunity to register your details. Why worry about 20% + commission on sales when the online art exhibition costs you nothing to exhibit and eBid charges only 3% commission if and when your work sells. You may even prefer to open your own online gallery, which costs approximately £100 to set up but ZERO to administer, and a MAXIMUM 2% SELLING COMMISSION.

Silver status costs NOTHING but incurs a 3% selling fee
Platinum status costs a single setup fee of £99.99 and then ZERO selling fees.
If you choose to add extra photographs of your work, selling fees are a maximum 2% for platinum status.

http://www.onlineartexhibition.co.uk

FUND RAISING LIVE AUCTION

It's YDC charity fundraising time again on Ebid online auctions.
Listings began last night and will end tomorrow at midnight, with all items up for auction for 7 days. Bidding has already started on many of the strange and wacky items, including the magic wish maker, as reported in 'Now You Know' magazine and 'Fileas Frog'.

You can help raise funds for various charities and grab a few 'unusual' bargains by visiting http://www.scottishwebauction.co.uk between now and next Sunday.

Return to http://www.britishwebshop.co.uk

Dear One and All,

It is with great pride and pleasure that I am pleased to announce that I, John David McDade, have been accepted to the University of West of Scotland (formerly Bell College) to study my BA in Journalism.

That's right folks they are going to allow me to write for a paper or something like that. I can not wait at all. I am so looking forward to it. Once I graduate, which seems like five million years from now, I am off to somewhere more exotic like Croy, Kilsyth or even Edinburgh.

So how is everyone doing?

I am still Dj'ing and being a full time daddy to lewis who is nearly 2 years old now. I bought myself a laptop (the wife works in comet now so discounts a plenty) so I now have no excuse for not staying in touch.,

Also currently working for Samaritans part time so its all depressing.

Get back to me

McDude

Dear McDude,

Congratulations on the college acceptance! Hope it all goes well and you enjoy your studies. Nice to see you back online.

Congratulations Well done you.




From: QuickTopic daily digest <qtopic+34-xbn6DQe2JF4JA@quicktopic.com> To: grablebetty@hotmail.com
Subject: Cyberdosh.com Online Savers
Date: Thur, 02 Aug 2007 04:22:48 GMT
>--QT------------------------------------------------------------- > Messages for the topic "Cyberdosh.com Online Savers" for 08-01-2007. > Reply by email or visit > http://www.quicktopic.com/34/H/xbn6DQe2JF4JA > >------------------------------------------------------------ ---- > >From: Mr. John McDade Time: 06:15 PM >Dear One and All, > >It is with great pride and pleasure that I am pleased to >announce that I, John David McDade, have been accepted to the >University of West of Scotland (formerly Bell College) to study >my BA in Journalism. > >That's right folks they are going to allow me to write for a >paper or something like that. I can not wait at all. I am so >looking forward to it. Once I graduate, which seems like five >million years from now, I am off to somewhere more exotic like >Croy, Kilsyth or even Edinburgh. > >So how is everyone doing? > >I am still Dj'ing and being a full time daddy to lewis who is >nearly 2 years old now. I bought myself a laptop (the wife works >in comet now so discounts a plenty) so I now have no excuse for >not staying in touch., > >Also currently working for Samaritans part time so its all >depressing. > >Get back to me > >McDude >------------------------------------------------------------ >_________________________________________________________________ >To unsubscribe: http://www.quicktopic.com/34/X/xbn6DQe2JF4JA >Start your own topic in 20 seconds: http://www.quicktopic.com |QT


The next generation of Hotmail is here - Windows Live Hotmail - update now for free.

Hi if any one has bought beauty items from Lavinia24
PLEASE take a VERY close look at them as a lot of them are Asian Fakes/copies.

If you have any Trading Standers would like to hear from you,
I got 2 boxes from her and only 5 Make-up items were real, the rest were fake.
Wrong boxes, writing on the boxes was rubbish (spelling mistakes, French rubbish)
wrong holder, wrong color , company never made the item.
The Chanel mascara she sells was never sold by Chanel in any country. The MAC eyeshadow was never made by MAC on the lid the MAC name is a sticker which was falling off. The large Chanel eyeshadow was never made by Chanel.

Thank you for alerting readers of possible fake goods. I am assuming that you have already alerted the appropriate authorities and site management? I have just checked the seller name you mention and see that there is no recent negative feedback to indicate that such an event has taken place, which I find a little strange. Perhaps the seller was unaware of the fact that the items being offered were not genuine?

Hi yes I told Ebid and they took some of her make-up off and Trading Standards
The Seller know, but said that no else mined buying copies and all her customers were happy, on line and in her shop in Blackpool.
 
She could not understand why I was upset, because I got a bargain. When you first see the items they look great, BUT if you read the box or really look at the item you will see that they are fakes.
 
I bought 2 loads the first was great the real deal, the second was the problem.
 
What I found funny some were never made by the names stated on them.

Good luck and congratulations John; time will soon pass all too quick and you'll have your degree working for you. I'll be watching for your first professional book.
Take care and God bless you and your family.
Jim



************************************** Get a sneak peek of the all-new AOL at http://discover.aol.com/memed/aolcom30tour

Just on this note of Fake good etc. Hotmail users are receiving a large amount of emails claiming to be from ebay. DO NOT open them unless they end in @ebay.com

The emails are claiming that you have won your bid of a ford GT Mustang or a Rover 216. These emails contain a virus. The email address usually found on these is ebaybid@baye.com Convincing enough looking. Be warned folks.


McDade

FAO John McDade

Are you visiting Wigtown's annual book festival? I believe your friend 'Sally' will, once again, be attending along with several other 'big' names. Most controversial visitor allegedly invited to speak - The Rev. Ian Paisley!

Ulster says "No" to cornettos but Ulster says "YES" to raspberry ripple.

Why not join us on eBid? You can use this link to become an NYK Media auction buddy and then start browsing auctions, bidding, buying, selling, fundraising, chatting in the forums.... it's FREE, so go on, give it a try!
Click the link, complete the free registration form and then you can even recycle your clutter for dosh - cyberdosh! http://uk.nine.ebid.net/perl/normal.cgi?re...ia&mo=register-main

Note for McDade - Christopher Brookmyre is one of the guest speakers at this year's festival!

CHARITY AUCTIONS WEEK

Don't forget the August charity auctions week has started. There's everything on there for YDC47 event - books, music, films, photos, games, toys, Top Trumps, lucky bamboo, write a story for publication in a book, look after the magical wishmaker and there are even some very, err... 'unusual' shaped bathbombs!!

Don't miss this fun, fundraising extravaganza. Bidding has already started and the event runs until sunday 2nd September. Check it out at http://www.scottishwebauction.co.uk

Writers Wanted
THE ADVENTURES OF FILEAS FROG

THIS IS GUARANTEED A 100% GENUINE OFFER!

(In order to be able to bid on this exceptional opportunity, you will need to register your details see http://www.scottishwebauction.co.uk Registration is free.

You'll need to bid, bid, bid to get this... it will be, IMHO, the greatest charity purchase you will ever have made! Fileas Frog is part of the title of a children's book that is being written to help raise funds for chronically sick and terminally ill children. If you like writing, then this is your golden opportunity to take part in a fantastic writing project that's being co-ordinated from Wigtown, Scotland's national book town. NYK Media will be collating the book for final publication in 2008. Everyone who has taken part in the writing will have the opportunity to see their work in print when this amazing publication goes into print. This golden opportunity is being offered EXCLUSIVELY through eBid online auctions and, each time a prospective bidder wins the right to write, we donate the proceeds to charity.
Become a published writer by becoming part of this amazing 'frog' tale - spread the word, write the word, bid to become part of this monumental publishing project and bring a smile to all who read the future, complete works when they finally arrive on a shelf near you.

'Fileas Frog' is codename of someone or something that needs reliable, trustworthy 'operatives' - have you got what it takes to become a secret agent? It could be any one of YOU. In fact, other agents are already among you! We are looking for aspiring writers who want to see their work in print. It can be a short story, a poem, a riddle, a rhyme, an illustration... anything you want, so long as it is about 'Fileas Frog'. At no point will anyone have access to the entire book, not until, that is, it gets printed.

Because this is such a TOP SECRET and HIGHLY CLASSIFIED mission, only one agent can be recruited for each 'stage' of the project. Could it be you? You must guarantee anonymity, you must promise not to divulge this secret - the success of the mission lies firmly in the hands of the current 'keeper' of the secret. All writers, however, will be named in the final copy.

The rest is completely confidential between publisher and writer, sorry.

Thank you for taking the time to read this article.

GOOD LUCK!

How far can Fileas Frog go? He's already crossed the Atlantic and back, only the select few will ever find out EXACTLY what Fileas Frog is or does, UNTIL the time is right! Then, one day, far off in the future of NYK land, a great commotion will arise, all will be in awe of what will be revealed - This IS an extraordinary opportunity to become part of history in the making - GUARANTEED. This must be the most imaginitive item ever offered through any online auctions anywhere. Confidentiality clause in existence for this one - between publisher & writer - but this really could make your day.

I have been asked to include the following statement made by a previous 'operative' who is still sworn to secrecy and will remain part of this mission until its final conclusion, when all will be revealed:

"Winning Fileas Frog turned out to be one of my most enjoyable wins on any auction".

Come on, hop to it... it's time to determine the next stage of this amazing story. Leave your personal mark - this IS history in the making and only the select few will ever know the truth behind the mystery that is Fileas Frog. And then, the book will be released for all to see, read, share and, ulitmately, raise funds to help grant wishes for sick children. If your wish is to become a writer, then let 'Fileas Frog' grant your wish right here, now, in a charity auction.

Become a tiny part of history in the making by bidding for this unique fundraising item that will last for years and years, benefiting sick children each and every time it sells. Help write the book.

NINTENDO DS LITE - £1 NR including P&P!!!

Check out the main page of http://www.cyberdosh.co.uk to find a BRAND NEW Nintendo DS Lite up for grabs for £1!!

Does anyone want to become an NYK Media bidding buddy?

Join NYK Media as a bidding buddy in the eBid online auctions then bid for bargains, list your own items for sale, take part in any of our great auction challenges or help raise funds for charity.

By using this link, you are joining our list of buddies! The more, the merrier and the more bargains we can list.

http://uk.ten.ebid.net/perl/normal.cgi?ref...ia&mo=register-main

Nintendo DS Lite Console

This is a brand new, still in the box Nintendo DS Lite, 100% guaranteed genuine offer. It's being sold to the highest bidder, and was listed at £1.00 with NO RESERVE, which means that the item WILL be sold, regardless of the price it makes. Bidding is currently at £52, which is still well below the current recommended retail price. There's still time to bid, auction doesn't end until 27th September. Winning bidder can pay by credit/debit card, cheque, postal order, BACS bank transfer, cash on collection, cash at PayPoint, Egg Pay, Google Checkout...

Delivery is FREE on this item and it is the only one available. Check it out at http://www.cyberdosh.co.uk where you will also find plenty of other bargains - if you're quick.

The great Nintendo DS Lite for £1 offer is back

Check out http://www.cyberdosh.co.uk for this and other bargains throughout October.

TODAY ONLY

If anyone is interested in opening up an online shop through eBid, they are offering a LIFETIME membership for only £49.99, to include up to 5 shops! If you are quick, you should be able to access the link from http://www.cyberdosh.co.uk

There is absolutely nothing more to pay after paying the £49.99; no monthly fees, no listing fees, no relisting fees, no selling fees on basic auction listings... check it out before midnight tonight (Sunday 7th October 2007)

Special Offers

That's the new feature items now listed and the fun auction underway - all items start at £1.00 no reserve, the more you buy, the more chance you have of being awarded some extra freebies. Two promotions running now at http://www.cyberdosh.co.uk

First we have Toy Crazy's Bingo Bash - all items listed at £1, the more you win, the better your chance of claiming the bonus gifts. Start your Chrissie shopping now. This special promotion is running for one week only, until 15th October 2007

Next, we have the Cyberdosh Super Sell Out - Buy One Get One Free items, on several items plus special offers in jewellery (if there are any left).

And don't forget about the spectacular bargain available right now - the brand new Nintendo DS Lite handheld console that started at £1 bid and no reserve!

All of this plus the chance to join Cyberdosh absolutely FREE. First 500 lucky applicants can claim their free membership, free monthly newsletter posted to you, free bonus Cyberdosh card and, best of all, the chance to claim £100 cash as part of the forthcoming 2008 Cyberdosh Challenge - our most difficult, but most fun, yet!

This weekend's special offers can be found here

> http://uk.nine.ebid.net/perl/main.cgi?type...ore&title=Cyberdosh <

We have only 6 items available in the above promotion, each being offered at the incredible price of £1, offer ends in 4 days.

The online Cyberdosh treasure hunt is back!

To start us off, we have a fairly simple competition offering £100 cash plus various small mystery prizes. Closing date is 31st October 2007.

Check it out now at http://www.cyberdosh.com

Edited by author 14-10-2007 15:56
Welcome to the Cyberdosh News Updates

Please do not respond to these updates via email. If you wish to respond, please visit the site at http://www.cyberdosh.com and go to the 'NEWS' section.

I'd just like to welcome all our new members and thank all those who have already taken part in the £100 cash dash. It may not sound a great deal of money at the moment but here at Cyberdosh, every penny counts. So, if you haven't already gone in search of our hidden cash, you have until 31st October to stake your claim.

I've been asked for an update on the 2007 Cyberdosh Challenge, which is currently being run online by our good friend Shona. The challenge for 2007 was to find out if it was possible to live on £4,000 for a full year. Well, as many of you will remember, Shona dived headlong into the stockmarket earlier this year and was lucky enough to come out on top with the sudden overnight growth of her 'Tadpoles', and the fluctuating £/$ exchange rates meant she also had a fair return on the eBay shares, whilst taking advantage of the free trading days offered by IWebsharedealing and Hoodless Brennan. But what, I hear, has she got left of her £4,000 to see her through to 2008? Has she, indeed, got anything left to survive the last quarter?

Surprisingly, Shona is still within budget! Of the original £4,000, she had the grand total of £1,733.30 left to her name as of 8th October - week 40. That, my friends, calculates at an average weekly spend of £56.65 for a family of 4 (excluding mortgage or rent, council tax & water rates). This is not, however, the way Shona chose to do things as, by reading back through many of her earlier comments, she spent far more time risking the entire challenge by 'playing' the stock market 'game'. I do not advise this for anyone who is working to such a strict budget and should caution that Shona was only in such a position because she had the full £4,000 in one lump sum from 1st January 2007. It will be interesting to see how she manages to survive the rest of the year, although I do know that she has, since, joined NYK Media in an online auction site in a bid to snap up some Christmas bargains and, perhaps, even earn herself a little extra along the way. The original challenge was, afterall, to live on the £4,000. There were no rules about HOW it could (or IF it could) be done and the agreement still stands that Shona keeps any surplus. Shona does have a website running at http://www.shonaprophett.co.uk but, sadly, it has not been kept as up to date as some might like.

OTHER CYBERDOSH CHALLENGES

Currently running, we have the 'NYK' sell out challenge on eBid. If you haven't already joined us to grab some great gifts, bargains and buy one get one free offers, then join us here >>> http://uk.three.ebid.net/perl/normal.cgi?r...ia&mo=register-main <<< and then search for 'NYK'. You might also like to try searching for 'TCBB' and, if you are quick enough, you might still catch some of the £1 / $2 no reserve auctions that have been running over the past week.

Next up is the Cyberdosh Cash Dash. As mentioned earlier, we have hidden £100 in the website at http://www.search4treasure.co.uk and invite you all to join Cyberdosh and then search for our cash. This competition is set for far greater things in 2008, but we are only offering 500 FREE memberships, each of whom will be invited to participate in the 2008 Cyberdosh Challenge. As always, sponsorship enquiries are welcome from anyone brave enough to put their money where their mouth is - we cannot guarantee any specific level of exposure for supporting companies but we can guarantee that it's fun - money matters! :)

More news soon with regards to future challenges and please spread the word. We need at least 500 people in order to make the 2008 Challenge the best yet!

All the best for now,
The Cyberdosh team at NYK Media.

Return to site at http://www.cyberdosh.com

Edited by author 16-10-2007 20:54
The 2008 Cyberdosh Challenge

The 2008 Cyberdosh Challenge is going to be like no other we have attempted, as it's our biggest yet. Even Shona Prophett is quaking in her boots at this one! Having spent all of 2007 (and still 11 more weeks to go) attempting to live on just £4,000, we now eagerly await the results. Is it possible? I really cannot believe that anyone in this day and age can live such a frugal lifestyle and still be of a sane enough mind to report on their progress. But I am certain that the 2007 challenge has set Shona in good stead for the 2008 Challenge. Details of this will be released soon and we hope that several of you will be brave enough to take the plunge and join us. Shona's countdown begins next Tuesday, right here in these messageboards.

To recap on previous challenges:

In 1999, we introduced the 'Scottish Pound' challenge. This was published monthly in 'Now You Know' and was based on the exercise of feeding a family of four for a full week on just £10. That was frugal living! We liked that challenge, we will try it again soon to see how inflation over the past 9 years has affected the ability to feed one's family. In fact anyone can try it anytime. Just keep a note of every penny you spend on food used in meals for one full week and then let us know here by posting it to the board, along with news of any particularly good offers you might spot.

The frugality of Cyberdosh life continued into the 21st Century, encountering the likes of 'Agnes & Senga' and their madcap ways, and then we introduced the 2006 Cyberdosh Challenge - another financial one, which involved comparing various income possibilities from several different sources - small investments and gambles:

Over the period of one year, participants had to:

Spend £100 on lottery tickets
Invest £100 in Premium Bonds
Buy £100 worth of stock or shares
Save £100 in a bank, building society or savings account
Bet £100 on some horse races
Buy £100 of scratch cards

The challenge was documented as and when it happened and Shona, who acted as our participant, kept the proceeds. That challenge averaged just over £10 per week but, at the end of it, there was a quota of shares, £100 worth of premium bonds and the original £100 cash plus interest in the savings account to show for it. That was not a bad result, but it wasn't a staggering result, either.

Our Cyberdosh 2007 Challenge has been a bit more adventurous, though, with a budget of £4,000
I realise that we have only just gone into week 41 and the balance is sitting at £1,733.30 with October's bills still to pay, but can anyone believe that over the next 11 weeks, Shona will survive Christmas? It is a cruel challenge, but we need to know if it is possible to achieve, because it is tied into our next challenge for 2008. It's the biggest, and I think the best, yet and it is one that will give all active participants the opportunity to earn money, rather than simply stick to a budget when spending money or hoping that a small investment 'gets lucky'. Oh! There is also a risk involved in the 2008 Challenge. Shona, who has already been made aware of the challenge and has accepted, could LOSE everything! It's a gamble without the bet, it's money-spinning madness, it's going to be documented on 3 seperate websites and it's starting in exactly 77 days time (11 weeks today). We start the weekly countdown from Tuesday 23rd October 2007. YES, it is exactly 11 weeks until 2008! £1,733.30, 11 weeks, Christmas to fit in and then straight into the new challenge!

If you are joining us, you'll need to register your interest at http://www.cyberdosh.com but we have the added benefit that one lucky applicant will win the £100 cash to help towards the next few weeks' shopping.

Well, hi there and hello to you all.

McDade here. As I type this inane drivel to you, I am sitting in a computer lab in University. I have a class at 10 am so I am looking for something to do. I thought that I would fill you all in on my current status.

Journalism is great. Well, apart from Teeline shorthand. I suppose though I have to bite the bullet and get on with it though. So far, so good though. In my personal life, things are somewhat difficult. Marriage aint what I thought it was and, granted, I may have rushed in too quickly and now long for the lifestyle of a single man but I can not allow myself to hurt my son or, for what it is worth, my wife. I have never cheated on her, although the tempation has always been there. Thankfully I have never succumb to it...yet! I say yet because there is a girl in my uni class with whom I have clicked and immediately struck up a relationship with. She is a great girl who I have sat on several occassions with now and had some of the best conversations with. Mentally, emotionally and physically she is very attractive and she has admitted that she has feelings for me too. Again, I must stress, nothing has happened between us. Not even as much as a hug. However, we both know it is what we want. So I am in a bit of a pickle ladies and gentlemen.

Do I jump? Do I wait to be pushed? Or do I simply avoid this girl (which is impossible) and hope my feelings subside and stay in a loveless marriage?

Answers on a post card please.

On a lighter note, I found a fiver on the bus this morning, woohoo!

p.s. Hmmm, cheese and ham or cheese and pickle?

I can't decide.

See the similarity there?

Dear McDade,

So pleased to see you have returned to the land of Cyberdosh and back within the fold of us frugal lifestylers whose main ambition is to earn and save. First, for the benefits of our new readers, I'll carry out the official introductions.

New readers, I'd like to introduce you to 'the mad' McDade, who first began as a columnist for 'Now You Know' whilst doing work experience as a college student in 1999. He was studying something media-related at the time and his tutors assured us that he did have sane moments, so we reckoned he could do the job and fit in with the satirical rants we were given to publishing. Indeed, he made quite a splash, especially on a wet day when dodging autograph hunters at one particular Lanarkshire bus stop!

To McDade,
Welcome to NYK Media's Cyberdosh Savers boards. The new readers are all NYK subscribers, although the newest ones have not yet been subjected to you worldly words or wisdom and/or despair.

Thank you for your kind 'deposit' onto these boards, I am sure that our growing number of readers will greatly appreciate your chosen subject as it is, on the whole, about saving (albeit saving a marriage). The £5 is only a lucky break, however, if you don't spend it on cheese sandwiches of any description before notifying the local constabulary. I guess it may be possible to keep said fiver in your possession for the relevant number of days appropriate to the rules governing unclaimed property, assuming, of course, that no little old lady or gentleman reports said fiver missing.

Whilst you have graced us with your presence, can I remind you to resubmit your details through the 'join' form on www.cyberdosh.com so you can receive your free copy of 'Now You Know' each month? We can't wait to see a return to the once famous (or infamous) columns lovingly known as 'McDade Said...'. That would be something! What d'ye say, McDade? Time to get this show back on the road?

I think, perhaps, we may need to see the return of 'Dear Millie May' in order to resolve your current dilemma, so best just sit tight and think of the long term consequences from all angles before you jump out of the frying pan and into the fire.

Looking forward to reading your future contributions and will, hopefully, be seeing your name back in print soon. Deadline for November issue is Monday 29th October 2007

The above deadline also applies to all you eBid members who submit details of special offers, and for anyone new joining the Cyberdosh sellers chart that can be found at http://www.cyberdosh.co.uk

More news on its way soon as we eagerly await the formal announcement of the 2008 Cyberdosh Challenge. shona Prophett is nearing the end of documenting last year's 'experiment' and those reults will be published in due course.

CYBERDOSH CHALLENGE 2007 UPDATE

Dear Cyberdoshers,

The following is a copy of part of my first ever posting here when I accepted the currently running 2007 Cyberdosh Challenge. For newcomers to Cyberdoshing, this should go a long way to preparing you for how easy, or how difficult, the annual Cyberdosh Challenges can really be. 2008 will be my 4th challenge and I am more than a little worried about it this time around! Let's face it, I am a little worried about completing this 2007 Challenge with nothing left to show for my efforts! I have only £727.72 cash left, just over £1000 worth of shares and Christmas looming! So here goes with the 2007 rerun:

2007 CYBERDOSH CHALLENGE

...
For the 2005-2006 year, I worked with a few hundred pounds in what I liked to call my 'comparison' stakes. It involved a six point plan of:
1. Buying a lottery ticket every Wednesday and Saturday for a year
2. Investing £100.00 in Premium Bonds
3. Investing £100 in shares
4. Sticking £100 in a savings account for a year
5. Buying a scratch card every week
6. Betting on the occasional horse race

All of the above first began in 2005 until 2006 (as published in 'Now You Know' magazine, edition 12). Some adjustments were made for the 2006-2007 year to reflect previous results, but the challenge I have been set for 2007-2008 is a REAL corker in comparison...

LIVE FOR A YEAR ON £4000
Yes, that is the 2007 Cyberdosh challenge!!! I hasten to add that the above figure is LIVING EXPENSES only and does NOT include mortgage payments or rent payments, nor does it include Council Tax, as these items are basic to most people's budgets, and it wouldn't be very fair comparing life in a Council Tax band A, low rent flat to life in a top-of-the-range, mortgaged to the hilt, Band H mansion. The cost of EXISTING, however, should be much the same for most people's basic needs. (I say, hopefully!!) So there you have it - the great (or not so great) 2007 Cyberdosh Challenge has been unveiled at last and I, Shona Prophett, was mug enough to accept the invitation to participate before even hearing the details! I heard in the grapevine that Pat & Eddie also accepted the challenge blindly, so I'll be catching up with them, soon, to find out for sure.

... Having relished the 'Scottish Pound' series in NYK, I KNOW how to cook up a few inexpensive dishes and, having read 'The Plonkers' column, I know what's best in cheap plonk, should the need arise! So, other that mortgage (or rent) and council tax, everything else has to be paid for out of this lousy £4,000! And I mean EVERYTHING else - electricity, heating, food etc, etc, etc... My only consolation is that after the success of last year's challenge, I kept the shares and the Premium Bonds...

The entire article, and many others, can be found by checking back through old postings on these messageboards and I will try my best to keep you up to date with how I survive the remainder of 2007 before beginning anew - with the 2008 Challenge.

2008 Cyberdosh Challenge
In all fairness, fore-warned is fore-armed and I have been made privvy to what the new challenge entails. It's been 'nicknamed' the 2008 Cyberdosh Elite S. A. S. Challenge and it is, by far, the biggest yet. Owing to the nature of this next challenge, details are due to be released very soon to enable those participating time to let the idea sink in and to prepare - mentally! I'm still a little shocked by the enormity of it all and have no doubts, whatsoever, that 2008 is going to be the most difficult task I have faced so far. GOOD LUCK TO ALL WHO CHOOSE TO TAKE PART and may you reap the benefits.

That's all from me for now. My silly horse is entered at Kempton on the Wednesday 31st, although she may get ballotted out when they whittle down the runners. Thursday, 1st November, is the date when the basis of the 2008 Cyberdosh Challenge is unveiled! I'll see you all then to find out who, if any, are really up for this.

Shona.

PS: NYK Media introduced me to eBid, so I'll be on there looking for Christmas bargains to help me keep within my ridiculous £4,000 budget. I really do NOT want to have to sell those shares, so I'll plan my week to week cash and come back with a figure soon.

McDade here,

Just an update on the marriage situation. It's over.
I am moving out shortly and looking to stay in Hamilton as it is near to Uni and also I need to be away from Coatbridge but not too far away that I dont see my son.

I told my wife that I loved her but was not IN LOVE with her anymore and we talked and all that.

The other girl and I have had a few almosts. There seems to be some bizzare attraction between us but we aint silly. Well, she isnt silly lol.

None of the 2 of us wants a relationship of huge proportions. We just are seeing each other if that makes sense.



ANyhow, Indeed, let us get this shit back on the grit!

McDade willing and able to provide the readers with accurate and detailed accounts of innacurate and vague stories.

Susan, lets do this. I will have something submitted in about....20 minutes?

Apologies to all who are members of the CYBERDOSH messageboard - Dear McDade parked his diatribe in the wrong place! I do keep trying to explain that this is the CYBERDOSH savers board and not the marriage savers board but the two are so closely linked that it can be difficult to tell which is which when things get that tough.

Aside from that, YES! Let's get this show on the road (I think that's what you meant) and I'll look forward to reading the submission in the next 20 minutes. PLEASE email it directly to me and not by return of this post, which automatically gets published on the public messageboard and a copy sent to each of our members.

NYK welcomes back McDade, I guess you have all been introduced to him now. Let's just say, "he's a character" LOL

I'll be back soon to announce the winner of the Cyberdosh £100 treasure hunt.
Return to http://www.cyberdosh.com

The Cyberdosh 2007 Challenge

Following on from my last message stating that I had only £727.72 left to last me until 31st January 2007 AND include Christmas, my balance is now only £696.72
Some drastic action is needed. I decided on the following actions:

Set aside £385 to cover the November credit card bills
Balance = £311.72

The Tadpoles (LSE:TAD) shares have gone up by over 30% since the 16th October, so it looks like they'll have to go fairly soon as I am not in the position to hold them much longer. That should give me another £200 or so, after deduction of trading fees. This amount, I am hoping, will cover the credit card bill in December, which includes telephone bill, Internet access etc, meaning that I can budget the final remainder of my £4,000 on running the house. THIS IS THE THEORY! I am setting myself a VERY strict grocery budget of £25 per week (£200 until 31st December 2007) and HOPING that the remaining £111.72 is sufficient to cover my shopping spree online, probably on eBid!

It's the final countdown! I cannot fail! I must not fail! I will not fail!

I have agreed to participate in the 2008 Cyberdosh Challenge and I would hate to begin that on a losing streak, so I'm pulling out all the stops. Sellers unite and get back to me HERE with your online auction or buy it now bargains that are suitable for Christmas presents. (I've cleared this with NYK Media and no threads will be pulled so long as they are relating to bargains, special offers and discounts and nothing of an 'adult' nature. It has to be new, it has to be useful and it has to be economical to post. I'd like to be able to purchase several items from the same sellers and combine postage to maximise the bargain potential.
I now have a free seller account on eBid, which has been verified.
Help me succeed in the 2007 Challenge!

I have already started purchasing a few items, so you'll need to be quick if you want a share of my magnificent £111.17!!

My website is at http://www.shonaprophett.co.uk

I work on the annual Cyberdosh Challenges at http://www.cyberdosh.com

You will need to be a member of Cyberdosh to take part.

Hi Shona

I have a good lot on my listing that are cheap and I combine shipping.

Every item is brand new and I am away to put on gift sets.

To keep the cost down I can even take off the recorded postage and just put it firdt class.
Hope that helps with your shopping.

Cyberdosh Challenge 2007

Well, I have been on to eBid and started doing some serious bargain hunting. So far, I have won 15 auctions and have another 7 bids in awaiting auction ends. Total paid out to date is £21.11 for 11 items, so my budget is now sitting at £90.06

All but one of the items are brand new and the above includes postage & packaging. I am GOBSMACKED! I am winning items without even a second bid going in against me, which leads me to think that either,
A) Nobody has heard of eBid and I have landed myself a goldmine, or
B) People are just too lazy to search for bargains.

In my enormous favour, this revelation has already helped me with my planning for the 2008 Cyberdosh Challenge with regards to making sales on eBid as a source of income. For now, however, I am playing that particular card close to my chest and revealing nothing until I carry out a little experiment to see if I am correct.

Fingers crossed that I win my remaining 7 auctions and then I'm off bargain hunting once more. At this rate, I won't even spend my full Christmas budget, little as it may seem! Do I get to keep the change? :)

PS: Thank you Beauty for the Stars, I'll check out your bargains tomorrow. I found you at http://www.beautyforthestars.co.uk but I already recognised your name from 'Now You Know' :)

Check out my website at http://www.shonaprophett.co.uk

Hi Shona

If you need any toys or jewellery presents enter 1NR in the search box.

This will bring up a load of auctions starting at just £1 with no reserve. I don't know about ToyCrazyUK but I certainly plan on adding more items to this promotion.

If you don't see anything you fancy there, try my shop C ME Jewellery. I always combine postage for multiple wins and have been known to be open to offers.

SHONA & THE 2007 CYBERDOSH SAVERS CHALLENGE

Thanks to all for pointing out bargains for me and helping me decide how, best, to spend my Christmas money and eke (or should that be EEK!)out my £25 per week shopping allowance. Well, it's Tuesady and shopping was needed, resulting in the departure of £19.21 HOWEVER, as this amount included 3 large selection boxes on a buy 3 for £4.50 offer, I think that warrants itself as Christmas shopping.
So, I now have £10.29 shopping money to last until the weekend and £85.56 left of my Christmas gift budget.

I SHALL COMPLETE THIS CHALLENGE, I WILL COMPLETE THIS CHALLENGE.

The Tadpoles (LSE:TAD) are still wriggling and I don't know whether to "hold 'em or fold 'em". Decisions, decisions.... oh, the plight of the rich, or what!

http://www.shonaprophett.co.uk

Cyberdosh Challenge 2007 Final Weeks

Oh my! What's the latest Bird Flu scare going to do to the price of turkeys this Christmas? Norfolk, hmm... isn't that Bernard Matthews country? I never buy BM food anyway, too many horror stories seem to relate to that particular brand. Regardless, I'm sure I'll find a nice traditional turkey somewhere for Christmas, or maybe even a big chicken.

Christmas shopping is proving to be an absolute dawdle. I have now purchased 23 items, all from eBid online auctions, and have spent a total of £41.80 including all the postage & packaging. Am I CHEAP or WHAT?! The relatives are going to hate me if they ever see this and they'll hate me even more if any of them have bought the same items but paid the full price! But at this rate my problem isn't going to be how to afford Christmas presents, it's going to be what to do with the change that's left over! 23 items bought and paid for, and delivered, and I still have £69.92 of my original £111.72

I may not have to survive on £25 per week of groceries afterall! I could start buying a few extras for the Christmas dinner!

Tadpoles (LSE:TAD)are still wriggling so I'm holding on tight until the last minute, or I'll set them free as soon as my £150 becomes £200 because there aren't many places let you gain a 33% increase on your cash within one month.

BRAVEHEARTS CHILDRENS' TRUST APPEAL
Readers, I NEED YOUR HELP!

The user known as 'hypnotoad' on the eBid online auctions has thrown down his gauntlet and challenged me. I have accepted his challenge and the deadline is dawn on 23rd November 2007.

Should I succeed in this challenge, an extra £30 will be donated to Bravehearts, who grant wishes for sick and dying children.

All that I need of you for my challenge to succeed is to follow this link and VOTE. If you cannot click the link, copy it and paste it into your browser an then go vote, please.

 http://helpdesk.ebid.net/showthread.php?t=98218

It will cost you nothing, I only need to raise a minimum of 80 votes in order to succeed and raise this cash, which I will personally make up to £50. I already have 34 votes - I need at least another 47. Voting is completely anonymous and it is a simple one click polling system. I ask you as friends, as family, as fellow eBid members and as supporters of all that Cyberdosh stands for - the freedom to earn, and spend, as we like.

Thank you.

If you are not a member of eBid, you can join at http://www.cyberdosh.co.uk and then go to the forums, look for the KT (Kitchen Table) and then click on the link that says Poll, Polls, Polls...

Yeah Thats cheating! :)


http://uk.three.ebid.net/perl/normal.cgi?r...ty&mo=register-main < replied-to message removed by QT >

Cyberdosh Savers News Bulletin

The votes are creeping up ever so slowly in the eBid poll, which can be found at http://helpdesk.ebid.net/showthread.php?t=98218

I don't consider this as cheating in the least, it is simple market research: I really do want to know 'what people want' from the eBid website before I sink a full year off Cyberdosh into it. The fact that the one I call 'toadie' has offered to donate an extra £30 to my chosen charity if I can get 80+ votes within this coming week does make a difference, but come on... out of a membership of 363,379 I have only mustered up 49 members who will make the effort to click a button to say WHY they use eBid - to chat, to sell, to buy bargains, to trade or for some other reason. I think this information is crucial if any eBid members are to succeed in the 2008 Cyberdosh Challenge.

What's the old saying? Oh yes! All's fair in love and war... and eBidding!

Return to http://www.cyberdosh.com

HELLO CYBERDOSHERS!

The 2007 Challenge is almost over and I am managing to keep within the boundaries of my £4,000. I have now received most of the items I won on the eBid online auctions and have to say that I am delighted with all my purchases. Still amazed that there were no counter-bids, but delighted all the same. I'd just like to take this opportunity to thank Penny291 who runs PennyPinchers ( http://uk.ebid.net/stores/PENNY-PINCHERS ) and Snowdrops ( http://uk.ebid.net/stores/SNOWDROPS ) online stores. I have never had as much fun collecting bargain pressies before! It was good knowing that her profits go to charity. (I'd also like to congratulate Parcel2Go.com for their amazing £5.99 + vat delivery service, which got here overnight despite it stating economy 2 - 4 days on their website.)

What of my remaining £69.92 for gift shopping, I hear you ask? Well, as suggested by NYK, we all headed off in the virtual direction of a site called eBuyer.com (as recommended by Martin Lewis of moneysavingexpert.com) There, we each bought 2 MP3 - MP4 video players at £14.99 each. Delivery was free, as the order was over £50, so it always pays to shop together. The balance remaining for gift shopping is now £39.94 and, if you remember, I had set aside the £385 for credit card bills. Well, the dreaded credit card bills arrived and amounted to £374.84 so I'm actually £10.16 better off than I thought, but I'll put it aside for now as I prefer to look on this as a windfall.

I am really looking forward to documenting next year's challenge, even although I haven't fully decided HOW I am going to earn my money. It's great to hear that we have so many participants this year and I'll be really keen to find out how many of you will be documenting your progress here on the boards. 6 weeks today until 2008! I hope you are all ready because I know that I'm NOT!

All comments appreciated.

Cyberdosh 2008 Challenge

Dear Cyberdosh fans, friends and financial wizards,

As we fast approach the year's end, we have only 5 weeks left until 2008. I think it's time to explain about the next challenge. But first, let me say that the 2007 challenge being documented by Shona Prophett is on target, so it looks as though it is perfectly achieveable to live on £4,000 per year (excluding mortgage/rent and council tax).

2008 is going to be different because it isn't as simple as tightening up the purse strings and living on a budget. The 2008 Challenge is probably much more difficult because it is about finding innovative new ways to INCREASE your income. In fact, next year's challenge is, without a doubt, the most difficult we have ever set. (For new members, you should be aware that we have been organising similar challenges since 1999.)
We already know that it's possible to live on £4,000 for a year, so let's see how much of that you can actually raise from scratch. There are no golden rules, it is a case of implementing your own plan of action and documenting it as you go. To get you started, it is probably easiest if you look out your old budget sheets, or download a new one from www.cyberdosh.com and that way you'll be able to work out how much more you NEED to earn or how much more you WANT to earn.
There will be updates posted here with hints and suggestions and it would be nice to think that someone may pluck up the courage to add their own comments, thoughts or progress reports. There are many other sites providing similar facilities and concepts but I can guarantee you that Cyberdosh is unique!

Owing to our own involvement with eBid online auctions (www.ebid.net), we run a Cyberdosh thread in their forums. There's also a thread on Martin Lewis' money saving expert website, called 'up your income'.

This entire Cyberdosh project will be open to the scrutiny of anyone who ventures onto any of the associated websites. The whole concept is to 'UP' your income by a pre-set amount, which will be your target figure for the year. The challenge is aimed at the self employed, new start businesses, and homeworkers.
YOU decide what YOUR target is going to be.
WE will provide you with as much FREE help and support as can be mustered. WE will be providing FREE advertising for our active members via our web site and the printed monthly newsletters.
YOU will need to provide the information and evidence that you really ARE trying to increase your earnings, because we'll all be featuring our own running totals on site.
As an example, my personal target is £3,000 by 31st December 2008 but I have already generated £12 towards this total whilst running an online trial. My running total appears as £12/£3000.
It is also worth noting that you can include this progress figure in your MSE forum signatures.

We have now printed the first of the Cyberdosh discount cards, so there should be one with each of you soon. I am hoping that we can start off with at least 20 participants who will be willing to take part in the documented challenge. As you'll see by the subscribers number at top left of this page, we have only 47 people from whom to choose. If you would like to be considered, please complete the 'JOIN' form on site at www.cyberdosh.com

I look forward to hearing from you all and wish everyone luck with their plans for 2008. Guaranteed, it's going to be one tough challenge building a new business, improving on an existing one or just, generally increasing your income in whichever way you choose. Other than the fact that it must be legal and it must be declared, there are no rules.

Don't forget that you MUST register as self-employed with the Inland Revenue for tax and National Insurance purposes if you are going to be working at generating income. (It's simple and free to register.) Even if you are already in full-time or part-time employment, you should still register with the tax office as self-employed. You can be both at the same time and, depending on how the figures pan out, it could be to your benefit in the long run!

Start researching your possibilities, prepare your 2008 budgets, work on your new business plans and GOOD LUCK TO ALL.

CYBERDOSH 2008 CHALLENGE PRELIMINARY NOTES

We're working furiously preparing for the next big Cyberdosh challenge. For anyone who is serious about taking part, we recommend that you download the free Cyberdosh cash sheet to enable you to work out your own target figures for the 2008 challenge.

We have now uploaded the new, very simple to use, 2008 spreadsheet. This is also available on site at www.cyberdosh.com
It has been preset at £4,000, which was the figure we were dealing with throughout 2007. This figure can be changed ONLY once you have calculated your own budget via the above mentioned cash sheet and set your target. At that point, you simply change the £4,000 figure in the top left hand box (under January) and save the changes to your own computer. The document has been loaded as an excel spreadsheet, which should automatically calculate the balance of what you need to earn to meet your target as you progress throughout the coming year. It is based on a day to day turnover. This spreadsheet can be used either to calculate spending on a budget, as was this year's challenge, or for calculating how much you need to earn each week to succeed in achieving your personal goal. All you need to do is alter the top left figure in January for it to reset to your chosen target figure. Do not alter any other numbers in any of the coloured boxes.

If at all possible, have your cash sheet completed before the end of December so you are ready to begin afresh on 1st January with the brand new challenge. If you have any questions relating to Cyberdosh or the templates, please post them in this forum. These messages automatically go out to the people registered to receive them, but anyone can join in the discussions at any time and the world has access to this forum. If you would prefer to keep your email address confidential, then visit the boards rather than post questions or responses via email.

Remember... this is only the beginning. If you have chosen to join us in this, some may say bizarre, challenge, then be prepared! Everything is not always as it seems. The only thing that is guaranteed is the fact that this challenge is about making money.

Website at www.cyberdosh.com
It's not too late to join us and joining is free, so what have you got to lose?

CYBERDOSH CRAZY CHRISTMAS BARGAIN

I'm offering a brand new digital MP3 / MP4 player at the insane price of £1 NO RESERVE in this wacky Cyberdosh auction listing! Check it out at http://www.cyberdosh.com
It's 100% genuine and it's especially for Christmas bargain hunters, but there is only one! and it's PINK.

There are just so many downloads and we need all the available 'artillery' to round them up, patrol them and save them ready for our lugs to savour that audio flavour and our eyes to feast on those visual delights! Ok, that's a load of codswallop, but the MP3/MP4 player for £1 is right enough because, apparently, I'm a bit mad and love to practically give things away.

Anyway, the other reason I'm offering this crazy bid bargain is because I would LOVE "I Fought the Lloyds" music video by Oystar, featuring Martin Lewis, to make it into the charts in January! This is my way of ensuring you can carry it with you and play it to your bank manager next time he or she harrasses you about charges... It's the bank charge protest song and it's taking the nation by storm!! :)

Edited by author 21-12-2007 22:12
Please do not respond to this news bulletin via email. You are receiving this because you registered via Cyberdosh.

Merry Christmas from Cyberdosh

It won't be long now before it's out with the old and in with the new, then all good Cyberdoshers know that it's the beginning of a brand new challenge. Hopefully, those of you who have followed previous challenges are getting to grips with their savings and their income targets.

I'm delighted to say that over 50 individuals have already opted to follow the 2008 SAS Elite Challenge and there will also be a repeat of the 2007, "Live on £4000 for a Year" Challenge. For anyone participating in both, it could mean a double whammy where their finances are concerned.

Anyone who is new to the wacky Cyberdosh challenges should also consider visiting the Money Saving Expert website, as this is where the 'Live on £4000 a year' challenge has been issued. The thread was started on the 17th December and has already generated 35 willing participants, most setting their targets on the £4,000 and others making allowances for larger families. For NYK, the target remains at £4000. You can follow the antics of that challenge at http://forums.moneysavingexpert.com/showthread.html?t=640131

Meanwhile, we will do our best to keep you up to date with progress here and hopefully tempt someone, somewhere, to take the plunge and actually post on this forum! Remember, it's the SAS Elite Challenge for 2008. You need to set your own target for earnings, extra earnings or savings and then run your 'campaign' with the aim of succeeding by 31/12/2008

Over on the eBid online auction site, we have seen many ideas thrashed out for marketing and advertising suggestions, all of which can be utilised by individual sellers. What ideas do YOU have? How would YOU go about setting up a new enterprise? How would YOU go about generating new business and new income? To find out more about the bargain buying and selling opportunities on eBid, check out www.ebid.net

As we prepare to set out on our 2008 journey, anything that is made available through NYK Media will also be made available for sale through the Cyberdosh online stores. As a member of Cyberdosh, you will be entitled to various discounts when using your Cyberdosh Membership Card. The final batch of cards are now ready and will be with you before New Year. Each carries a barcode that can be used anywhere you see the PayPoint sign. For anyone interested in accepting PayPoint cash payments through their new or existing online business, we can recommend www.credecard.com

There was no printed newsletter in December, but watch out for the first of the next 10 editions in January. Registered members will receive their copies in the post and, as always, advertising slots will be available to book online through our Cyberdosh store. For Cyberdosh cardholders there will be extra discounts, promotions and the chance of some 'freebies' when you choose to use your card.

There isn't a great deal more I can say about next year's Cyberdosh venture other than we hope you enjoy being a part of it and to wish you every success in achieving whatever goals you may set yourselves.

Watch out for those 2008 Cyberdosh cards dropping through your doors between now and the 31st December 2007.

Merry Christmas to all!

http://www.cyberdosh.com

Edited by author 26-12-2007 22:53
Cyberdosh Challenge 2008 Update

Please do not respond to this message via email. Instead, you should go via the www.cyberdosh.com website and click the messageboards link. Thank you.

Well, that's Christmas Day been and gone, I hope everyone enjoyed themselves and had a relaxing 'Boxing Day'.

The challenge preparations are really hotting up now and interest is still growing. We now have 34 members signed up to participate in the SAS Elite Challenge and 45 signed up to take part in the 'Live for £4000 a year' challenge, which has been carried on from 2007 because of demand.

eBid online auction members will be able to follow the progress of the selling challenge on site at www.ebid.net in the 'Promote eBid and eBid Stores' section of the forums plus there is a special thread in the www.moneysavingexpert.com forums dedicated entirely to living on £4000 for the year. Owing to family circumstances, such as numbers of adults and children per household, allowances have been made, with the top challenge target set, so far, at £6,500. The vast majority have opted for a budget of £4000 excluding rent/mortgage, council tax/water rates and essential work-related travel.

As explained before, the Cyberdosh SAS Elite Challenge entails setting your own target figure of what extra amount you are aiming to earn or save between 1st January and 31st December 2008. As an example, the following is the basis for my own entry into this challenge:

Generate an extra £3000 of new business/sales from nothing. I have allowed myself start-up costs of £50 but will need to recoup the £50 before contributing towards my target figure.

I'll be making everything available for sale via the eBid online auctions by utilising their free to list, fee free selling options. All promotions, merchandising and advertising will need to be generated free of charge if it is for the purposes of generating extra dosh. No mean feat, I can assure you.

If you already have a business running or are already employed, then your aim should be to increase your income by whatever means you think possible or to reduce your outgoings in order to save your target amount. This is to enable those people who are already in fulltime employment to take part in all that 2008 has to offer. Hopefully, those offering items for sale will be able to help those who are trying to save, by having their products included in our newsletters and made available to other REGISTERED Cyberdosh members at a discounted price.

That's about it for this update. Make sure you have your budgets and other calculations done before New Year and HAVE FUN!

Feel free to post your aims, targets, progress on the messageboards for others to share in your successes and offer moral support when it's needed.

GOOD LUCK! There are no winners or losers in this challenge, only those with a will to succeed.

WE WON!

As you all know, I always recommend the use of Martin Lewis' website and have several threads on there pertaining to various challenges. I recently pointed out to all Cyberdoshers that last year's challenge - Live on £4000 - has been carried over to 2008 because of the demand. Well, I have just found out that the 'Live on £4000 a Year Challenge' discussion forum has been chosen as THE DEBT FREE WANNABE CHAT OF THE WEEK! This also means that it was included in Martin's weekly money tip newsletter, so I am expecting to see several more new 'players' in this particular money 'game' very soon.

The following is a link to this week's newsletter, which is a great source of information. http://www.moneysavingexpert.com/tips/28-12-2007/

NYK Media is delighted that so many people have found the subject interesting and special thanks to the other 44 challengers who have made it possible to have 'chat of the week' bestowed upon us by the great moneysaver himself, Martin Lewis.

Back to business - have you completed your budget charts and are you prepared to 'come out' as a Cyberdosher just yet?

HAPPY NEW YEAR! WELCOME TO 2008!

Happy New Year and welcome to the 2008 year of Cyberdosh. Ww wish you every success and hope that you achieve everything you have set out as your main goals.

Whether you are participating in the 'Live on £4000 for a year' challenge, aiming to set up a new business or aiming to increase your income, 2008 willbe a hectic year. HOWEVER, if there is no feedback then we have absolutely no way of finding out who is, indeed, taking part. Please consider documenting some sort of progress here.

All entries to the above challenges have now been closed and no new memberships will be accepted. Thanks to all who have joined us both here and elsewhere. The 'Live on £4000 for a year' challenge has managed to generate over 100 participants!

Good luck to all and have a great 'Cyberdosh' year!

Happy New Year!

I've just finished working out my total sales on eBid over the past 12 months and while pleasantly surprised, I've realised I'm going to have to put in a lot of work to hit my target for the SAS Challenge.

My SAS target for 2008 is to increase my turnover on eBid 300%.

If anyone wants to help me reach my target while making ridiculous savings on quality jewellery, you can find my shop here CMEJewellery. My January sale is now on and you can save an extra 25% on all purchases paid for by Google Checkout, bank transfer, cheque or postal order.

Happy New Year to everyone!!! Or as they say in New Zealand...Happy New Year everyone!!!!
McDade here! Well 2008 is here and what will it bring you?

For me so far it has brought me a hell of a hangover spree. Studying for exams. Long hair, nice skin thanks to my clinique products for men bought for me by my lovely girlfriend Gillian.

Still to come for me in 2008: Moving into my new flat on 9th Feb due to repairs to the flat. i would have been in by now. Going to see the legendary Frankie Boyle in Kilmarnock Grand Hall on February 15th. Going to London to see Phantom of the Opera on 29th February with Gillian. Then off for 10 days to the maldives in may with Gillian. Then in september i am off to see the Mighty Boosh Live. Also a divorce, a house sale and a custody battle will be in the post too no doubt.

Until then, this is your roving reporter mcdade saying "chikachikaaaaooowww!"

WELCOME TO THE CYBERDOSH CHALLENGE 2008

You will receive these news bulletins via email if you subscribed free to Cyberdosh.

Hello and welcome Cyberdoshers.

January 2008 is well and truly here and, to make things interesting, we are asking each member to take part in this simple, introductory challenge to help kick off 2008.

Most of us are here for a reason - we want to earn more money or we want to save more money. For some, we want to do both!

In 2007, we officially introduced the 'Live on £4000' challenge, which was a great success. Owing to that success, the same challenge was re-issued on the 17th December 2007 via www.moneysavingexpert.com where it now has it's own section in the forums and, amazingly, it has attracted 111 eager participants for 2008. That challenge has been visited 44,765 times, to date, within the space of luss than 3 weeks! You can keep up to date with those 'frugal living' folks by going to http://forums.moneysavingexpert.com/showthread.html?t=640131
(Don't forget to watch Martin Lewis at his best on Wednesday evening, Channel 5, at 7.30pm - watch out for those money saving expert challengers on TV!)

For those of you who are hoping to increase your income, increase business turnover or generally seek out new potential ways to earn more in 2008 we have a nice, simple, introductory challenge for you and it starts immediately. The object is to select items you have for sale with a cost value of no more than £10. It could be £10 worth of existing stock, it could be items gathered up from around the house during a decluttering exercise or it could even be items you picked up at a local charity shop or jumble sale. To make it more interesting, you could even make your own items, so long as the overall cost does not exceed £10. Why £10? Well, we are challenging you to sell them online and to make it fair, we would like everyone to start off on a level playing field. It doesn't matter how many items you have in total, but at the end of the challenge your final sales total will be reduced by £10 to calculate profit. Once you have selected/purchased/found or made your items, we are challenging you to sell them online by midnight 31st January 2008.

Once organised, list your items on this messageboard along with links to wherever you are selling them so we can link them to our Cyberdosh 'special offers' page. If you have never attempted to sell online before, you can try it free by using the 'Sell Online' button at the right hand side of http://www.cyberdosh.com main page.

This is our 'winter warm-up' exercise and we'll be including all contenders and results in the newsletter.

Good luck and please feel free to ask any questions here.

Edited by author 10-01-2008 13:21
CYBERDOSH SAVERS UPDATES

Hello and welcome Cyberdoshers old and new.

This is just a brief update with a few new offers we have spotted. If you can't click the links then simply copy and paste the web address into your browser bar and hit 'go'

£1 off 1001 carpet cleaning products in Asda
http://1001carpetcare.co.uk/promotions/prize-draw.html

Daily updates on loads of bargains, freebies and vouchers
http://www.hotukdeals.com

Free sample of soap nuts, as seen on Channel Five 'It Pays To Watch' last night (pay P&P only)
http://www.inasoapnutshell.com/id20.html

Free Virgin Sim card with £5 credit
http://www.virginmobile.co.uk/promo/duoSim.html

To keep up to date with our special offers, freebies, vouchers and discount codes, don't forget to visit the 'special offers' at http://www.cyberdosh.com

CYBERDOSH SAVERS

So far, so good - how is your 2008 Cyberdosh Challenge going?

As part of the 'Live on £4000 for a year' challenge group, I would just like to say that I am absolutely delighted by the response for 2008. Right now, there are 121 challengers battling it out to stay within their annual budgets, and 'phase 2' of the project has already kicked into play, with many opting to go one step further and attempt to earn an extra £10 PER DAY through Internet transactions (cyberdoshing). Being sceptical, I refused to believe this was possible without selling goods or services. To earn an extra £10 over and above everything else, EVERY DAY, seemed impossible! I have been well and truly proven wrong!

How is it possible to earn £10 from nothing every day for a month? Or a year?! We decided to find out and began by registering with the following http://www.greasypalm.co.uk/r/?l=367899 The link will take you to what is called Greasypalm. Since 1st January 2008, I have managed to raise over £110 using this site alone! NEVER pay full price for anything. ALWAYS look for discounts and always expect cashback - don't be scared to have a little fun along the way.

Household insurance - check your renewal dates and use Greasypalm to claim cashback. In some cases, the cashback has been almost as much as the policy itself!

Credit cards - time to make sure you are making the most of 0% interest for balance transfers and cashback wherever it's available - apply for your new card and get up to £22.50 cashback. Tried and tested - it works! £22.50 paid out. There are people transferring balances everywhere right now for as little as 2.5% and then stashing all that cash in high interest accounts paying over 6% interest. even if it's only and extra £25-30 per year earned, it is another 10p per day off your £10. Not looking quite so impossible now, is it? And we haven't even started on sales via personal websiytes or the likes of eBid, eBay, GreenMetropolis, Amazon or Play.com

Gambling - we never advocate gambling except in extraordinary circumstances. As an example - we signed up for Jackpotjoy through the Greasypalm account, paid in £10 and THEY PAID US £21 by way of a thank you for signing up in the first place! What's more, they also met the stake money, which meant another £10 to 'play' with and, to my utter amazement, this turned into £65 within about 15 minutes. DON'T FORGET TO QUIT WHILE YOU'RE AHEAD. Withdraw the winnings, bank them and hey presto - a clear profit just for registering to play some games. They don't allow you to withdraw the 'free' stakemoney, so make sure you play throw enough to withdraw all your winnings. There are several sites similar to this one that allows you to do the same. Fee cash is never to be scoffed at no matter how little it may first appear to be.

By simply clicking through a few links, completing a few surveys, sorting out credit cards and playing a few games, we looks set to hit £200 this month alone. I was aiming for £135.50 because that would mean this year's television license is bought & paid for in full. Instead, it looks like I've cyberdoshed enough to pay the TV license AND the home insurance!

Don't forget to use this link > http://www.greasypalm.co.uk/r/?l=367899 < and help to support Cyberdosh.

Next target - does anyone reading this bulletin smoke? Cutting down by 5 cigarettes per day amounts to a saving of around £500 over the year! That's like earning a minimum £1.12 per day if you smoke one of the cheapest brands and leaves only £8.88 left to make it £10. (This could be known as the 888 challenge.)

On top of that there will be the www.eBid.net sales, so it is not too difficult to see how a few hours spent at your computer searching for dosh online can amount to over £300 a month. Top that up with freebies, a few competition entries and making the most of bargains as they become available is really setting you off in the right direction. Now, all we need are some sales.

PS: I've found www.hotukdeals.com to be a great site for bargain news and www.dialwise.co.uk will save you a fortune on International phone calls.

Don't forget to post any deals you may spot right here on the boards for us all to share. I recommend you visit www.cyberdosh.com and click through to 'messageboards' rather than respond by email.

More updates soon. Until then, have a great cyberdoshing time.

Edited by author 22-01-2008 21:43
Cyberdosh Savers

Update on the Cashback money making game: here is the link to join free if you missed it - http://www.greasypalm.co.uk/r/?l=367899

Further to the recent bulletin relating to the cashback that can be made via the above site, I am pleased to confirm that the Nat West home insurance cashback offer IS a genuine offer and it DOES pay out. Having just taken out a new home contents policy, the full £70 cashback has now been credited. I have to admit that I was surprised at this as I had assumed that it would be £70 for combined house and contents insurance, however I was wrong. I bought contents only and they still paid the entire amount. That brings this month's total, so far, to £182 and there are still nine more days to go until the end of the month.

If anyone decides to try greasing their palms with cashback, please let us know how you are doing. I am updating the webpage at http://www.scottishmultimedia.co.uk/earn.htm to record our findings on various spare cash making schemes so feel free to bookmark the page.

UPDATE ON THE 4K PER YEAR CHALLENGE
There are now a total of 122 people registered as part NYK Media's 'Live on £4000 for a year' challenge over on the moneysavingexpert site. If you haven't yet investigated and are not familiar with Martin Lewis, then tune in to Channel 5 on Wednesday nights at 7.30pm where 'It Pays to Watch'. Shaving pounds off your grocery budgets, claiming back unfair bank and credit card charges, reclaiming payment protection insurance, keeping chickens, switching your soap powder for soap nuts, becoming a credit card tart and 'stoozing' at 2.5% interest from a credit card to bank it high interest at 6.41% are just a few of the things being done right now by serious dosh lovers both online and off. Believe it or not, we've even got a group on there pursuing the free hobby of papier mache after introducing all and sundry to 'Phil the Pig' and 'Penny Penguin'. All going well, you should be able to see those happy characters at http://www.philthepig.co.uk which is a brand new website in the making. In true Cyberdosh fashion, the site was FREE to register, it's FREE to build (it's a work in progress) and I also got a few loyalty points for registering to join - FREE!

For anyone within the Wigtownshire area, don't forget that you can use your Cyberdosh card to claim a 10% discount on all your beauty treatments at 'Mirror, Mirror Beauty' in Hair Do's, South Main Street, Wigtown. Just quote your card number when booking and present card when paying.

Stumbled onto a new site that could save you loads of cash. It does the normal vouchers and coupons but also has a catalog of products. When a product is found it supplies the merchant, cashbasck or comission and any special offers relevant to the merchant. Worth a look

http://www.gumbaloo.com