Edited by author 05-16-2008 08:32 AM
/m939 Thought you would have an answer by now. I continued my FEGLI life insurance because of a pre existing health condition. Not necessary to pass a new physical. To me, understanding FEGLI cost (it is expensive for what you get) and options, was confusing. HR really was not much help. Fully understanding, what is availabe, is key. Others have written that private insurances are available at a better price.

Hope this helps.

How many retires continue FEGLI life insurance after retirement?
Are there better rates and payouts outside of FEGLI?

Edited by author 05-12-2008 08:47 PM
Thanks for your help. I did find this which I believe confirmed what you said. https://www.opm.gov/retire/asd/hod/pdf/C102.pdf (page 19). Just in case anyone else wants to know.

calpostalworker /m933

You do not contribute to retirement while on OWCP and LWOP. It all comes down to credible service not how much you paid into retirement, and time spent on OWCP is credible service.

/m931- For a simple answer to your question, if you are a city carrier, then each extra month of service adds a little less than $7 to your monthly annuity. In other words, if you live, say, 30 years after retirement, then that extra month of work equals about one extra month's worth of annuity payments (spread out over 30 years time, of course).
Worth it? You decide.

Edited by author 05-11-2008 09:56 PM
/m933 I have absolutely no knowledge of how Worker's Comp affects anything. This is a question that may draw the attention of Dave B, resident disability expert.

Dave, this one' for you.

Thanks. One more question. If an employee went on Workers Comp for 6 months due to ON THE JOB injury, does he still contribute to the CSRS during that time? If not, does that have to be repaid before retirement so as not to affect the pension?

calpostalworker /m931 According to my reading of the CSRS Retirement Guide Handbook EL-502, your annuity increases by a factor of.001667 and .001666 alternately by month, ie 30yrs and 1 month .564167 30 years and 2 months .565833. Hope this helps

Has anyone figured out for each month you work after your 30 years (CSRS) how much extra is your monthly pension on average?

CKMK /m927

No - what you heard IS NOT true. OPM (office of personnel management) handles retirement for USPS. You did not say whether or not your husband was CSRS or FERS - but, I assume he is CSRS and did not elect to change over to FERS. Please follow the links below for information. If you husband did elect to change over to FERS then just go to www.opm.gov and perform a search for FERS disability retirement.

Disability retirement under CSRS:
http://www.opm.gov/forms/pdfimage/RI83-4.pdf

Also see FORMS:
http://www.opm.gov/forms/html/ri.asp

You may also email OPM with your question here: retire@opm.gov

Rick Owens
PEN

CKMK /m927

This should help you too. Disability is available.

http://opm.gov/retire/html/library/csrs.asp

CKMK /m927 -- go here: http://www.postalworkersonline.com/retirement.htm Go down to: Retirement Facts 4 (PDF): Disability Retirement Under the CSRS. Hope it helps as a start.

My husband has been with the PO for over 30 years but not yet 55 for retirement. He is very sick with cancer but is still working because we cannot afford for him to stop. I have always been told there is no disability for Federal Employees. Is that true? Is there a disability retirement for him without major penalties? I appreciate any help as I do not know where to begin.
Thank you

Hi, could anyone give me advice on filing for disability retirement without a lawyer? I'd love to avoid the pitfalls, but I really can't afford 5,000 for a lawyer at this time. Thanks.