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Early Retirement

^     All messages            53525-53540 of 53540  53509-53524 >>
53540
DazedandConfusedPerson was signed in when posted
11-26-2014
08:34 PM ET (US)
I expect my retirements to total $4500/mo, and then you throw in MRD from my 457b so the 6k/mo. can be done. I am looking at about $10,500 just in federal income tax. Make sure you factor income tax into your planning. I also project health insurance to cost $4300/yr. for BC/BS and Medicare. Those 2 items alone will cost $1233/mo. It takes a lot of planning to get to the promised land.
53539
postalvetPerson was signed in when posted
11-26-2014
08:26 PM ET (US)
/m53538 why troll?
53538
FladogPerson was signed in when posted
11-26-2014
06:58 PM ET (US)
Justice in Furgunson.
53537
Hanging ToughPerson was signed in when posted
11-26-2014
07:31 AM ET (US)
/m53526 .... This is music to my ears!
53536
redshift186Person was signed in when posted
11-26-2014
12:37 AM ET (US)
"Cricket, cricket..."
53535
Deleted by author 11-23-2014 08:01 AM
53534
caliwantoutPerson was signed in when posted
11-23-2014
12:15 AM ET (US)
How nice! Yes, hey all, "Happy Giving Thanks", no matter how you celebrate.
:>) :>) :>)!
53533
csrs2Person was signed in when posted
11-22-2014
11:25 AM ET (US)
Hi, everyone! :-) Before time gets away.....
"Happy Thanksgiving" to all! :-)
Sincerely,
csrs2
P.S. Lots of cooking and preparing to do, love it !!! :-)
53532
Reality checkPerson was signed in when posted
11-18-2014
01:13 PM ET (US)
X-stew, Quality of retirement is always in the eye of the beholder. Some can stay housebound, and live a very humble retirement. Others need constant stimulation, and activity. I'm in the last camp. Frequent travel, many sporting events, dining out, and most of all, spending it with a great bunch of people that surround you. All there for the taking, in all its glory!

BTW, Never have heard from you on the retirement forum, discussing your travel plans. I wonder why? You should take your cue from that GOT VERA GUY. Boy does he live it well, doesn't he?
53531
leebrenPerson was signed in when posted
11-18-2014
01:12 PM ET (US)
I would also like to say that everyone is different, save as much as you can in any way you can, start today. You cannot compare your situation to anyone else,as a measure of what should be done. Don't always measure success by the size of your bank account, but by how happy you are.I knew carriers at my office who worked every hour they could, made tons more money, but they were miserable. Being retired from 38 years carrying mail is so fantastic. Plan and prepare the best you can for yourself and your family, so you do not have to spend all your years working.Current situation with a new PMG and congress could open the door to an early out.I hope those of you that want one, get it, and are prepared to take it.I have more freedom now than I ever have had in my life, it's a great feeling.
53530
leebrenPerson was signed in when posted
11-18-2014
12:56 PM ET (US)
http://www.myfederalretirement.com Lots of good advice and information here.
53529
X-stewPerson was signed in when posted
11-18-2014
12:35 PM ET (US)
It's clear you're a liar and braggart who'll never retire. Misleading potential retirees is a sin in my book, and you're guilty by your own words.

I am where you'll never be; retired, not working, and happy. I've built my savings a little since I left by not blowing it. Inasmuch as I'm one of those guys for whom people are dumping ice water on their heads, I'll be here.
53528
Reality checkPerson was signed in when posted
11-18-2014
11:57 AM ET (US)
X-stew, Perhaps a little cruise with "got Vera" would get you to stop your clear obsession with me. If you had the money to do these things, perhaps it would get you off your keyboard, and into a more fruitful retirement! Think about it!
53527
just retiredPerson was signed in when posted
11-18-2014
11:00 AM ET (US)
It is absolutely possible to retire happily without massive sums of money. I did pay off my mortgage and all other bills before retirement, that had been my goal for many years prior, but that came at the expense of saving or investing a lot. My net income is around 3k monthly and I can usually set aside 1k of that in savings. So far home maintenance has been the only large expense I've had. I don't go out to eat a lot and find things to do for entertainment that don't break the bank. If I wind up in a nursing home I'll be in bad shape but even with huge amounts of money saved it would be all gone in a couple of years if that happens.
53526
AnydaynowPerson was signed in when posted
11-18-2014
10:32 AM ET (US)
It's not the money! It's not doing that job you been doing for 30 years. With social security or the supplement, and a postal pension with health care, you can still retire, even if you don't have a large tsp, you can still retire just keep your expenses down. Life has beat all of us up, at home and of course work. Pick your date and stick to your plan. Being away from that job is such a joy.
53525
X-stewPerson was signed in when posted
11-18-2014
09:30 AM ET (US)
/m53521 I consider EO, going under 62, to be such a gift that I hate to see anyone not take advantage of it. In my life, and on these boards, those who don't plan on reducing expenses in the future are the ones who never stop working. Great if it's your choice, but having to keep working when you'd rather not, or after your body says 'whoa', is sad to me.

So when you post that you expect to spend $4500 with no mortgage, and expect to need another $1500 from a job, I wondered 'for what?' At those rates, not one in a 1,000 here could afford to go. Many reading that would give up hopes of going, and do nothing. But I know thousands do go on no where near that much every month, and are happy and self-sufficient. Like me. Now they may never have been boogled or know what Vanguard is, and you never patted them on the head and approved of their plan, but somehow or other they made it out OK.

Attacking the messenger is classic deflection to try to avoid the subject. Your shifting narratives make fine reading, but 'where's the beef?, what's real? Stashing hundreds a month away, paying a mortgage that'll be gone when you retire, putting 2 kids through college, is no longer believable given your refusal to stand by your words. All your words, including the many posts you erase when you notice they went too far, that is.

Saw my under-dog Pats with sis and friends destroy the Colts and loved it. I was still keyed up when I got in. Thought I'd relax and read a bit but saw you playing Sgt Schultz and had to respond.
Edited 11-18-2014 09:31 AM
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