Sashamae, you made it! That is a great site and to my suprise the health plan I currently have came up only #6 when I ran the Medical Plan Tools. I just got a booklet from NALC which came up #1 on my list. I have been retired going on 5 years in April, and I have been working ever since for the state. I have to be especially careful choosing a plan because it becomes my secondary plan, and I have to coordinate pharmacy benefits, or I could end up mixing Caremark and Medco.