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Postal Retirees

Discussion Forum for Retired Postal Employees
^     All messages            1542-1557 of 1557  1526-1541 >>
James D.Person was signed in when posted
06:12 PM ET (US)
Even after retirement I found a way to keep busy and also run a home business from my home to add to my pension, just in case. I downloaded a PDF. ebook I found on the internet titled " 40 Ways How To Make Money at Home to Pay Your Bills." I downloaded it to my iPad and have found three ideas my wife and I are going to try. I found this ebook it at a website www.payhip.com/b/pAq0
msmthPerson was signed in when posted
05:58 PM ET (US)
msmthPerson was signed in when posted
05:56 PM ET (US)
A Great resource is www.psretirement.com
RIKSNYPerson was signed in when posted
11:28 AM ET (US)
Nobody knows.
Darlene T.Person was signed in when posted
11:02 AM ET (US)
Will the Postal Service offer a VERA or any other type of early out incentives in the near future, 2013 or early 2014.
Edited 08-22-2013 11:03 AM
Deleted by author 08-22-2013 10:59 AM
WRRPerson was signed in when posted
08:26 AM ET (US)
I retired 10/12 ,where is buyout check of 10k first year and 5k second year for getting out in there specific time period?
Patricia B.Person was signed in when posted
01:27 PM ET (US)
I retired 3/30/12. I have not received my W-2 from the USPS. What can I do to receive a copy of my W-2?
drbPerson was signed in when posted
09:49 AM ET (US)
quick answers are - 1-2 months for 1st "interim" pymt (35-80% of actual final); 6-8 (or more) til finalization; FEHB continued w/o deduction from interim, taken out of "catch-up" pymt upon finalization

suggest reading thru posts in the Retirement & Retirement Planning sections of the forums at http://www.federalsoup.com/ . much good info there
Fred ArentPerson was signed in when posted
12:23 AM ET (US)
I have a question I am a clerk and will be taking the $15,000 buyout that was just offered 10/1/12.
Can anyone tell me roughly how long it takes to get your first retirement check and roughly the percentage you get. Also I long before you got your full retirement check.
One more thing I have APWU Cigna Healthcare ( I live in Ohio) High Option for family if anyone has this plan what are the payments per month taken out from your check??
Thanks for your help
ret'd 2/29/04Person was signed in when posted
10:29 AM ET (US)
I Want Out: I signed both myself and my wife up for SS online before we turned 62. It was a snap. I figured that at some point we'd be contacted by SS to come to the office to show them that we were alive and it was us, but that never happened. Later, at a senior health fair, I asked a SS rep there how come nobody verified what I'd done online. How do they know it's legit? "Oh, we have ways," she said.

I'm also concerned about what the Republicans might do to SS and us, its recipients. But I'm more worried that federal retired annuitants will become an easy target. With the skills they have at propagandizing, they could make federal retirement plans the root all the nation's budget woes and really do us, and our financial security, great harm.
Edited 08-15-2012 10:29 AM
I Want OutPerson was signed in when posted
09:21 AM ET (US)

Anyone remember me? I took the early out 12/31/2004. Today, I signed up for Social Security benefits, as I am turning 62 in two months. I got the rest of my SS credits AFTER working at the Post Office for my 32 years. I still work part-time, just for something to do. Signing up on-line was very easy. Figured I'd sign up now, before the Republicans cancel that benefit for us.
Robert W, WeberPerson was signed in when posted
11:33 AM ET (US)
I was recently re-married after 16 years of divorce. I know I have 60 days to make life event changes. OPM is a pain to work with. I want to provide my new wife with some minimal life insurance, and I am told by OPM that I cannot change this type of benefit after I am made my decision at my retirement 3 years ago, when I was single. any input on this question??
thanks, Bob
jim aPerson was signed in when posted
10:04 PM ET (US)
Medicare Advantage plan is better than BCBS because you'll get skilled nursing care for up to 90 days,While BCBS gives only 10 days after the first 20 days by Medicare. After 30 days you'll pay a Medicare co pay of up to $165 per day.
ret'd 2/29/04Person was signed in when posted
09:41 PM ET (US)
Part A is hospitalization. It's provided with no premium cost because of the Medicare premiums you paid while working. There's no reason not to accept it.

Part D is prescription drug coverage. Your BCBS FEHBP most likely provides you with adequate drug coverage so there's no reason to get involved in this. There's a penalty for not signing up for it timely, like if you later drop your FEHBP, but that's waived if you had adequate coverage already through the FEHBP before eventually sign up.

Part B is where you need to make a choice. If you think you don't need it because you have FEHBP, you have to act to avoid being signed up automatically. The problem with this decision is that if you don't sign up when you're supposed to, there's a substantial penalty added to the premium cost whenever you do sign up for it later that lasts for the rest of your life.

If you do sign up for it, it's currently $99.90/mo, but it also means that you may have little or no out-of-pocket medical expenses for the rest of your life. In my case, we have APWUHP Consumer Driven, and if I understand the rules correctly, whatever Medicare doesn't pay the provider, APWUHP pays the rest and I shouldn't have to pay anything more, ever. I don't know if that's true throughout FEHBP or if it's just the terms of my plan.

I handled my wife's automatic sign-up for Medicare Part B last year and I'll be signing up for it as well this year (we both began drawing our SS at age 62). Our total health plan premiums will be to $4800/yr but those should be the only health care costs we'll be subject to. Considering that I've read that today's 65 year old can expect to spend a quarter million dollars on health care before he dies, I think the cost of the the premiums I'm paying for double coverage will be less expensive that having only one coverage, whether it's Medicare B or FEHBP.
Edited 02-01-2012 09:42 PM
Spk1948Person was signed in when posted
08:15 PM ET (US)
I retired from the postal service in 2003. At that time my health benefits continued under the federal employee health benefit plan. Now that I am turning 65 in May, I need to know how I will be affected by Medicare A, B and D.  I presently have Blue Cross Blue Shield Federal Employees Plan. What is automatic and what should I choose if anything?
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