Richdor, like Future Retiree I too left on March 31, 2009, at 55 with 29 years. Yes, there has been a little anxiety on my part, but it is more than offset by the feeling of freedom I have every day. Like Future Retiree, it was a good decision for me, and I believe it will be a good decision for you, too. Mostly, I wonder how the hell I got all my honey-dos done AND worked 50 hours a week. It truely is a great feeling, richdor, get ready to enjoy it, and I hope you get your SL credit.