Ya know, why didn't you just answer the fellows question, ret'd 2/29/o4, instead of giving a pitch for NARFE's magazine? He would have to join NARFE, wait till his membership went thru, wait a couple of months for a magazine to arrive and MAYBE the answer MIGHT be in it. A minimum of 2 months.. I am a member of NARFE and the magazine is nice every month for only 1 reason, the q&a's. I think it is a money grubbing organization just like every other lobby group. But it is all that federal employees have. Much better and faster info can be found on the internet.

I would answer his question for him, but it has never come up in my life.